I have a second job want to invest does anyone know a great company with great return on money?

only serious answer please

First of all, i'm not going to reveal specifically which stock will give you great return. instead, i just wanna share some methods on how u can spot one.

so, how to know which stock to invest in?
when you should buy them?
and, how you can make money from?

fundamentally, you can use various key financial ratios to start screening which stock worth your hard earned money. from there, you can go to the next level by further study how they perform qualitatively. Look here for more info:

How to Pick A Good Stock
http://www.stock-investment-made-easy.com/good-stock-pick.html
Guide in Analyzing Stock
http://www.stock-investment-made-easy.com/analyzing-company.html

then, you must study how much the stock worth. to do this stock valuation, you have to calculate intrinsic value. once you got it, buy the stock when it is at its margin of safety, either it was discounted than its intrinsic value, or discounted from the past historical prices. Look here for details:

How to Calculate Intrinsic Value
http://www.stock-investment-made-easy.com/calculate-intrinsic-value.html
How to Determine Margin of Safety
http://www.stock-investment-made-easy.com/margin-of-safety.html

now the last question, how you can make money from it? look, good company will grow over time. if you invest for your retirement, you can sell the stock after 20 years with as much as 30% return per year! doesn't it sounds good? and besides, you'll be earning dividends year after year, which will also grow annually!

What is Penny Stocks, and How To Choose One
http://www.stock-investment-made-easy.com/penny-stock-investing.html

Standard investment advice is that you should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too risky. Most folks have a dificult time buying a properly balanced portfoilio of stocks on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Unless you know what you are doing, it is best to buy mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. Vanguard.com has an on-line questionnaire which will give you an idea of how to do "Asset Allocation," determining how much to put in each type of fund.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.

Buying a house instead of renting will save you a lot of money in the long run. You don't have to pay rent and you build equity in your house instead. Buying rental property can also be a good investment. However, being a landlord can be hard work, and many people are not good at it. If you don't know how to handle deadbeat renters, you can have trouble.

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.

Sources:

http://www.vanguard.com/VGApp/hnw/planningeducation
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetallocation.htm
http://www.diehards.org/readsites.htm
http://finance.yahoo.com/education/begin_investing
http://finance.yahoo.com/funds/basics

Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this. I like Vanguard best, but try some of the other sites as well.)
https://flagship.vanguard.com/VGApp/hnw/FundsInvQuestionnaire?cbdInitTransUrl=https%3A//flagship.vanguard.com/VGApp/hnw/planningeducation/education
https://ais2.tiaa-cref.org/cgi-bin/WebObjects.exe/DTAssetAlcEval
http://www.ifa.com/SurveyNET/index.aspx

Web forum: http://www.diehards.org/
(Many investment web forums are overrun by scam artists. This one seems the most legitimate site.)

529 plans: http://www.savingforcollege.com

what's poppin
There are many things to invest in.
I'm not a financial guru, but I am getting 40%-50% annual interest.
E-mail me and I'll give you advice.
Good luck!

My answer is very serious.

Considering you are already working 2 jobs your time is probably very limited so you should stay away from trying to invest in "individual" stocks, because these require a lot of time and energy to monitor.

I personally would visit vanguard.com and use some of their free tools to figure out your risk/reward tolerances. Vanguard is a very customer friendly mutual fund company with very low fees and a great reputation.

I invest with Fidelity. com
yu do not need to login. goto RESEARCH, then MUTUAL FUNDS, THEN FUND EVALUATOR, THEN PICK say (mid cap growth), then 10 year history, then Greater than 10%, then 2 star Morning Star rating and then search. If 10% per year is good for you just do it.

not in a panic driven free fall market

Right now I'd stick with a high-interest bank account or a CD (around 5%). The markets are quite volatile and short term growth is unpredictable. If you think this is money you need in the next 5 years I would put it in a CD, not the market.

Also, if you have any credit card debt or any loans charging over 5% interest I would use that extra money to pay those off first. Carrying too much debt right now is risky. Good luck!

I have just become apart of this awesome business called PrePaid Legal Services. This company has been around for 35 years and its stock continues to rise because it is such an great company to work for. I have watched a colleague of mine make back his initial investment and more in two weeks. I am just excited to see what I can do in the business. If you want to know more about this opportunity, call me at 504 512 6584. I can send you some free info in the mail.

The company is featured on the New York stock exchange and that rate is between 60 and 65 per share right now and it continues to rise. Their stock code is ppd. Check it out...you might want to invest there. Send me an email or call me, I can answer any questions you might have.

I hope you find a company that best suit your needs and your pockets long term.

Have an awesome day!
Gemayel Holloway

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