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 I have $96000 with countrywide bank in a CD that will mature the first of November. Any experts out there?
I'm not sure I understand the full impact on what is going on with the bankruptcy news. Any financial wizs out there to give me advise? My penalty would be 180 days of simple interest to get it ...


 Can u invest one crore..?
India grows...our gdp grows....we are the multinational fund manager..we gave last year more than 50% return...dont wory about the tax on returns.....several schemes with me..alternative fixed ...


 Is investing in IPO safe? what factors we should consider before investing in an IPO?
...


 What happens"EXACTLY"when a stock splits? Why is it such a good thing?
...


 Investing while in college?
I am not that familiar yet with investing, but I am reading along when I have time. What I want to know Is:
Is it required to have an income to buy shares?

And is there a minimum ...


 Best online investment website?
I'm about to turn 18 and want to do a lot of online investments but i am wondering which site would be best. i know etrade has the 100 free trades and i would be investing enough to qualify but ...


 Buy a smaller or bigger house?
Option#1--Buy a smaller house and invest some money in the stock market

Or

Option#2--Buy a bigger house and invest no money in the stock market

Please explain your ...


 Where's the best place to sell a 100oz silver bar?
where can I get the best price? ebay? pawn shop? coin shop? jeweler?...


 Technical Analysis or Fundamental Analysis?
Which one provides more reliability in the stock market, etc.?...


 I thinking about investing in some stocks but am scared to lose $. What's the safest kind of investment?
...


 Investing help for a 15 year old?
I started to trade stocks in October and have been quite successfully. Over the past months i have been investing in IPO's, mostly chinese and gained 55%. Now with the chinese market cooling and ...


 What is the best job to have in a recession?
...


 What is the % of gain on a stock i should you look for?
...


 I need money?
...


 How to become rich by spending less than 2000$??
...


 Have or would you invest in biotechnology?
if so what companies should I be looking at?...


 Is there brokerage is on buying OR selling OR on both ???
...


 Savings Bonds?
yea i got tons of them but im not sure how they work.

they face value on all of them are $50 but im not sure if its worth face value until a certain time then goes up or if its worth less ...


 How to double my money?
i have 300 dollars to spare, i dont want to lose it but i want to take a higher risk and i want to double it. i have my investment strategies for long term growth covered. this is just mad money if ...


 What does the Fed Rate refer to ?? Is the rate a long term one or of short term one??
What implications it has while determining fixed deposit rates by commercial banks?? And anything more..that is relevant ??...



SleeplessinSF
How would you invest $150,000, keeping in mind the current market, retirement & keeping portfolio diversified?

Additional Details
Thanks for everyone's advice. I will not provide my personal specifics online. However, let's say this $150,000 is just sitting in a no-interest checking account waiting to be invested. This is all you have. Clean slate. No debt. Just this cash. What would you do?
                     
 




jsforex.blogspot.com
Rating
It depends on how young you are. Younger people are more tolerant to handling risk to get higher rewards on their investment.

What I tell my clients is to invest part of their portfolio to fixed income securities, and the other part, for speculative investments. Not one or the other, but has to be both.

Fixed income securities examples would be treasury bills, bank CDs, even rent income from real estate. Pros: you get a fixed return on your investment over a given period of time. Cons: rising inflation, weak dollar.

You can trade speculative investments yourself, but I would recommend you find an established trader who is an expert in their own field. Speculative instruments are stocks, foreign exchange, commodities. Pros: cash flow from speculatives can keep up with rising oil prices, inflation, and may provide much needed cash flow for the future. Cons: You can lose part or all of your money.

Be sure to consult first with your financial advisor before undertaking any kind of investment.

Good day! http://jsforex.blogspot.com


Denis W
Rating
View It Now FinanceExtends (dot) com


gosh137
Rating
Without knowing if you have other investments, an emergency fund, debts, do you want to actively manage the money or invest and forget, risk tolerance, and your time horizon for the money, no one can properly answer this question.

If you have an emergency fund, no other investments, no high interest debt, want to invest and not pay attention to it, you can sleep at night with your money invested in stocks and bonds which may lose value for a few years, and over 20 years until you need the money, I would suggest a target retirement fund from either T. Rowe Price or Vanguard. They cover the investing world and handle asset allocation for you.

If all those ifs are not true, please provide more information.


bunnycon48
Rating
Hi,
I suggest you give specifics about yourself in order that the answer(s) are more tailored to your specific situation.
Check out www.moneyrec.com, you list your stats, ask your question with age, income, risk tolerance, expenses- anything that can help draw a better financial picture. Moneyrec is a site designed for questions like yours, it also has thousands of user reviews for mutual funds and stocks. Free to users.
Best of Luck,
Bunny


Insure Man
Rating
Hard to say without knowing your overall financial situation and time-line. In light of the recent market volatility and low interest rates at most banks, I think a fixed or indexed annuity is a viable option with a portion of most retirement accounts. They guarantee safety, growth, and are not subject to market loss.

Learn more about indexed annuity accounts here:
http://www.ohioinsureplan.com/index.php/annuities/equity-indexed-annuities/

Fixed annuity account interest rates:
http://www.ohioinsureplan.com/index.php/annuities/fixed-annuities/


Joshua
Rating
I'd play some in the Forex market and some in the ones mentioned above.

If you're interested here are reviews on the top 3 selling Forex trading systems: http://forex-tracer.the-perfect-solution.com


Greg S
For me personally (and this may not work for you)

I would put $60,000 into CDs and stagger it out as $10,000 each month for 6 months.

I would buy $30,000 in T-Bonds again stagger out monthly $5,000 a month for 6 months.

All of the dividends from the CDs and Bonds would fund my IRA.

The reamining $60,000 I would buy ETFs in a predetermined manner (which I am not a liberty to discuss) that would be diversified by market sector and location.

That's what I would do. This is assuming I would not be contributing future monies aside from my returns.


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