 If you recently inherited $1m how would you invest it to provide a steady stream of income? |
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 Should we, or Do we even have the ability to "Bail Out" the US Auto Industry? |
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 What is the best way to invest $100,000 in Austin, Tx.? |
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I don't know how to start. Let's say I want to put my money into buying shares of IBM (just an example... don't attack my choice). What are the steps to take?
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 How to invest a large inheritance? |
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burlingtony | I'd like to invest about 100 k in the stock market. What's the best way to proceed ? |
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jon b
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Find a Financial Advisor!
A financial advisor will need to know two things: Who you are (in the sense, what is your risk tolerance, what kind of financial experience do you have, what are some concerns, family situation) - there are a lot of questions that he needs to ask before making a plan specific to you. Second, he needs to know, what's the money for? Long term? short term? future retirement income? emergency funds?
Be honest with your advisor, get to know him, and build trust that he cares about you as a client, and cares about how important that money it to you and how that all relates.
To the person that said wait for a 15% market correction? I can honestly say that is one of the top 10 stupidest comments I've ever seen on Yahoo! answers. Why would you purposely miss 15% upside in the markets? That is like seeing a 50% off sale at Macy's and tell the clerk to call you back when she sees and calculates that it is now only 35% off on sale.
To the person that mentioned CDs - CDs are guaranteed - they are guaranteed to fail as a long term investment plan. Over time CDs have failed to keep up with inflation (after taxes) - and have incredibly low liquidity for such a paltry return.
To the person that talked about no-load index funds. Why settle for mediocre? No load means no help. Your financial advisor will do a thorough profile as noted above, and then design an asset allocation for you that will include components that give you greater returns with lower risk.
Also, to the person that backed the answer up with Wikipedia as a source - if you wanted information on life saving brain surgery - would you go to the source that is written and edited by anyone with a computer? Or would you rather get your info from a licensed professional, who is regulated by both laws and professional standards organizations? - and who has advanced designations in his field of expertise? - go to the pro, see your financial advisor. |
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Derek (Steelers, SB champs)
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First, I'd put about 10% in an emergency account (savings account.)
If you're not seasoned, invest in no load mutual funds and possibly an index fund.
If you already have an emergency account, ignore my first statement. |
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Katie W
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Find a good, honest advisor/broker. Everyone's goals are different, and what you want to get out of investing will affect how you invest. "Make more money", yes, that's a given: but, are you looking to invest in hopes of making a fast buck and are prepared to accept high risk in hopes of high reward? Or are you looking to keep your money available for use but hoping to beat inflation instead of keeping it in a bank? Or are you working on a retirement fund, and are (a) 35 (b) 55 (c) 75.... and so want (a) your money to grow with long-term outlook, and can accept a lot of risk, (b) your money to grow but need to shield some of it in less risky ventures, or (c) like above, hoping to beat inflation but can't accept a lot of risk?
Even given that, there's quite a lot of market research that needs to be done to determine what investments may meet your particular needs (and hopes). A good advisor/broker should have much of this already done, and able to research specifically for you as well. |
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Kay
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With the amount like $100k, you would be better served if you went to a brokerage firm like Goldman Sachs, JP Morgan Chase, Morgan Stanley and/or Investment Division of Bank of America or City Group.
They will accommodate you with a good wall street pro's. Make sure you interview the broker and ask questions like how many years of investment experience, education, who are some of his major clients and dollar level of amounts he/she has been managing. If you are not too sure about the person, ask the managing director if he could recommend somebody else. Don't be embarrased or shy about making your feelings known. After all, you are not investing peanuts. |
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bearr41
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The best way is to purchase mutual funds each month (dollar cost average). If this is for retirement, then do so in a ROTH or 401(k) or IRA. There are limits to how much you can invest each year though.
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muncie birder
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You will most likely be better off buying a juicy CD with that 100k. There does not appear to be any bottom to the stock market currently. Get a 6 month CD and if the market is at least 15% higher when the CD matures come back and ask your question then. |
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don d
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Your questions indicates that you are new to investing. Therefore, I would strongly advise you to buy mutual funds, and have it done by a good financial investor.
If you want to put money aside for retirement, then max out your Roth IRA. Roth IRA is the best thing that the government gave to us. This years max is $5000. |
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socrates
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Assuming you want the whole 100K in stocks you need a plan. Diversify using no more than 5% to 10% on any one stock also diversify by buying stocks from several different sectors(energy,retail,medical,etc.).Ther... are lots of bargains on good companies but they could still go lower. Decide if you are investing for a longer time period or want to exit if your stocks go lower.You could also use puts and calls to give you some protection from loses or for added income.If you don't know about options consider learning. Use msn/money,the street.com. for stock ideas.Good
Luck! |
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Rich H
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buy yourself a metal trash can and a gallon of gas , put the 100,000 dollars in the barrel ,pour the gas on all the money , make sure you pour all the gas on all the money , use some kind of lit fuze you 've place in the barrel light and get away--at least you'll have a burnt barrel to show for it ------ you know ! that can be used for a long lasting out house hole filler |
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