Not interested in buying anymore real estate. I want to try something new. I have been playing around with sharebuilder to learn about stocks. How can I learn more about the stock market and where to ...
As the are at a all time low & normalancy is hoped to be restored soon would this a good time to enter the stock market. Am a first timer not actually looking for long term gains Additional ...
Additional Details My Mom was born during the Great Depression but no one I know is taking this as seriously as they should be. I believe the USA as we know it, will be out of business ...
I'm heavily into ethically responsible shareholdings but desperately worried that today's worldwide downturn in share prices will cut into my returns. We are talking my money here. Should I ...
I think most financial advisors would say that is a fairly conservative long term investment. Specially if you are doing it through a mutual fund company like Vanguard which has pretty low expenses
Joe
A reasonable approach. I would suggest the Wilshire 5000 instead for diversification into small stocks, or VTI. I would suggest about 20% of your money in a broadbased foreign index for further diversification. As you get older, you should slowly move more and more money into bonds, until you have at least 40% bonds at retirement. A bad stock crash near retirement can be a disaster if you have no bonds.
OPM
At a PE of nearly 20, you are looking at single digit returns, you may do better in corporate bonds or at least similar, with less volatility.
trade_info
It is well diversified. However look at VTI, which is even more of the total market. Create a technical chart in Yahoo Finance and compare the VTI vs. SPY & QQQQ .. You will see that VTI comes out better in most cases, with less risk.
After saying all that, you are jumping into the market when the S&P is hitting it's 5 year highs. I am a seller at these levels, never a buyer at 5 year highs. Buy low/sell high.
Norm
Not very diversified but since time is on your side you should do very well.
ykchen913
It is not very diversified because the companies in SP500 are the large-cap. Typically, the long-term return of investment for large-cap is lower than that for small-cap.
newcar99
check out private mortgages...pay 15% annually fixed with security
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