I make 175k a year, own my home outright, and am looking for different ways to invest. What are my options? |
| IRAs seem pointless as it's only 4k a year and it appears it won't be tax deductible either as I put in my max allowed into my 401k every year. What other options are ther eto not be taxed ... |
|
What are some good investment opportunities for a newbie invester? |
| I am looking for some good investment opportunites for a small time investor.... |
|
When is the best time to invest? |
A friend of mine, accounting graduate, told me that the best time to invest is not now because the market in its highs, but in the end of May.
I have some money now and more coming at C... |
|
Where are the best places to rent in london? |
| i am looking to buy a property in and around the london area, maybe even slightly out if necessary for my very first investment in a property. This will be my first buy and i want to rent it out but ... |
|
What's the best way to invest a few hundred dollars? |
| I'm a college student.. I mean about 200-300 dollars - starting out, that is. I always find that the birthday money or Christmas money I get, I end up spending on things that I don't even ... |
|
I want to earn more money within short period without investing any money.may i get some idea? |
| i m moneyseeker i can do whatever for money . iwant to earn money and to be richest and within short period.... |
|
What do you think is the best investment for low income people? |
| I have heard safe strategies like CD's Money Markets, and on the other hand heard high risk investments for younger people and precious metals, gold, silver etc. Any good ideas for the low ... |
|
Is now a good time to invest in the stock market? |
| Are we headed for a big crash this year or just some instability in the market?... |
|
How much can $400,000 gather in interest? |
What company has the highest interest rate?
And how much would 400k gather per month?... |
|
I just started putting money into my 401k about 2-3 months ago. Is 6% of my paycheck, and mostly in stock. ? |
| Should i leave the money I have in there or should i pull it back out? My company matches 70cents for every dollar, up to a max of 6%... |
|
Where can i invest my money so that interest is charged monthly instead of every year? |
| i have 10,000 to invest for at least a year and i am able to add 1,000 more each month? any suggestions on how to invest?... |
|
I would like to START INVESTING??? I need HELP??? |
Hi Friends, I am at that age where I should start investing. I am completely new to the field so I would be grateful if some one can please give me help and guidance:
Where and how do I ... |
|
Can a mortgage be in one individual's name, and the Deed be in both husband and wife's name? Who owns house |
| Home Purchase by husband and wife. The mortgage is going in the wife's name. She claims the deed will be in both husband and wife's name. Who actually owns the home. Who gets proceeds ... |
|
I want to become a millionaire in a YR!? |
I'm willing to invest a little..but dont have much.
i m looking for some ideas that dont cost allot.
any toughts??... |
|
|  |

LaurenElizabeth | I'm interested in investing in the stock market. Does anyone have advice? |
|
|


Joe
 |
Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too risky. Most folks have a dificult time buying a properly balanced portfoilio of stocks on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Unless you know what you are doing, it is best to buy mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. Vanguard.com has an on-line questionnaire which will give you an idea of how to do "Asset Allocation," determining how much to put in each type of fund.
If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.
I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.
If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.
Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.
Sources:
http://www.vanguard.com/VGApp/hnw/planningeducation
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetallocation.htm
http://www.diehards.org/readsites.htm
http://finance.yahoo.com/education/begin_investing
http://finance.yahoo.com/funds/basics
Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this. I like Vanguard best, but try some of the other sites as well.)
https://flagship.vanguard.com/VGApp/hnw/FundsInvQuestionnaire?cbdInitTransUrl=https%3A//flagship.vanguard.com/VGApp/hnw/planningeducation/education
https://ais2.tiaa-cref.org/cgi-bin/WebObjects.exe/DTAssetAlcEval
http://www.ifa.com/SurveyNET/index.aspx
Web forum: http://www.diehards.org/
(Many investment web forums are overrun by scam artists. This one seems the most legitimate site.)
529 plans: http://www.savingforcollege.com |
|

Kaptain Krakatoa
|
Diversify. Keep costs low by buying Vanguard mutual funds. Pay off high interest rate credit cards first. Then put money into a 401K, then a Roth IRA, then a taxable investment account if you still have money left over. |
|

piet lul
|
buy the index |
|

hamgravy615
 |
you want good stock tip? dont listen to stock tips |
|

pappa_15
 |
If you are new to investing in the stock market, then individual stocks are not for you yet. Go with a mutual fund that has a five year track record, but longer track records are even better. You can get into some of them for less than $1000 and some even for less than $250. While you are investing in a mutual fund, you can learn more about stock investing by going to the library and reading books on the subject. |
|

tripfontaine34
 |
Invest in something that everyone needs. |
|

src50
|
1. Learn before you invest. Start by reading "Investing For Dummies."
2. Start with mutual funds or at least ETFs before you try to pick individual stocks. |
|

Annie
 |
Read this:
http://www.amexsux.com/cgi-bin/yabb/YaBB.cgi?num=1119185052 |
|

Karl A.
|
You can learn everything you need to know on this website;
pages.stern.nyu.edu/~adamodar
Just don't let emotions run your investments and be shore you pay off your debt BEFORE you invest, if you have any, and learn the basics of financial management before you start.
Too many people just pick stocks out of the blue which is by the way just as stupid as going to milk a cow without knowing the difference between a cow and a bull!
Just keep that in mind, learn and then invest, and you should be alright! |
|

Crazymofo
 |
Yeah...dont invest in AT&T |
|

I might be wrong
|
Sweetie, just buy what's called an S&P 500 index fund. It is a super easy way to own the stocks of the 500 biggest, best companies in America. Go to any brokerage and ask for the S&P 500 index fund. Keep it simple! |
|

| |
|
| |  |
| Questions List |
Answers | Last Post
| | | |
10 | 40 minutes(s) ago
| | | |
1 | 3 hour(s) ago
| | | |
11 | 6 hour(s) ago
| | | |
11 | 7 hour(s) ago
| | | |
11 | 9 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 6 day(s) ago
| | | |
11 | 2 week(s) ago
| | | |
11 | 1 month(s) ago
| | | |
11 | 2 month(s) ago
| |
|