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 Question on Savings Bonds! PLEASE help!?
i was wondering do you have to put the actual paper, that is the savings bonds in to a bank for it to add interest, or does it gain interest on its own? i'm new to this savings bonds thing.
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 I have $18K I need wisdom to invest and get the most out of it. any ideas? I will truly appreciate it.?
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 What's some good advice for a beginning investor?
Keep in mind I know next to nothing about money, so any and all advice will be appreciated. Basically, I'm looking to know what would be some good directions for investment? Stock market? F...


 What should I put into my ROTH?
I just opened up a ROTH IRA but I am unsure about what to invest it. Can anyone help me!?...


 How can make millions of dollars?
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 I want to invest into stocks, can anyone guide me or please suggest me books to read for starters.?
Im a student who has no knowledge about stocks. I would like to invest in stocks for myself. could anyone guide where and how to start or perhaps any good books to read for starters.

T...


 I'm thinking of buying gold ?
what type of gold should should i buy coins or ?...


 Can you tell me everything about the stock market?
Can you please tell me everything about the stock market. How it works. What to put my money into. How to get good money....


 You receive a present of £25,000 - how would you make it profit you?
What could you do to make that money worth more? Is there anything that could be done with it ? I am wondering because property prices are so high, what would you do with it if it was given to you?<...


 Where's a good place to look to buy stocks with a hundred dollars?
I know that's not a lot of money but where's a good place to start?

Are penny stocks a good idea?

The market goes up with the holidays right?...


 How do I invest my daughter's life insurance money?
My daughter dies last month and I had a $10,000 life insurance policy on her. (only because is was a basic offer with my own policy.) Anyway, I want to invest this money for her little sister so ...


 My husband die, now I have 50,000 Dlls for the life insurance. I don't know what to do wiht it!!!?
I want to invest my money but I don't even know how to start, or when can I put my ...


 What site do i go on to watch the stocks and shares on the stock market?
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 What is the first institution listed in Course Advisor?
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 Very depressed with way in which life is going. what should i do to have some releif?
woking inv pvt ltd company with no promotion over last 7 years and only minimum hike in salay. Cost of leaving day by day increasing. futher attempt to generate income from stock trading had result ...


 What is a safe way of investment which gives 10000 Rs/month return?
Hi Friends
Can someone please suggest me whats the safe way to do an investment in India which would give 10000Rs/ month return?...


 I got an E.mail from Yahoo asking investment,if i invest, they wil give me 30% evry month.Is it true??
I
EARN E-GOLD WITH YAHOO! FAST & SAFE! E-GOLD DEPOSITS: GET 30% MONTHLY!


We have the great news for you: if you register as an investor of Yahoo! and make an e-gold deposit,...


 What is the most profitable business today?

Additional Details
EDITED: I really thought that I implied 'legal businesses', but still misunderstanding exists....


 Stock Portfolio Diversification Question?
I put $4000 into an online discount brokerage. I currently have all the money in 6 stocks with 10-15 shares in each stock.

1. When I put more money into the account is it better to buy ...


 Can somebody explain to me what the DOW JONES and NASDAQ are? im so confused...?
I have money in stock, IRA ect. what is nasdaq and dow jones (and that other one) and how does the fluxuations between them effect my share prices. what do these groups consist of, and where can i ...



Bugz
I can get a mortgage loan for $0 down, should I invest my money else ware, or should I place a down payment?
I am in the Army, and am going to use my VA loan. This gives me the ability to get a mortgage loan with $0 down. Since I am coming back from deployment soon, I have saved up some extra cash. I am wondering if I should get the VA loan, and just slowly pay of the loan while I invest my extra cash somewhere. I will most likely be in the military for five more years, so I was thinking that's how long I would like to invest the money, just in case I need it for when I get discharged. I am not sure how to calculate whether I will recieve more money from the principal of my loan paid due to a higher down payment, or whether I will recieve more in some form of investments. If you how any knowledge on this subject please offer your advice. Thanks a lot.
                     
 




Flowergirl
Rating
The more the down payment,the less the interest.


walt17jr
Making a down payment will reduce your interest and thus your monthly payments. It may reduce the payments enough that you could get a 15 year loan which would be even cheaper over time.

Have the mortgage company you are dealing with provide you with a payment schedule for loans with and without a down payment. (That will only take them a few minutes and a little bit of paper.) You should also talk to several as interests rates do vary somewhat between institutions.

Predicting an investment return requires making an assumption about the average rate of return. Which means the answer could vary considerably. The assumption will depend on the amount of risk you want to take. If you are conservative the down payment is probably the best way to go. If you don't mind taking a risk investing your money might be advantageous.


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