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Don | Hypothetical question? |
Hypothetical question
You have a loan of 45K
you require another 60K for a project
you have one freehold property with rental income
should you sell the free hold property and with the capital pay of the loan and have money for the project?
or pay of the loan by remorgaging the freehold property and taking enough money for the project?
thankx |
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mia delight
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Seek the opinion of a financial adviser , not any of these Yahoo`s. That's the only answer.
Yes, please stop confusing the children. |
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micro52000
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just pay off loan quickly as possible |
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jennifer.kudsk
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I would refinance if the interest was reasonable. But that's not me. It also depends on the current value of the properly.
But really none of the above. Depends on if the "project" was of a way of increasing income. If it was to ....... remodel my kitchen....no way. |
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selina.evans
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I would first try to negotiate the interest rate on the loan down a little, then look for the cheapest possible mortgage; it might be cheaper to take the whole sum...project money and loan repayment, in the from of a mortgage but i would certainly take out a mortgage for the extra money needed. I know that house prices are still falling and that this is a worry, but the fact is that property always rises in the long term and over any given five year period , certainly over any ten year period, it will rise. If you sell not it may be months before you find a buyer in the current nervous market, and you may end up accepting less than you should simply to get things moving. The rental market may be over serviced right now but with some seventy thousand repossessions predicted for next year there ae going to be a large number of new tenants out there looking for something to rent ! |
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Ramesh
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I would get more loans. because of lower interest rate. lower then 3%
Even if the project is just getting you to survive. |
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nicrahul
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if loan rates are low and project will do good dont sell it off |
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~DR3AMZR4EVER~
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HYPOTHETICAL??? RIGHHHTTTT.......
HAHAH
~DR3AMZ~ |
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camladyiswickedawsome
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STOP CONFUSING THE CHILDREN! |
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