 If you could buy one and only one Vanguard fund.? |
| which would it be? Or maybe one of another fund. I'm open to sugesstions.... |
|
 What time of year do companies pay out dividends? |
Is it end of the tax year, so april time, end of the year, so december, or some other time altogether?
Additional Details
Thanks so far, i am aware of the fact companies don't have ... |
|
 Can it be said speculating is just another form of gambling? Please explain it in details.? |
| If you daytrade commodities or stocks, would you consider it as a gambling? Please explain why or why not.... |
|
 How many people do you think saw financial mess coming? |
| Over the years I've seen many books on an immanent financial collapse, "The crash of 1999", etc. Did any of these get it right? If so, why didn't anyone notice? Yes, I'm from ... |
|
 Where can i find impartial avice on FOREX trading? |
| I have found alot of information on wensites that are gearing up to sell you their products, but if anyone knows any useful information websites where i can find useful material on trading in general ... |
|
 I have $3,500 to invest but I'd like to get some ideas..? |
I have $3,500 to invest but I'd like to get some ideas on what I can venture into.
What would you suggest short term (low and high risk)?
What would you suggest long term(low ... |
|
 Which are some good no load Mutual Funds to invest for retirement? |
Additional Details
A financial advisor probably would recommend a Load fund... I need to rely on the yahoo answers crowd.
I wish I knew how to quit Yahoo Answers.... |
|
| What's a solid stock to buy at $10-$20/share (no tech or oil stocks)? |
| I'm planning on investing $200 upfront and an additional $50 each month. I like McDonalds but $40 a share is a bit much for me...... |
|
 Rate me 1-10 new ideas? |
im not looking for compliments. Look at my picture and tell me what i should change like my hair cut and color specifically. and u can rate me if u want but u dont have to.
http://s254.... |
|
 How do you spot a good stock? |
| I am new to the stock market. And there are vitually thousands of different company and market to choose from. Where to I begin to look? And what is a good place to start investing to get my feet wet?... |
|
 What is Currency (forex) trading ? |
| how can start this? while I am far away from metroes. Can U help ... |
|
 What is a better bet? |
| I have a 401k, in it I have some small cap growth fund and some mid cap growth fund I am not sure if I should dump one for the other or not. At the moment I have much more of the mid and its been a ... |
|
 Why should a change in their stock price affect a company ? |
If I understand it correctly, a company issues stock and
sells it to raise capitol. Once they have sold the stock to
the public, and been paid for it, why should any changes
to the ... |
|
 What whould you invest in $500.000.00? (half of million)? |
| please do not answer paid my loan or my debt in gerenal, I'm talking about how to make this money more money...Thank ... |
|
 Someone said: You bought 100shares of a $300 stock. If you paid $10 to buy and $10 to sell.? |
You need to make 6.6% before you are even...
this is what some one said...and it doesnt make sense to me..
so you are investing 30,000...even 5% of that is 1500$ which is way more that 20$ ... |
|
|  |
apey1978 | I am terrified of this recession, please give me advice!!? |
I am 30 years old and this is the first recession where I've been an independent member of the work force. I am terrified. My mom says not to worry because this has happened before and the economy will recover. I don't have any debt but I am worried about my stocks and 401K, the value of my home going down. I just want to hear what other (older and wiser) people think of our economic situation. |
 |
 
redwine
|
The economy will come back. If you are employed, you have to make sure that there is no reason to consider you a slacker. Make yourself useful and preoductive to your company and you will keep your job. If business is bad, keep your eyes open and look for another job if it looks like the company is going to close BEFORE it actually closes. You will know if that is going to happen by being observant.
As for your investments. It may be to late to get out of stocks. Maybe do some repositioning if you really think this recession will be bad into consumer staples, things people have to buy. Housing will bottom soon, and I personally think we are close to bottom. It may not rise soon, but if you dont move and can continue adding equity to your home, you will be saving money that way. All houses are local, so only you can guage your market. Most important is your health and well being, so don't stress too much, there can be no good from that. tba |
|
Kathryn
 |
It is scary, but your mom is correct. The main thing you do NOT want to do is to panic and sell your stocks or your house. Just keep investing in your 401(k) and stay put in your house. The fact that stock prices are relatively low right now means that you're buying more shares, and owning more shares is always good.
You won't need your 401(k) money for at least 30 years; so you have lots of time to weather downturns in the market. The older (and closer to retirement) you get, the more conservative your investments should be, but you have lots of time now. This will be a good lesson for the future. You don't want to be heavily invested in stocks at 59 years old and go through what we're going through now because you won't have time to rebound. That's why moving funds to more conservative investments (bonds and money market accounts) makes sense as you get older.
