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 When to buy and sell shares?
...


 What is 20% from $1.88?
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I no longer work for the company with whom I own about $3000.00 through Mellon IN vestor Services.

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 US Currency Devaluation?
I have been following closely the US currency and as everyone can see, the US currency has fallen against most major currency including the Euro, Yen, Renminbi and even the Canadian dollar.

...


 Stocks, bonds, etc.-- what is the safest way to invest?
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 Ã¼Who can invest in Mutual Funds?
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junebuggy20042000
I want to invest 1,000 dollars in a cd with a 3.75 apy what does that come to and how do you calculate this?
need to know how investing in a cd work
                     
 




Gem
Rating
3.75 % is a sucky rate, there are banks paying over 5% on savings accounts.

"APY" is short for annual percentage, so your $1000 would earn $30.75 per year. Then you get to pay taxes on it! Go government!

Here is the standard form for figuring interest
P x I x T = interest earned
where P is principal (the $1000)
I is annual interest rate (in this case 3.75% or .0375)
and time is 1 (for one year) or you use days based on 360 days in a year (standard accounting given and how all interest is figured)

So your investment would earn (pre-tax) $30.75 the first year.


morningfoxnorth
It means the Annual Percentage Yield is 3.75%. For $1000 for 1 year, you get back $37.50 (plus or minus a few pennies).

$1000 times 3.75% = $37.50.


William
Well right now you should be able to find a CD that pays a little more than that. Basically you invest your $1,000 in a CD that has a specific term, like 6 months. At the end of the 6 months you will redeem the CD plus interest or you can roll it into another CD in the amount of $1,000 and pocket the interest or roll the full amount. You can also have the interest on the CD deposited into your account monthly if you wish. If you need the cash and close the CD before the end of the term you will pay penalties.


JessesGirl
Rating
you might want to try an internet bank, because they give higher on the interest... 5. something.

Also think about investing in Forex, if you have time do a practice account to get the concept, and you can start with 'easy ' forex once you get the concept down on practice at 'forex.

Easy forex lets you invest as low as $50...

and if you take future, or deriviative options, you can protect your money so all you do is profit...

regards,

jesse's girl,


TC
Rating
That means if you left your money in the cd for 1 year you'd get $37.50. But since most cd's only last for about 6 months you'd probably be getting half of that. So, you can get a much better deal if you go to ING.com, or capitalonedirect.com. Both of these have about 5.00% apy.


jone r
apy is too low. now a days u can get 5% or more. go to www.hsbc.com,www.citibank.com for moneymarket or savings accounts and they more liquid then a cd, meaning u can withdraw and deposit money more often than a cd without penalties.
p.s. with the accounts i mentioned,u would get compounded interest,where ur interest earns interest.


devi p
I can't understand waht you are saying..If you are interested means just take look at the link below to learn more about other investment.


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