 Withdrawing money out of your IRA? |
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 How do I get started in day trading? |
| I want to learn how to day trade and invest in stocks. But don't know where to start on my jouney. can someone point me in a direction to get started. One suggested reading books but there ... |
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 What causes stocks (especially the penny stocks) to go up or down? |
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On a daily basis??
Without press releases or anything public in a major way.... |
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 What investment options are available for moderate to low-income people? |
| For a person who has moderate to low income what investment options are available for them? I have heard of penny stock, and other bonds that a person who may makes between 10k-20k can invest their ... |
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 Rules of thumb in investing? |
| There were these financial advisers over at our house and one of them was explaining some things like if the bond prices rise then the interest rates go down or something like these rules of thumbs ... |
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 I have $5,000 that I won't be touching for 3 months. What's the best way to invest it? |
| I have $5,000 that I won't be touching for 3 months. What's the best way to invest it? If im calculating it correct at 2% interest rate, compounded daily, 2%apy im making like $20. It ... |
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| I thought conservatives were pro-bidness. All I see is major spending and consistent mismanagement.... |
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 How much can I earn by investing ? |
How muh can I earn from Scottrade?
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maybe $50,000?? what is the maximum?... |
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 Where to invest $ 500? |
I don't know much about the stock market.
I am totally debt free, including my house, worth $ 150,000 am 53 yrs old, retired, have monthly retirment (company pension income of $ 3,600/... |
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 How to predict stock market ? |
| Is it possible to predict the stock market for profit??... |
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 How to invest for dividend benefits? |
| How to invest in blue ship companies and how the dividend is ... |
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 What site is the best to study investing? |
| I been curious about investing. I don't know even a basic rule about investing, I just a teenager, so I think it useful to study how to investing now, so do you guys know what site for me to ... |
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 What do they mean by "diversify"? |
| I have a 401K (balanced), real estate (paying for it), mutual fund (stocks, bonds), and some savings in a 4% interest account, am I diversified? Am I missing something?... |
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reindeer dippin | How would you invest $150,000 dollars? |
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lizzgeorge
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Assuming that's all I had in the world?
1. I'd pay off any debt besides mortgage/student loan debt (unless my interest rates were higher than 6%).
2. Put $15,000 in a money market for emergencies (or 6 months expenses, whichever is greater).
3. Put $4000 in a Roth IRA (Vanguard Target Retiremenet 2045 or Life stragegy Growth fund) for the current year and an extra $4000 in the money market--which I'd transfer to the Roth IRA Jan 1 of the following year.
4. I'd put 20% down on a home I could easily afford with my current income.
5. I'd put the rest in a bond and stock index funds (Vanguard again)--bonds for short term goals, stocks for long term. |
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Pepper
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I would go to your bank and ask to talk with an investment rep. Its free and you can get great advise. I would look into Mutual Funds. Tht amount is too much for an IRA. |
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Adam J
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If you don't expect to need the money within the near future (say you're planning on buying a house or going to law/medical/other highly expensive school within the next 5 years) your best bet is to just stick it in the stock market.
The easiest way to do this is to buy index funds-- for example a fund that tracks the S&P 500 index would hold stock in the 500 largest US corporations. It's quick, your totally diversified, and you don't need to spend a lot of time researching stocks. Two Exchange Traded Funds (ie funds that trade on the market like stocks and which can be bought through a broker) are the SPDR fund (SPY) and the iShares fund (IVV). Vanguard also has a very well regarded S&P 500 index fund.
Good luck. |
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Frank Castle
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Stock Market.
I am a Portfolio Manager with over a decade of experience in the Stock Market. |
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aluisious81
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I'd split it up into ten stocks, $15k each.
I'd go for blue chip value stocks. |
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chemicalcajun
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Diversification is a good way to allocate your money. Depending on your age, ridding yourself of debt should be priority #1. With the remaining money, I would invest in mutual funds, ETF's and stocks where the risks increases down the line. So if you are older, I would focus most of the money on mutual funds with long track records of positive gains. If you are younger, you have room to be more risky with ETF's and stocks.
The safest way to go is a CD but I would invest in a CD only if it is short term at a very good interest rate (because the return rate is usually par with inflation, you probably wont make much money overall).
Also I would consider maxing out 401(k) or Roth IRA (if you have any). This could give a nice tax deduction. |
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keengrrl76
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Foreclosing property. |
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