 What's it called when you get inside information about a stock? |
| For example, say someone on the "inside" (or if you're the inside man) told you the value of a stock is going to rise, so you buy shares for cheap and sell for a huge profit later on ... |
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 Any ideas in what to invest $10,000? |
Not much money...but absolutely enough to support one good idea :).
Thanks alot!... |
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 I am totally a newcomer , please tell which mutual fund is best to invest ? |
| If possible then please also tell a bit in detail about that mutual fund which u suggested and again if possible then why u ... |
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 Are we at the bottom of the financial market yet ? |
| In your opinion are we at the bottom. Can it get much worse ? How far it will go down, you think ?... |
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 How much is a million dollar worth? |
| How much is it worth in USA?is it enough for a business?How long would it last if someone puts it in a bank and lives of profit?... |
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 $1000.00?...? |
| Whats the best way to invest a 1000 bucks?... |
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 Where to invest money? |
Interest rates in conventional investments are so low that the return is likely to be negative after taxation. Gold seems to be at a high and stocks seem decidedly iffy.
So any ideas on ... |
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 What is the best way to invest in the stock market? |
| Any tips? I need answers from people with experience on this only. Thank you.... |
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 What would you do with $100,000? |
| I am asking this question to get some thoughts from others on how one would invest $100,000. Personally, what would you do if you were handed a check for $100,000? Would you start a business, invest ... |
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ES | I'm 24 and interested in investing. What is the best way to invest in your mid 20's? |
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Mr. Luva Luva
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First contribute as much as possible to your 401K. Between the tax benefits and the market strength right now, it is a win-win situation. I suggest 8-10% of your pay. You won't miss it too much and when you turn 65 you will probably have 500K waiting for you.
Second, try investing in the stock market on your own. Sign up with one of the on-line companies...scottrade, e-trade...etc. Do some homework on your own maybe on Yahoo finance, but look for stocks that have strong growth and sales numbers.
May I suggest 3 stocks-- Siliconware (SPIL) a microchip manufacturer over in Taiwan--up 35% YTD and still growing. Quantas services (PWR)--they build company infrastructures (computers, electronics and other technologies) up 40% YTD since last March.
Lastly, I came across a penny stock I picked up a week ago called Modern Energy (MODR.PK). This is a very small stock with lots of room to grow! They are up 100% from last week! They deal with bio-fuels and gasses which is the way of the future. Grab this one quickly.
Also, look for a bank that will give you great rates on checking and savings accounts. You should be making at least 2% on checking and 4% on savings. Check out citibank.com. They have a deal where you can get 4.65% on a savings account with no minimum balance and you get a $50 bonus after 90 days!
Keep a balanced portfolio. Don't put all your eggs in one basket. A little in 401K, a little in stocks and a little in CD's or just a savings account. 35 years from now, you will be sitting on over a million bucks, ready to retire and live the good life.
Good luck and happy investing! |
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flightfilliment
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If your job offers a 401k and also contributes to it, then that's always a safe bet. That would be a sure fire way to invest in your retirement and future, plus your company will match all or a portion of what you put in. Other ideas would be to buy a cheap home or land and rent it out. You can even look into buying bonds, they build up a nice wad of cash after time. |
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afling78
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Your 20s are fun because you're young enough to ride out market volatility and be adventurous. This is the time to show risk. If you don't follow the market closely enough to invest in individual stocks, invest in indexes, which are combined groups of stocks. For example, if you invest 25% each in small-cap (small business stocks), large cap (large business stocks), international, and real estates indexes, you will have a finger in virtually all segments of the market. (You'll probably want to play around with a formula - that's just an example.)
Also, if your employer matches funds, max out your 401k as much as they will match - it's free money. Don't invest only in retirement, because if you plan on retiring wealthy, you'll pay significant taxes on the money.
Pay off all your debt - no credit. Don't ever finance anything that loses value (like a car). Save up to invest in real estate.
READ, READ, READ. There are great resources out there. For a great starter book, try "Rich Dad, Poor Dad". And the number one lesson...don't listen to poor people who offer financial advice - they obviously don't know what they're talking about! |
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muncie birder
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You have received a wide variety of answers. Allow me to add my 2 cents worth. Mutual funds and index funds offer the best way to obtain a broad diversity of investments with a small beginning amount. Equity mutual funds and index funds offer the best long term return potential for a person in their 20s. You can figure, based on historic returns, about 10% annually on average. Actually, your return will vary greatly based on the funds you pick. It is best to select various funds with different investment styles, for example large cap, small cap, mid cap, foreign stock funds, etc.
