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 What is a "CD"? What exactly is a "CD" when it comes to banking?

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Please explain what it is....


 Who is the richest man in the world.?
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 What Would You Do If you had billions of dollars?
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 $270,000 to invest but need suggestions advice.?
Im looking to invest long term 5-7 years. Going to pgm(golf) college in a year so Im going to invest 40,000 short term investments in moneymarket or cd account for incase emergency funds. The ...


 I acquired 96K Im 18 want to invest it but dont know where to begin, thinking about gold any tips?

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Its okay my grandma died and left me a share of her money!...


 Whats the best way to get money?
I need Idea's.
I'm to young to get a job, and no one asks me to babysit......


 I'm saving up for a Chihuahua. I need some Ideas on how to raise money?
I'm saving up for a Chihuahua. I need some Ideas on how to raise money?
I'm 13 years old and I'm saving up for a Chihuahua. I need the money soon. I need $175. My mom told me if I ...


 How would you invest £1000 pounds?
no silly answers please and if you're going to say shares, then how do i begin? Who gives me my money? thanks :)
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$2,014
http://finance.yahoo.com...


 What would you do?
What would you do if you had 50 million dollars?just for fun.. question.. (i didnt really know where to place a question like this so...)...


 I have like 5 grand to invest.?
can be long and short term. I dont really want to play the stock markets because i dont know what im doing.

any ideas

and no I wont give it to you ...


 1. Does anyone know any ligitimate website to make money online?
Hi, I'm a mom looking to make extra income from home. Can anyone help? Do you know any work at home website that really pays?...


 Is it better to pay off an $11k balance on an 11% credit card or max out my Roth IRA this year?
I currently have $11k left on my 11%APR credit card. I'm thinking of paying that off and not investing any funds towards my Roth IRA this year. Otherwise, I could put $4k in the Roth and $7k ...


 I would like to purchase stocks what should i do?
i have no idea about stocks but i want to invest in some so if someone could school me in stocks that would be great any tips jus leave ...


 Its easy to find the stock that move the highest % or volume but i want to find a way to see which stocks?
move the most $. I know GOOG, AAPL, RIMM can move $20 or mre a day but where's the list of ALL these money movers? I much rather buy fewer shares that move $ than thousands of shares that move ...


 What plans for how to spend it can you think of?
I'm inheriting over 16 Million Dollars and personally I'd like to figure a way to invest it so that I can make more money. I'm thinking gold bullion but I'm not sure how much of ...


 If I gave you $100,000 today, what would you do with that to live the rest of your life w/o a "regular" job?
Obviously if you spent it on clothes for yourself or something silly like that, you wouldn't be able to survive for the rest of your life......


 I have 3000$ to invest what should i do with it since the stock market is not going so well?
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 What are the top ROTH IRA companies?
I'm trying to figure out which company i wana put my money in. I just graduated from college and want to start putting money in a ROTH IRA....


 What is the better way to invest my money?
who knows what is better to buy certificates or shares or just put money on ISA Acc.?...


 What is Money?
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sambo929
I am 34, recently married, and I have $85,000 to invest, what are my best strategies?
                     
 




Tom D
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Truthfully, it depends on what your goals are. For instance, are you looking to invest this money in order to build it up for your retirement? For children's college expenses? To retire by the age of 50? To buy a house? Is this "mad money" i.e. you could afford to take on high risk, or is it money that you will need in the future and simply want to make it grow, so you can afford some risk, but not a great deal?

More information is needed before I can give you a good answer.


Queen_of_Nice
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I say put it towards a house.........I am an air force brat and now i am in the navy. I never had a real home. place i cna live forever. And then to find out a lot of people will never even ha ve a home.........just live in an apartment or rent a home. I guess I am just big on homes.

Another thing is you can put it in a bank account and just let it collect. You wont lose it in stocks or anything. But this information is comming from a 21 year old woman.. Sorry I know I was not much help.


Jan
Just hand it over to her now ,


FurY_Kid
You should try out the Sunshine Empire plan. It provides you with a chance to grow your money 1000%. Diversify your money into various programmes but you got to experience this yourself


bulet70
In this order...

Save 6 months combined gross income in a rainy day fund. Online savings accounts have 5%+ APR with total liquidity.

Payoff any credit debt.

Max fund Roth IRA's for each ($4k/yr)

Attempt to max out any employer sponsored retirement account.

Remainder diversified in the market in either Stocks or Mutual Funds.


muncie birder
At the moment cash is looking real good. T-bills are a fine place to consider as a parking place. Homes are becoming cheaper by the day. I do not know how cheap they will eventually become, if you do not already own one it would be a good time to begin window shopping. If you live in the Atlanta area, the Indianapolis area, or God forbid the Detroit area, you should find some real bargains on the market. But if you live in a huricane prone area, forget what I said. The insurance will eat you alive. Better to rent.

The U S economy looks like it might be heading towards the crapper. I do not think this would be a good time to invest in U S equities. You might consider a small amount in foreign based equities but not too much. Staying in cash for the time being is the most prudent option. In fact t-bill have become very popular as of late. The interest rate on them has dropped drastically. After today I expect it to drop more.


tonalc1
Rating
Diversify. At your age, you can afford a larger percentage of higher-risk products; just go into it with the idea it's for the long run.

I'd also recommend dealing with a financial advisor. Unless you're investment savvy, they're a real help.


ask me a
okay...I don't know anything about investing...but i do know.....trust no one!....its alot of money.....put it in a bank account that pays good interest......think before you spend and spend it wisely when you do!!.....Contribute to your RRSP fund to the max every year.


The Joe
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I cant believe this has been up here for 5 minutes and still no scammer offered to take it all for you! If it were me, I would put it in a Vanguard money market fund, then transfer about $3,000 a month each into a few different mutual funds, such as a small cap fun, large cap fund, and international fund.


BRW
Don't put it in the bank. Do you want to make 3% while the bank makes up to 21% on your money. I work for a company that offers an education. They have experienced traders that teach people like yourself to trade in the stock market. If you like, E-mail me and I will talk with you about it. I will explain it and take you to our web site to meet the traders. bryanzcrnr@yahoo.com I want you to write down answers to these questions. How much money do you want to generate at a minimum, monthly? Do you want to supplement your income or replace it?


ballmonkeyhockey
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since you are recently married Im going to tell you to play it safe for a few years, lets say 10. Open an ING direct account. last time i checked they get about 3.5% interest a year. So thats an east extra 350.00 a year. plus what ever you put into it out of you and your spouses income and wages. plus with high interest rates and the stock market acting up, you can lose your savings really fast, you can make money to, but just do something that you know you'll have more money at the end of a specified time period


Zig
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You need good council and wisdom.

Do one of these small group Bible studies with your wife. (10 weeks long $50 to $100).

http://www.crown.org
http://www.daveramsey.com

After you do that, then start figuring out what you want to do with it.


Barney
I recommend educating yourself. Investing is not a risk for the uneducated. Begin by attending a free seminar with Investools. http://investools.com You can afford to enter into their program and they offer a wealth of information unmatched by anyone else in one place.


questioning34242
Rating
this is the great depression, dont invest! live it up, go to a tour around the world. that is what i am about to do,


mac1hull
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Definately consult with a financial adviser and read several good books on investing.

Can't go wrong reading anything by or on Warren Buffett for starters.

1. Buy and hold (W. Buffett); -OR- 2. Growth Stocks; -OR- 3. Mutual funds; -OR- 4. ETF's But your financial advisor will explain all of these for you.

Always diversify your portfolio as a fundamental.


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