
bunnycon48
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Hi,
Be cautious and don't react to quickly to the advice you are given. First, I would ask my question on sites that are dedicated to investments and will take your questions seriously. Be more specific about your age, financial situation, goals, family- any information that will help a user help you. Two sites that you should consider:
1) www.moneyrec.com
designed to help people like you, you could get very good input. Free to users and spam free. I recommend it.
2) morningstar.com-- a free board for questions-- for more info, though, you pay a fee.
Good luck to you and remember, no hasty decisions!
Regards,
Bunny |
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Galien5
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Minimise risk, maximise return, obviously:
You should use up your tax free ISA allowance this year - 3K.
Put another 3600 in at the start of the new financial year in April this year. That'll leave you with about £58K
You should do the following with that:
£5000 worth of gold krugerand coins from Baird & Co.
£25,000 into premium bonds.
£25,000 into British Utility companies. Seek a broker's advice on the best dividend yeilding companies. You are buying for income.
That will leave a little left over which you should put into a high interest online saver such as the AA have - about 6%. |
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Investing T
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In a mannaged account.
With that amount of money you can have one with low risk.
I also have such an account.
here are my results;
http://my-robottrader.blogspot.com/
Feel free to give anny comment or you can also contact me if you want more information about my money mannager. |
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Croxx
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What risk are you willing to take, what's the investment horizon etc etc.. |
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Anthony
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20 percent in bank for a rainy day
30 percent in utility stocks (safe and pays high dividents)
20 percent in bonds
30 percent in CD |
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Geaux Ghoti
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I would build the prototype and buy the patent for the technical device I've been working on for a while now... |
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Yarx
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Buy one or more properties in Bulgaria or check out other emerging European nations. |
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zAib
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i would invest in property.Its far better thn bonding or other things.Property is a gd investment wid lot of profit |
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resignedtolife
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I'd get a financial adviser. It's a lot of money to lose. Failing that I'd spread my options 'never put all of your eggs in one basket' |
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Northern Explorer
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I'd buy a one way ticket outa here to some nice tropical Isle. |
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Dylan 61
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You could by a like bond where
A) Your life is insured
B) The money is invested in Equities so you have a chance to increase your investment.
C) You could also withdraw 5% =£3250 per year either as a lump sum or monthly into your bank, effectively tax free if you are not a high rate tax payer. |
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Dmitri
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Hmmmmm not Property right now, bit late, possibly premium bonds or a high interest savings account but most likely i'd go for gold, its value remains very consistent in the modern economic world and i like shiny things...*distracted by twinkling lights* |
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k2col
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Well it depends on the risk levels you are willing to accept. How much does 65k mean to you. Do you already own property? Would you like to?
Really you need to sit down face to face with a financial advisor and discuss your options.
But your question was how would I invest it... well I think I would put 30k away in bonds as these are very safe with a low rate of return. I would keep 10k in an instant access savings account (looking for about 7%) and the rest I would invest in something a little more exciting - shares perhaps.
That said, I'd also be tempted to simply pay off a large chunk of my mortgage.... |
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DeathButler
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Get an accountant, they could help you to invest the money in the right places, if done right, their fee will be nothing on the return they will get you |
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ANDREW L
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Take a look at the free investment strategy course at www.finysis.net. This is a good website, with some inexpensive products, also. |
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Me again!
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In a long-term investment lease on a 'Circuit Pub' in a nice town center. |
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