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Additional Details
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hotrod3248705 | I am about to recieve around $3,000. I would like to put it into a savings, no stock market. What shoudl i do? |
Additional Details
I'm 19 years old so i got my life ahead of me to wait on a cd or whatever. Dont think anything could arise where i would need the money immediately
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 |
 
millionsofsubys
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Here's the perfect answer for you. Go to www.hsbc.com and sign up for an online savings account. You get 5.5% interest (the highest in the nation for a savings account). And it's easy to transfer money to and from and you don't have to hold it in there for any amount of time. I have it and I love it. |
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shrazzy
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Good way to save mate! =]
There are very nice online savings right now giving you 5%+ APY.
I currently have Etrade Complete Savings 5.05%, EmigrantDirect 5.05%, Grand Yield Savings 5.27%, and Amtrust 5.36%.
I would recommend if you want fast transfer between your checking and savings to go with either Etrade or EmigrantDirect.
There are also reputable savings account from HSBC and ING Direct. |
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Nasty Boy
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money market with a yield somewhere in the 5% range would probably be your best bet. Wait for the market to tank a little more then jump into an index fund or ETF. |
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jdnmsedsacrasac1
 |
DON'T put it into a savings account! If you are lucky you will get 0.25%. That's not a lot.
You can, however, put it in a money market. You will earn a much better rate of interest and, able to write what amounts to a check if you need the money right away.
If you can wait a bit to get it you might consider putting it in a CD for as long as five years. You will earn interest every quarter.
Or if you can wait a long, long, time start an IRA. It might even be tax deductible. |
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Rabbit
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Here is an idea for you: |
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boostd92awd
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put it into a 6 month or 1 year CD at your bank |
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A M K
 |
Honestly, ... try this.
Visit swisscash.net
I am an investor with them and have a US$50K portfolio there. I'm getting paid every month on time as promised and guaranteed. The average returns are 20% per MONTH!
You can recover your initial investment amount within 8 months and then it's profits on the run from there.
Read the details...it's easy to understand.
It's not an MLM...nothing to 'market'. You can just be an investor and reap ur returns which are guaranteed as stipulated.
You can visit my financial site provided by them at www.swisscash.net/sgamk1632202
There are alot of negative blogs and people tagging it as a scam.
I know what has happened. There were reports that SC investors scammed others...but I wonder why the corrected newspaper reports are not being circulated. It was never a SC involvement but some clowns scamming others by encouraging them to invest with some Swiss Union Bank. Anyway, hell with others. SO far there has been no complaint from a single SC investor that he/she did not get paid as guaranteed.
By the way, I am in touch with some senior consultants of Swisscash and I must say, they are serious dynamic professionals and I'm confident they will be profitable for at least the next few years.
I started with $1K initially and then after my confidence with them, I have now increased to $50,000.
Best regards...Kaz |
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gosh137
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Millionso... does NOT have the perfect answer. That 5.5% (now 6% APY) is just a teaser rate, only good until April 30, 2007. Then it goes back to the regular rate of (now it is) 5.05%. As another responder mentioned, AmTrust Direct in Cleveland (through the internet) has a rate of 5.23 yielding 5.36% APY. And it is not just a temporary teaser rate. For the highest rates on savings, money market accounts or Cds go to www.bankrate.com and decided for yourself where to put your money. |
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Thats not right!
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I am shocked at all the poor answers. first, are you young or older? if your young, $3000 in a modest stock fund should get you 11% - 18% return, roll that over every year and add 5% of your salary, upping it 1 % every year for 5 years and you will be retired with a nice nest egg. |
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D
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Mail it to me cash and I will hold it for you!!!!!!! |
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lil pit cat 71
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buy some property...something that you can fix up and sell for more !cds make you wait to get your money out or back . |
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