 If I have an extra $1000 a month, is it better to pay down my mortgage or invest in index funds? |
| My home loan is at 6.5%, but paying an extra thousand a month will cut about 15 years off of my loan. However, I also realize I stand to gain a lot of compound interest investing that $1000 every ... |
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 Whats the best investment i can make? |
| I am a student i got some 5000+/- Rs.. i wanna start inviesting in assests.. where should i do this ? shares?or some precious metals? or i should just buy an iphone taking the rest of money from dad..... |
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 Will the stock market shut down? |
| FOR THE PAST TWO WEEKS THE STOCK MARKET FALLING, WILL IT SUSTAIN OR NOT... |
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 I have about $10,000 to invest, should I trade only in stocks to begin with, or should I try futures trading? |
| In futures trading the only contract I think I can trade will be the corn mini, because it has a small contract size (1000 bushels * $5=$5000), but it's not very liquid. What other liquid ... |
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 Best way to invest £500? |
i will be looking to invest £500 amonth just wondering the best way to do it
Additional Details
looks like im not getting any real ... |
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 Homeownership vs. Rent ??? |
| I am not sure If I am ready to buy a home. If I have no debt and a credit score of 770 and my husband also has no debt and credit score is fair. If total gross income is around $3200/mnthly and a ... |
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 I have 5000 dollars to put in the stock market? |
| ok i open a scottrade account with $5000 what would be a good stock to invest in?... |
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 How a teen can buy stocks?? |
| Ok im 17 years old and I understand how to read stocks but now I want to actually buy and trade stocks.Where should I start since im only 17 and about to go off the school in the fall??... |
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 I'm extending my question..........on renting vs buying? |
| Rent is $825/month plus about $200 in extra bills. 700 sq ft and its NOT OURS, we cant paint it and its sorta small . The mortgage is 1400/month(which the place is big enough to have a child, plus ... |
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 My.... my relative died and I have inherited his fortune....? |
| I know him so don't say it's spam. I have inherited 8 million 5 hundred thousand dollers. and in the next 10 days that I don't claim it, it is going to be confiscated. should I take it?... |
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jimmy | I have $2500 in the bank that i would like to invest? |
i have $2500 in an account yielding 4 or 5%. i would like to invest this into something that will provide a larger yield, but i will need the money by next september, so it can't be something very long term. any suggestions? |
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PearApple
 |
yes, a CD would be the best. |
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Money Expert
|
I would suggest to start your own small business. Even very small business :-) will provide a larger yield (over 20% per year).
Alternatively you could find a successful businessman among your friends and invest with him.
I have invested in my friend's business and now I am getting guaranteed 40% annual interest.
I've also deposited a small part of my money in one of the European banks, which ensures high level of safety of the capital.
This bank is the branch of Raiffeisen International Bank-Holding AG.
It offers 5-years deposits in USD and EUR:
-- up to USD 15,000 (EUR in the equivalent) - guaranteed 6.5% APY
-- exceeding USD 15,000 (EUR in the equivalent) - guaranteed 7% APY
-- 11% APY for SHORT-TERM deposits made in national currency (not in USD)
Please check my profile and email me for more information.
I wish you success! |
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keymaker
|
Gambler?
Stock market.
Gardener?
Hedge Fund. |
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days_o_work
|
Well technically you are supposed to have a time horizon of a few years for the stock market. But you could invest in some dividend paying stocks that will pay you 2-4% interest or so plus whatever amount the stock increases during that time. The stock could go down as well obviously and you could end up worse than your savings account.
Here are some dividend paying stocks from a dividend index:
http://www.wisdomtree.com/etfs/all-components.asp?indexid=1 |
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The Positronic Pimp
 |
$2,500 isn't that much I'm afraid, even for a personal investment term. Taxes and fees will eat you anything you earn. You are best to keep that money in the savings account, the flexibility could come along handy.
You could try piggy-backing on someone else's investment, most likely your parents. Stack your $2,500 on top of the high-growth pile they got. Of course, its important to get a written agreement to reduce disputes. You must also ABSOLUTELY trust this person, which reduces it down to some kind of immediate family. |
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Net Advisor
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Check out US Treasury Bills. $1000.00 each. Maturity as little as 3 months. Yields lower than CD's but the income is federally tax exempt. Guaranteed by the US Government. Technically, more secure than CD's, prob not tooo much of a worry.
CD's you pay state and federal income tax on the interest.
Depending on your tax bracket will determine if CD's or US T-Bills are better for you.
With a time frame of less than a year NEVER put money you're going to need soon in the stock market.
Market time horizon should be 7-10 years. And when you have extra money to sock away. Put it in a Roth IRA. No tax deduct, but grows tax free after holding for 5 years, and can pull it out to buy your first home. See a tax advisor.
-- See my bio. |
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rjkdlsjllsdj
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The problem is... you needed the cash next September.
The other problem is... you are talking about 4 or 5% fixed returns. Any other investment involves risk.
If you are going to risk in this short of a fime frame. try Casino/Gambling. Using 10% of your money, one hand of black jack will either yield 10% or lose 10% and you can stop right there - less than 1 minute. maybe 1/2 hour driving time :O). |
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jasonsegon
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Stocks is a great option, all you need is a little research and some good stocks, i am using http://www.goldenbullstocks.com test drive them you will be impressed! |
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$so fresh so clean$
 |
A money market account comes to mind. There are some online that will yield a bit more. There are some savings accounts online that yield a bit more than 5% such as Amtrust. Online will probably be your best bet. |
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src50
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CD is the way to go. Thats too short a time frame for stocks or even mutual funds. |
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rajat jain
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specify ur country |
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da_zoo_keeper
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leave it in the bank in a CD! |
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Ronnie j
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CDs |
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Griffin
|
If you are really getting 4-5%, I would say your probably doing pretty good now. The market isn't looking too healthy in the short term and if you need the money in a year, you'll want the security of the account you have. Maybe you can find a 9 month CD with a higher yield, but that is about it. |
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Mike
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Em? |
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