Regarding your house: If you have a fixed rate mortgage that you can afford, just keep making your payments and wait for the housing market to recover. It will happen, but it will take awhile. Just remember that as long as you don't want to sell your house, it really doesn't matter what it's worth on paper. A lot of people got in trouble by cashing out equity when real estate prices were going up. It's better just to make your payments and leave your equity alone (in other words, don't worry about what your house is worth, just live in it and enjoy it).
So relax. These things always go in cycles. |
|
Stu G
 |
Guess what, your Mom is right again! Don't you hate that.
People that have lived awhile find out that what goes up goes down and when goes down goes up. It is all cycles, and at your age you have nothing to worry about. Your 401k is not gonna be touched for at least 25 years, the market will go up and down numerous times in that span, don't worry, the over all trend is UP. When you are closer to retirement age you sill start to allocate some of your assets to perservation of capital, ie Bonds, but for now, be aggresive in your 401K, you have time on your side. The value of your home goes down, so what, you are living in it right? You don't have to see in this lower market right? In 5 or 7 years will it be back up, probably higher than it ever was! You have no debt, very smart, you are putting money in your 401k very very smart, you own a home rather than rent, fantastic. Listen to Mom and me, stop your worries! You sir, are sitting pretty. In case you don't believe me or your mom, look at history, reseach other economic downturns, and what happened, it all came back, bigger and better than before. |
|
Guy Incognito
|
I am actually not older but I have been trading for many years and have been through some downturns myself. Usually its the older people that fret about recessions but in this case your mom is right not to worry. The market goes through ups and downs and its an efficient mechanism of transferring money from weak hands (scared short term traders) to strong hands (long term value investors). If you are not going to need your 401K money then you should actually be using this as an opportunity to buy more shares at lower prices so that when the market rebounds you make even more money. Look at long term charts of the DOW and notice that the best times to invest are when prices have taken a hit. The world wont end so keep investing, and if it does, then losing your 401K will be the least of you problems, so try your hardest to ride it out and you will be rewarded. |
|
americanfreeman
|
there have been dozens of recessions before and there will be ore in the future.
Work hard, save your money, what went down (stocks houses) will come back. The more negative people are, the better things will be. |
|
Alan Greenspan
|
you are doing better than most people.
30 years, no mortgage, and other assets
you shouldn't worry, if you do, maybe liquidate a small portion of your stocks to cash and dollar cost average it back into your portfolio |
|
Doctor Deth
|
not every industry is affected the same way - if you stay in your house - you aren;t losing anything - just be a little more careful with spending and saving - I;ve been thru several downturns since I got out of college 27 yrs ago, including the year right after I graduated - wish I'd followed my own advice back then. I'm much more secure now, solid company, my house is upside down too - just means I'll have to stay in it longer than I originally planned, but I was kind of going to live here until I retired in 177 months anyway - hopefully that target dae won't go out any further |
|
alcan52
 |
This recession is going to be long and unlike anything the world has ever seen. The debt bubble is imploding. I would continue to invest for the long term. Dont worry about your home value. You live there. The home value is not important. In fact you want it to go down so you will save money in property taxes during any downturn where you arent able to afford high taxes. Keep dollar cost averaging in your 401k. Stay out of government bonds at all costs unless they return to 1983 interest rate levels (20% +). I would be, (and Ive been doing this for the last several months) putting money into silver to hedge against inflation.
Lastly to better understand what is happening you must be educated and learn what is going on. Read the following 3 books in this order.....
1 The Creature From Jekyll Island - A Second Look At The Federal Reserve by G. Edward Griffin http://www.realityzone.com/crfrjeiss.html
2 The Forgotten Man - A New History Of The Great Depression by Amity Shlaes http://www.amazon.com/Forgotten-Man-History-Great-Depression/dp/0060936428/ref=pd_bbs_sr_1?ie=UTF8&s=books&qid=1214445291&sr=1-1
3 The Exchange Artist - A Tale of High-Flying Speculation and America's First Banking Collapse by Jane Kamensky http://www.amazon.com/Exchange-Artist-High-Flying-Speculation-Americas/dp/0670018414/ref=pd_bbs_sr_1?ie=UTF8&s=books&qid=1214445370&sr=1-1 |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
8 | 22 minutes(s) ago
| | | |
8 | 52 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
8 | 6 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
8 | 8 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
8 | 11 hour(s) ago
| | | |
8 | 2 day(s) ago
| | | |
8 | 3 day(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
