Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Investing
Finance Discussion Forum

 I have a ton of money, who wants it?
Create a sentence with the words "Jello" and "Hula Hoop". The best answer wins!...


 How can I make a million dollars?
...


 Can i earn my living from trading and investing in stocks ?
i want to earn Rs. 10,000 p.m from stock market. I have a computer, internet and online trading a/c with my broker.
can i earn enough from stocks.how much money sould i invest
where i can ...


 Tell a good job to become a quick millionare?? :)?
any kind of jobs!!!...


 I want to invest in some stocks and shares however I wouldn't have a clue can someone help?
...


 What can I do with a $ 10 ?
in ...


 My mother recently received $15,000.00 and wants to put $10,000.00 in something that will benefit her fin?
What is the best way for her to make the most money off of her money? My dad recently passed and he was a retired Bank President so she knows nothing about this kind of thing he was there to always ...


 Sneaking out of the house...with an alarm.?
My house has an alarm on every door and every window. So sneaking out is basically impossible.

Someone told me that if I put a magnet on the little alarm things on the door that it would ...


 What's the best way to invest $19,300?
...


 What can i do with a gold bar?
My grandmother recently died and left me 2 gold bars. i dont want to get rid of them. is there anyway i can make money with these bars without selling them?...


 Why do banks not trust customers? we trust them with our life savings and they chain thier pens to the desk!?

Additional Details
davecorps-, im askin the questions here bawjaws, dont hit me with yer pish patter askin me questions....


 Would a 1,000,000 people give me 0.01p (British Sterling)?
For a good cause, your help is appreciated....


 Why gold is rising day by day?
why gold is rising day by ...


 How good looking am I? 1-10?
Im in this relationship and she sais im cute...I want to know if she's telling the truth, u can see my pic at http://www.myspace.com/a Im not sure how to make it not private so i ...


 What is the best investment in today's market?
...


 Do you have more than twenty dollars in your wallet at the moment?
I don't....boo-hoo......


 Im a university student.. invest in oil or gold?
I'm a university student, this is my first year and over the summer im going to be workin at a normal retail job, over the four months i easitmated that ill make about 4000 dollars. 3000 will go ...


 My dad said "keep your money in the fridge, as cold cash is always best" was dad joking?
...


 I am looking to invest, what should I do?
I (well my wife) just had a boy in September. I am selling my house and have made some equity on it. I want to take some of that money and invest it so that my boy will have some money to go to ...


 How should I invest my money?
I have 40 years to invest with $20,000. Any suggestions?...



marilynhenriksen@sbc...
I am 38 yr. old F. I have a 4 yr. old son. Would like to start investing something for his future. Stocks?
Stocks? Bonds? Cd's? I want him to get his education or at least have something to fall back on. I am tempted with the stock market but how do you buy them? How much are they? How about any other ways to invest for him?
                     
 




denaliguide2
If you pick something with long term potential it is a fabulous idea. A Roth IRA immediately comes to mind.
Simplest would be a full featuered no load mutual fund with a good record. Right there I would recommend you put PAXWORLD funds in a search engine and go from there.
Many, many ways exist, and it will require energy to assess the best ones. Many of my previous answers are here, but for information sharing I will suggest a yahoo group listed below where you can get some info specific to your situation


echadsemail
Rating
There is plenty of advise out there on your question. You must decide what amount of risk you feel comfortable with. If you don't have the time to do the research into making a choice. Go see a professional in your area, that doesn't charge you to sit down with them. Ask them questions. How much does it cost, expense ratios or commission's. What type of performance has the investment done. Ask question about the adviser. Years in business? Go to a reputable company that you recognize. Asks your friends who they use.


Screaming Eagle
Start with a Coverdell Education Savings account for him.

I use Scottrade because I like their low fees for stock limit trades. But you never know what the future holds, you can lose money in the market also.

http://www.scottrade.com

You can put $2000 a year into a Coverdell for your son. The gains are tax free when used for education.

I would put it in mutual funds, but you really have to know what you are doing. I have had good luck with No-Load, No Transaction fee funds like UMREX (Real Estate) and UMESX (Energy).

You can also buy up to $30,000 per year in United States Savings Bonds for your son at the us treasury dept web site. EE or I Series bonds. You can often get them from work also, depends on your work.

http://www.treasurydirect.gov

Stay away from currency trading, it is extremely risky. They use 100 to 1 leverage, so if the value of your currency investment drops by only 1%, you lose it all.


jeff410
Rating
I agree with the person who said 529 Plans. They have tax advantages and they're flexible. The best thing you can do for your son is to invest in an education for him


perdidobums
It is terrific that you have made this decision. I would stay mainly in a money market fund with initial deposits and buy into the stock market only on big selloffs (10% minimum in Dow 30 ) if you want a stock market exposure in the portfolio. I would maintain an exposure to natural resources either through a stock fund like the ETF iShares Goldman Sachs Natural Resources (IGE) or commodity fund like Pimco Commodity Real Return (PCRDX). No one can predict the future but we can be certain there will be volatility and likely some scary selloffs in stocks and commodities over the next 14 years or so before your son enters college. The likely course over the next 14 years I believe is for much more inflation because of the tremendous amount of debt our government incurs each minute of every day. The inflation stats the government gives us are total garbage as their index is so completely flawed to give the result they want us to see. Stocks may also rise a great deal in the next 14 years and the nominal increase in value may keep up with inflation. Personally, I am overweighted in inflation hedges like natural resources and gold and silver stocks because I feel the future is going to be more of the same in terms of government printing more and more dollars as long as they can get away with it (which could be a very long time, or may not be).


supurdna
Look into getting a 529 account for your son. It is strickly for saving money for college.

