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 What is the best way to invest a lump sum of 500,000 for reitrement..i,m retiring in a month?
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 I have 75K in the bank CDs, what else risk free can i make more them 4.11%?
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 What is a penny stock?
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 What is the best way to start Penny Stocks?
What kind of site to look for & how much to invest for a beginner....


 How do you MAKE money besides working for it? What I'm trying to say is how do you make your money work for u?
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 In what line of business should i invest my money?
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 How we can benifit from forex?
I am going to invest & need your valuable suggestions....


 Where should my retired parents invest their money?
My parents have been retired and have a pension in the stock market. They draw a monthly income from it, but have been losing money. What other type of investments can they put their money in without ...


 Why do a lot of investors seem like greedy pigs who don't want to have to work for money?
They seem to just want to use someone else's idea?...


 I have $1000?
I have $1000 , What is best way to grow it ?...


 I have 40,000 dollars to put away.?
I have 40gs check to put away. I dont want to leave it in the U.S. because the economy is soon going to collapse...what should i do with it? No investments please..I want to open an account in a ...


 My son has invented a magic brush, where will he get?
an investor to develop and market it?
Additional Details
Edit:
He assures me that if you sit on it when
the moon is full it can fly....


 Good time to buy stocks?
My husband is just jumping into his 401k (I believe it's a portfolio of stocks!) and buying stock through his company, which is doing great right now. Is this a good time, as long as we keep our ...


 If I want to start investing...?
I want to begin investing in stock. I have quite a lot of money to put into an investment however I don“t know where to start as I“ve never done it before. Can anyone advise me if it is sensible ...


 Is it true that Forex systems work automatically?
Of there is a system that work automatically or in a simple way then lat me know. I am interested in FOREX but i know that it is complicated and i what to start whit something simple. T...


 Why stock trading is not gambling?
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 Where should I put 2000.00?
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 Where can i invest money to get the biggest return over 2 years?
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 What is a way for a teenager to make money online?
Can you please be ...


 I've been seen these commercial on TV to invest in Gold is that a good investment?
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topgrad1
I am 30 years old and just inherited 15k. How should I invest it?
                     
 




Feeling Mutual
A good, safe way, is to buy I Series Inflation protected US Savings Bonds.

They return a base rate, plus the rate of inflation, so you have a guaranteed inflation protected gain.


cogenerate
Rating
If you are 30 years old you probably have a sizable amount of debt... car payments, credit cards, lines of credit from a store? Consider the amount of interest you are paying on these items (10-30% for car, 15-40% credit cards, 25-40% on a line of credit). The way these high-interest loans are amortized, you end up paying the amount you owe 3-fold before the debt is removed. Anything payed OVER the minimum is applied directly to the principle, Interst Free! You're not going to find an investment with an interest rate higher than the interest you're paying on these right now. To maximize the return from this recent wind-fall you might want to pay-off your high-interest debts first.

With the money you save each month by no longer making payments, you can increase your 401k contributions or start a tax-deferred IRA (Individual Retirement Account) with your bank. Anything you contribute to an IRA is tax deductible and will help you out come April 15th each year with a bigger tax return. And starting an IRA at age 30 helps ensure you won't have to work beyond retirement.

Whatever you choose, just remember that it doesn't make any sense to invest while you're making high-interest payments on debt you already have! Making 10% on an investment just so you can pay 25% on a loan is... well... illadvised to say the least.


Cliff
pay off your bills in full, then if you have money left over save it for your emergency fund (about 4-6 months of income to cover bills down the road). Then after that you can look into various mutual funds depending on your needs and tolerance of market ups and downs


Shary
Rating
A Good Mutual Fund With Good Record of Annual Return and Moody rating.
If you do not have an IRA open one.


Vincent V
If you are a beginner in the world of investing, it is natural to be a bit apprehensive about getting started investing in stocks


Laissez-Faire Guy
Rating
Don't take Feeling Mutuals advice. Series I bonds are horrible investments right now. They return only the rate of inflation, with no additional base rate.

Of course the question is, for what purpose do you want to invest this money?

If retirement, open a Roth IRA, and invest in a Targeted Retirement account with a no commission, low cost mutual fund company like Vanguard. A targeted account will invest and diversify your money, balancing risk based on your anticipated retirement date. You can only put in $5k this year though.

For general indefinite investing, I recommend again going with a low cost mutual fund house like Vanguard, and picking up 2 or 3 funds to spread your money around. Maybe something like 1/3rd in each of the Total Stock Market, Total Bond, and a Foreign Index mutual funds.


arpee
It is highly possible that you currently have debts. If that is your situation, use your inheritance to pay it down or pay it off.

The debt interest is typically much more than the investment growth/interest you get (and they are not also assured to be at those levels except for money market/savings/CD accounts). So you would want to get rid of these debts first.

Once you get rid of the debts, you have a cashflow that you can save up or immediately invest.

If you don't have an Emergency Fund yet, set aside 3-6 months worth of living expenses for emergency purposes. You can place this into high(er)-interest savings accounts such as WaMu, Capital One Direct, ING Direct or ETrade. They are currently at 3% level. That's still better than the ordinary accounts.

If you still have a surplus and you do not foresee a major expense in the next 6-12 months, you can then start either saving up a significant amount (typically $2500) so that you can buy mutual funds OR you can start automatic investment for as low as $4 with ING Sharebuilder


invest
Rating
A group highly professional traders have been offering our services in the field of management of financial actives in international currency market Forex. Profitableness from 7%-11% per one month.

HERE ARE SOME LIVE ACCOUNT STATMENT

http://fxcapital.info/

investfx2008@yahoo.com


Sir Percival Blakeney Baronet
Rating
If you don't mind a bit of risk, throw a majority portion into resource stocks.


Trevor J
Rating
I would put half into Kinder Morgan Energy Partners and half into ABB or Citicorp.
That is only if you want to make some money of course!!


Kira G
Rating
RMB will rise...


andrew p
Rating
Foreign currency.


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