If you do you investing within a Roth IRA account, those returns are tax free.
You do need to do a little investment research before investing. Begin with "Investing for Dummies" It will give you a good general background that you can then build upon. |
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Mr Jiggle Pants
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I started saving money at age 21 and bought CDs at the time until I was about 31...then I invested in aggressive growth mutual funds and dabbled in stocks. Now, at age 41 I am mostly invested in those same mutual funds and a lot more personal stock picks with some cash on the sidelines. Looking back 20 years, I wish I would have been aggressive from the get go.......At your age be aggressive but not careless. Good luck |
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ontopofoldsmokie
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If you have a retirement plan at work start there first. A 401k, 403b, Roth 401k, etc.... Especially, if they match. Fund your retirement account up to the match at least because that essentially doubles your money. You can't get that kind of return on any investment. Then max out a Roth IRA. If you still have income left over then finish funding the 401k. If you do this early in life you will learn ot live on the remainder and have millions when you retire with little effort. This is assuming that you have no credit card bills, car payments or other debts. You need to take care of those before investing anyway.
Now, if your retirement is taken care of I would invest in mutual funds with 5-10 year history of 10-12% gains. That's where I would put the bulk of my funds. I'm planning for retirement and have some individual stocks I like to play with. Note individual stocks hold the highest risk. |
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redfearn_jc
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In your mid 20's you can afford to be a bit agressive, but you should look to buy 'value' investments, stocks which are trading at a discount compared to the companies value. If you need help identifying these, try economicinvest.com to obtain some great information that will grow your investments. That is how investors like Graham and Buffett made their money. |
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klone_2126
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i'm 24. last year i make online investment in eaindex with usd1000. after a 300 days, with usd1000 i make usd 7000 n this year i target for usd52000 in 200 day. am i right |
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Blicka
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You are 24. I am also 24.
Don't buy CDs. You are so young that buying fixed income investments is, while not a bad idea, not going to provide anywhere close to the returns that you can gain from stocks. Start out with a decent Exchange Traded Fund (ETF) such as SPY which indexes itself to the S&P 500 or other ETFs that are focused in industries/markets taht you are interested in.
Once you have started to get more information, you can start to move into the purchase of individual stocks more easily. |
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regnery
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You can buy a mutual fund. These funds pool many people's money and then go out and buy a bunch of stocks, so all your eggs are not in one basket. Note that past performance is no guarantee of future results. There are thousands of mutual funds. Choose a fund with a good track record, one that seems to be well diversified (in other words, don't invest in mutual funds that invest only in one sector or geographic region). Choose a fund that has a reasonably low expense ratio (1.5% max) and no front-end load (a commission that comes right off the top: many funds don't have these). Companies to check out include Vanguard, Janus, American Century, and Fidelity.
You could also invest in stocks directly through Ameritrade or another discount broker, but you would need to know how to research stocks to buy.
If your company has a 401K plan, enroll in it and contribute as much as you can. 401K contributions are tax deductible, and many companies match up to a certain point (i.e., free money). Do the 401K thing before you invest in mutual funds outside of the 401K. Most 401K plans allow you to select from a menu of different mutual funds.
If you have outstanding credit card balances, and they are accruing 18% interest per year, pay these off before you invest. You are unlikely to make 18% returns in the market but you'll be saving 18% if you pay off your credit cards (the trick: don't run them back up again). |
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Pluto
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CDs, until you understand how the stocks and other investment tools work. If you do understand, go for riskier ones with lots of returns. You are young enough to do that. |
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Charles V
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BEFORE you start investing, do a lot of reading. There are a lot o f web sites, and some good books you can educate your self with. My first thought for any new investor is to consider a solid mutual fund as a base. Add a set amount to it every month, never touch it, and you will be so far ahead of the game it will make you laugh! You can go into 'risk' a little later, but please get that foundation started, you will never regret it. |
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supernicebloke2000
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Can't go wrong with property... you could try "buy to let"... that way you buy a property, charge rent (which you use to cover the mortgage payments), then in years to come, the property has been paid for AND will have gone up in value... Not sure how the market is in the US, but over here in the UK you can almost double your house price in 15 years... |
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whasup
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Real estate |
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sweetface
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You should acquire either corporate or government bonds with high coupon %; rather than stocks because they (stocks) are too risky. |
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