 8% CD, would you invest? |
| A new company is offering 7.75% 3year CD. The company does not have the big name like Fidelity or Bank of America but it is offering a great rate of return. Of course the company is offering a legal ... |
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 Should we keep our building and wait til the economy gets better to sell it? |
I'm curious. My sister and I own a commercial building. We moved our business out this year--the economy made it not fun. So it sits empty.
We have it up for sale, and I convinced her ... |
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 Okay, what's the stock market going to do tomorrow? |
| Now that there's a tentative deal in congress. Also how will the world markets react.? They open in a few hours. (I'm optimistic).... |
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 I need to know the best way to invest for an income? |
| I have approx £300,000 to invest, I need this money to produce a monthly income, can anyone advise the best investment and the safest.... |
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 Day trading................. what is your best advise.? |
I WANT TO START A DAY TRADING WITH A $50,000.00
CAPITAL ON A MARGIN ACCOUNT. ANY GOOD ADVISE
ABOUT WHAT SHOULD I KNOW.... |
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 What can I do with $960.00 dollars? |
| Like apply for apartments or college, cars, furniture, electronics. or etc.... |
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 So, where IS all the money? |
I realise that this could be seen to be a stupid question by people who understand the workings of world finance but I personally, am miffed.
I realise that this "money" isn't ... |
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 Where can I invest £40k for 3 months? |
| I just need to put it somewhere until my mortgage deal is over then I can pay off a lump of the mortgage. My ISA is full for this tax year.... |
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sunflower_sbh | I want to invest $1000 in a safe way for the future. Any suggestions? |
Additional Details
I plan on using this money within the next five-ten years for travel
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Curt
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401k |
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violetspruce
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If you're young I would consider investing in a Roth IRA. |
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todd_biela
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Go to www.etrade.com and open a Complete Savings account. Minimum to open is $1 and the interest rate is 5.05%. You can withdrawal your money at any time. |
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sacayouette
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Two ideas come to mind. The first and highest yielding is a CD (Certificate of Deposit) that can be bought for any length of time from 6 months to 5 years (maybe more.)
The second is to buy US Savings bonds, this is the safest investment there is. The only draw back is that you are locked in for at least 7 years (you can cash them early but there is a huge interest penalty.)
Both of these can be done at any bank. Personally I would go with the 5 year CD with $500 and put the other $500 in a regular passbook savings account for emergency use. |
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Rabbit
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Consider Lockheed, they will be building missiles for years. Consider banks like Citibank or some profitable finance company like Morgan Stanley. Consider ETFs like NY (biggest 100 on the NYSE) or DVY (top dividend paying companies) or DIA (Dow Jones Industrials) or SPY (Standard & Poors 500). |
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Young and Famous
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There are no safe way in investing! When you invest, you are taking a big risk.
I would prefer you to put all your money in your saving account! |
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ticd
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things are going to be good anymore i'd say save it at home
invest in gold or silver and in beans, bullets and bandaids... |
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Avis Brown
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Answer: You should stay away from CashCreate, Treasure Trooper and other survey Web sites.
It is a waste of time and will cause you unhappiness.
If you choose to be suckered in and sign up to take surveys and receive, free trials considered you were warned. The minute you give them your credit card and personal information you have now opened your computer to unwanted cookies on your hard drive, annoying pop-up windows and if you are on a PC you open your computer to viruses that can wipe you out.
A lot of work to collect the "reward payments" that payout is not worth the effort over time. You will need to sign up for many types of offers, most of which require you to use a credit card. You start a week trial service with varies types of businesses or services, such as, an Internet service provider, book club, credit monitoring service, etc. to get your reward. If you don't cancel the trial, you end up being charged for the service and each service has different rules about how and when you can cancel. Very cumbersome!
Since you will need to sign up for at least a dozen offers before you get to $100 in rewards, it's very easy to forget what you have signed up for, or the problems you will have canceling in time to to be charged the full amount. The Cash Create recruiters you see here over exaggerate how much money you can earn because once you've done the high-dollar trials ($8-10 each), you are left with small rewards of a dollar or two. The survey business is not an efficient way to make money and you are more than likely to loose money in the end. |
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ANP1967
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It depends on several factors: your time horizon (i.e., when will you need to spend the money), your risk tolerance (what does "safe" mean), and your tax status (is this in a retirement account or is the income from the investment taxable).
At one end of the spectrum, if you have a specific use for it (retirement, college, etc) and no risk tolerance or willingness to lose money, you can invest it in U.S. Treasury bonds / notes that mature when you need the cash. If there is no specific time but you want to get a consistent inflation-adjusted return, the US govt sells treasury inflation protected bonds (TIPS), whose interest rate varies depending on the inflation rate. Slightly more risky, but similar, are investment grade corporate bonds.
If you have a tolerance for some risk, but not a lot, you can invest them in a diversified portfolio of stocks, bonds etc., which you can buy in the the form of a "balanced" mutual fund. It can present the risk of a decline in value over any year, but in the long-run the statistical evidence suggests that this investment will give you a better return than just having bonds. Vanguard, Fidelity and a lot of others have such funds - but sometimes they have minimum investment size.
Hope this helps. |
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Muck Rakers Local #227
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Gold, gold, gold, and a deposit box. |
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