 Can you please help me understand stocks and investing? |
| i just want to understand stocks and investment and all that good stuff. im only 15, but id still like to have an understanding of it so as soon as i get some money i would know how to smartly deal ... |
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 Indian stock market. Offical gambling place for the rich? |
It looks that the rich are finishing the poor investers. The way in which the market is falling no wonder lakhs of family will be ruined.There is no body to control the fall.
It is ... |
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 What's the difference between 401k and mutual funds? which one do you suggest? |
I have about 20,000 dollars in 4 different mutual funds and I was thinking about putting 250 dollars in to each one , each month.
And do 401k about $250/month. Does this seem like a bad idea? S... |
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 Shorting stocks for the first time? |
I just opened an account with Scottrade and I wanted to know how I could short a stock? I am fairly new to this, so any information would be helpful.
Thanks in advance for any answers. A... |
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 Is their a good investment club online or a game that will help with investing? |
| Such as with helping to learn how to invest in stocks, bonds, cd's, options, and futures? Any information will be helpful. T... |
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 Help me understand: I wasn't able to get a very good answer to this scenario posed to 3 GREAT traders:? |
THIS IS NOT HOMEWORK OR AN ASSIGNMENT.
This scenario & Q need to be addressed & answered in a satisfactory manner.
My mind has been wrestling with this ALL day. I'm ... |
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 I want to invest in stocks. please help? |
| i know nothing about stocks. how can you invest it, like apply for it or whatever? what are some of the relatively safe stocks? and please tell me about it. thank you.... |
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 Is it safe to invest in Indymac? |
| I would like to invest $100 in Indymac, which is at around $0.10 a share, which can buy me about 1,000 shares. I don't feel I have anything to lose by investing $100 and I could possible invest ... |
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 I'm interested in shares. What are the things i need to know? |
| I'm interested in putting my money in shares. What are the things i need to know? What is the minimum amount to buy shares? When will i be able to sell the shares once i got some profit? What ... |
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 What is the best investment for a single woman? |
| buying a house, shares, funds or real estate investing?... |
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 I want to be able to make about $400 a month on scottrade.com? |
| I am considering joining scottrade.com. I understand the $500 joining fee and $7 per trade. I wanted to know is it possible for a beginner to make $400 a month starting out with $2000 to buy stock ... |
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imthepimpbox | I am looking into investing a small sum of money...? |
I was looking into something guaranteed that I will be able to cash in on in about 5 years. Just a way of putting some cash away from a windfall that I won't touch until then. Any suggestions? I was considering a CD, but they all require at least 1000 dollars, and I have only 500 to invest. |
 |
 
edco
|
If all you have is $500, then you have no reason to buy stocks..and don't let anyone tell you otherwise.
Even if you sign up with an online broker like Scottrade, it will cost you $7 to trade in and $7 to trade out. So unless you can find a stock that will pay 2.8% dividend (which you will have to pay 15% income tax on), you have lost money.
You are better off buying a Savings Bond (which is Federal Income tax FREE), and is highly liquid, and you don't have to worry about the value of the underlying stock going up or down. |
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homeward07
 |
Cure AIDS.
You will get unimaginable return for the original $500, if you do.
. |
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witnessprotectionprogram
 |
your idea of a windfall is $500? |
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zyberianwarrior
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i wish you people will read the questions she said GUARANTEED. With a 5.1% on a cd you would be better off just going to an online bank (in this case Emigrant Direct pays vey close to the 5.1%) and since it is not in a cd you can get it back anytime just in case. |
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billone44
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If you are looking for an investment than none are guaranteed. All investments have some inherent risk to them. Now if you are looking to save the money with a small annual return than yes a bond or cd will work. If you are looking to receive a better return I suggest an investment club that invests in something like the forex markets. I have been the trader for many clubs, I do not get paid I only earn what we all ultimately earn when investments are successful. Most of the time we average about 5.3% which is over 60%apr. I have been trading in the forex markets before cpu's were used and have found that greed will destroy you but if you are conservative follow the trends, watch the climates you can be more successful than not. If you would like to learn more please write to me at billone44@yahoo.com
William Galloway |
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gosh137
 |
I checked bankrate.com for rates on 5 year CD's. Two banks listed accepted a minimum of $500 -- GMAC bank of Horsham, Pa. (5.10% apy) and Apple Bank for Savings of Scarsdale, NY (5.25% apy). I don't know anything about the GMAC bank but I have walked past the Apple Bank branch in Scarsdale many times. Their web site is: http://www.theapplebank.com. |
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Alberto R
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Given the quantity and the time horizon, you can either:
1. Do as gosh137 says. Pros: interest rates are good at present and unlikely to go much higher, so you are going to have a 5.1% interest regardless of what happens to the interest rates in the future. Cons: your money is "locked" in the CD unless you want to pay an early withdrawal penalty, which I don't reccommend.
-Sign up for a high-yielding savings account at HSBC or ING. Pros: more flexibility, you can withdraw the money or add more money to your account as you continue earning. Con: if interest rates fall, your savings account yield will fall with them.
Also, if you are saving the money for educational purposes (pay tuition in the future), consider IBonds or a Tax-Sheltered education account (Coverdell, your state's 529).
Cheers |
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