Or and education IRA

I know someone who has both for his son.


normobrian
Rating
NEVER invest in single stocks. It is no different than gambling in Vegas. Mutual funds have averaged 10% return over the last 70 years.

As for the guy above, like i said, stocks are just like putting your money on black and letting it roll. Mutual funds are diversified, so your investing in the whole board, not just one company. I bet he was pushing high tech stocks back in the '90s. Look where that would have gotten you. Look for mutual funds that have at least a 5 year track record (15 is better). 401k's are inversted in mutual funds. Some of the ones that my company's 401k offer have been around since the 1930's, and averaged over 10% (including the Depression).

I have a co-worker whose parents left him over $1 million in stocks when they died. They are now worth $400,000. That's a great return. Ever heard of Enron or WorldCom?

Bonds and CD's (certificates of depreciation) give lousy returns. The rate of inflation averages between 2 and 4%. So a 5% cd might gain you a 1 to 3% return, when factoring in inflation. Lousy.

Never buy cash value life insurance. You pay 10 times the premuium of regular life insurance for the priveledge of borrowing against it or pulling a fraction of your money back out. Total ripoff.

Get either an ESA (education savings account), or mutual funds. IRA's can only be cashed out when you retire, otherwise the government taxes you up to 40%.

I think that you can do $2000 / yr in the ESA.


Hoa N
Yes you could learn invest by yourself. it is your money, you should know how to do with it. for starter check this site out.

http://www.pathtoinvesting.org/index_fla...
http://www.stockcharts.com
>...http://www.streettalklive.com>... university. a lot amount of information. It will serve you well
I accumulate in good amount in 401k at the young age.I could share with you. when consider invest in stock market. you should consider basic 3 things:

fundamental analysis==(economic data,finincial health, management, business model, competetion)>>what to buy

technical analysis==(chart+indicator)>> when to buy

Sentiment/schycho analysis==>>mood of investor, Contrarian point of view.
Market cycle===>> check out book Trader Almanac by jeff hirsch will give you inside stuff
When you combine 3 thing, It is one of the powerful knowledge goinh with you for the rest of your live

At the age of 32. my 401k is amassed 74,000.00 and 30000.00 in taxble account. by follow simple rule


Big Bully
Giving your time your looking at, which is 14 to 15 years, you have plenty of time for your money grow . I suggest you stay away from those crappy mutual funds that everyone hypes on this board. You will only find that you will be upset at your return on your money.

As far as bonds, I have saving bonds but the only reason I have them is I have extra money every payday and I buy one bond through pay roll deduction.

529 plan: http://www.forefieldkt.com/KT/trns.aspx?xd=ED-AT-TB06-A01&il=ai&xsl=tool

As far as stock, I suggest looking into http://www.sharebuilder.com/, this allows you to invest weekly or monthly. Its easy to get started and does not require any start up money and you can start investing anytime your ready. You pick the stock, not some crappy fund manager. I've been with them for about 7 years and recommend this to everyone.
As far as stocks, most of my stocks pay a nice little dividend, so every quarter I get a nice sum of money deposited into my account. This is something that you wont see with a mutual fund.


yums
Rating
read tips on investing, stocks and more on this site


joy
Rating
why not invest in a simple life insurance policy that grows equity.the earnings are compounding. and he can cash it out or borrow against it in the future. the earnings are minimal at first, but so is the investment. it pays off in the long term which is what I think your wanting. Real estate is great but requires alot of funds, every month .


Trollhair
no no no
do not invest in something like that.
invest in land. invest in real estate,


makingapost
Rating
I applaud your intent. But I have to say be very careful with investing! We lost a home and many, many dollars b/c of the market. I don't care for investing in the market b/c of the risk.

I decided to buy LAND!! I learned it takes time to liquidate and it's value only slowly goes up - but it IS steadily on the rise AND it can be used as collateral. You got a few years before the little guy will be thinking pre-Med. LOL! Just an opinion.


skyeblue
Rating
I would not invest in the stock market. US Treasure Bonds are the best and safest in the long run.


snvffy
I think you should read Dave Ramsey's book. www.daveramsey.com

He suggests putting money into no-load mutual funds rather than individual stocks. You have less chance of getting burned.


D
Rating
yeah u better hurry!!


Lee B
If you are smart have patience & 300 dollars or more you check into currency trading like myself. I made $2,572 on Sept 1,06 in 4 hours. I studied it for 9 months prior, search foreign currency traders


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.024
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy