 I am a student, and I want to get into stocks, I'm not planning on buying expensive stocks. what do i do? |
| I want to eanr money by buing cheap stocks, i'm not planning on spending a lot i just want to get started and get ... |
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 Due to the weakening U.S . Dollar, wouldn't it be wiser to invest in British stocks rather than U.S. stocks? |
| Since the Pound is much stronger than the Dollar, I'm thinking if the British stock goes up I will make even more money after I sell and convert from the British pound back into U.S. Dollars.... |
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 Is this a smart stock move? |
| Im new to the stock market and im investing my first $1000. I was wondering if buying $1000 of apple stock right now would be a smart move. The stock is going for $106 right now, is this too high for ... |
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 What's going to happen if stocks continue to go down? |
| its been in the news quite a bit lately and i'm curious whether this indicates the coming of a recession? but what exactly does this mean for the everyday american?... |
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 Does my WM stock become JPM stock now that the govt flipped my WM stock? |
| jpm earlier offered to buy out wm, and now the govt orchestrated a hostile takeover? is this legal? will I get anything?? can I sue the govt for stealing my money? will there be a class action ... |
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 Is it possible to make money or at least hold on in the stock market during a recession? |
I am losing so much right now. I am in Vangard with well diversification.
I had $655,000. last Jan and now I have $505,000.00. I did make some withdrawls because I am retired>... |
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 Big-3 Bailout? Yay OR nay? |
| Congress is reviewing the $15 billion bailout plan on a measure to save Gm, Ford and Chrysler from bankruptcy. Do you think they will approve it? Or how you think it will go? Good or Bad?... |
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 What are stocks? |
| I have been told that buying stocks or shares is a good way of making money. How do I start? How much do I need to start in the first place? Do I do it online or to a bank? I need a lot of help!!... |
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jeans | I lost a lot of money in the stock market - where to go from here? |
Ok, i greatly overestimated my risk tolerance. I had a lot of $$ in a mutual fund, then when i saw the market tanking, i panicked and sold at a loss (about 38%). I now have about 140K left, which is sitting in a savings acct right now.
This is all the money i will ever have - i have some years to go before retirement (20+). I don't see any hope in the near future for the market...it just looks so bleak. I am hoping to get back in if there is a bottom, which of course i'll never predict.
I am in a quandary. Since i know i can be impulsive, maybe i can't tolerate the ups and downs of the market. On the other hand, this new economic crisis is unprecedented, so maybe it will go down further. Should i just swallow my loss and never risk my money in the market again? |
 |
 
Autumn
|
OK CONF,
I DID THE EXACT SAME THING!! I learned I have NO risk tolerance for the market. I invested impulsively and quickly learned that I was incapablable of turning off the "talking heads" I heard everywhere I go.
So we lost a big amount of money. But we are good savers and can get ourselves back on track. I, myself, will never re-enter the market at the risk of making millions of $$$$. Money isn't worth it to me. I don't want to wish 10 years away to see if my portfolio has grown. I do have investments in my 401K that I trust my adviser with and will put my savings in CD's.
So I'm trying not to look back. There are lots of different types of people and personality types and we may be prey for those in this column of Yahoo Answers. I don't care how many thumb-downs I receive with this posting. I think you did what is best for you and your well being. So feel good about that. I wish you the best. Email me if you need more support. |
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mntndo
 |
So your strategy is to buy high and sell low? If you did the same thing in 1929 when the the U.S. was heading into a Depression, you would have missed a huge rally where in 1930 the market made almost all it's losses back. In 1987, same thing, you would have sold right at the bottom and missed a huge rally that by the end of the year finished positive. Study the market more because you're doing it wrong. |
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voxygen8
 |
If you're saving for retirement over the long term and don't like the risks of the equity market then you might look at a variable annuity product. These allow you to benefit from equity market appreciation while guaranteeing certain minimum returns. You also get the benefit of tax deferred compounding. |
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messystudent
 |
well work out how much you initially invested compared to what it is now, and see how better/worse off you would have been if you just invested it all in a savings account.
i bet you still came out with a profit. perhaps not a large one.
have faith in the market it can't last like this forever, just leave it in an account for around 4-12 months then reinvest it with low risk investment. spread your money in countries who's economies is not heading for a recession. |
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J T
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140k in a CD at market rates, reinvested interest will give you over 300k by the time you retire, possibly 400k. you will then be getting about 20k in interest payments each year to live on. i think that is your best option since you cannot handle risk. along with that option, be sure that you have all your debts paid off by then so that your 20k per year plus SS for you and spouse, and any other investments will be enough to live on. i can help you figure that all out if you want since i offer free financial advice/counsel on budgeting, investing, getting out of debt, etc. email me if you are interested. |
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John N
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You only lose money when you cash out! Keep the money in, as long as you feel it won't tank during this "crisis"...then you're good.
PEOPLE...we aren't anywhere NEAR breadlines...stop whining, and screwing the markets up with your emotion based trading...
On the otherhand....freak out PLEASE!!
Cause when you DO sell and your share prices go to ****,...i'll be there ready to turn the profit on your stupidity
Bottom line: If you need money NOW...cash out..
If you are retiring in 20 plus years? GIVE ME A BREAK!
Sack up, grow a pair, and ride it out!
Somehow you accumulated 140K in assets, unless you got it from daddy, I dont think you're that much of an idiot!
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Beau.Gus
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If you quit listening to the idiots on the TV & radio, and used your common sense or read a history book instead, you'd realize that the idea that "this new economic crisis is unprecedented" is utterly ludicrous.
http://finance.yahoo.com/q/bc?s=%5EDJI&t=my&l=on&z=m&q=l&c=
If you have 20 years to go, you best put all your money in the most aggressive option available to you for at least the next ten years, or you have no hope of having enough money to live comfortable.
You had not actually lost ANYTHING....until the moment you chose to sell, and lock in the paper value those assets had at that point.
You should shoot your financial adviser! (Unless you don't have one, in which case you should ask yourself why on Earth you would trust anyone as impetuous as you to handle $200K for you!)
For future reference, any time someone says "This time it is different", rest assured you can ignore anything else they say! |
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