I want to invest in stocks'?

I want to invest 15k, I need help. Is the stock market a good idea?

Yedga Sikod Fai

You should invest in stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks, as individual stocks are too risky. For most folks this means buying mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money conservatively, in money market funds and bond funds, and part aggressively in stock funds. Vanguard.com has an on-line questionnaire which will give you an idea how aggressive you want to be.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.

Sources:

http://www.vanguard.com/VGApp/hnw/planningeducation
http://finance.yahoo.com/funds
http://www.dallasnews.com/sharedcontent/dws/bus/scottburns/columns/2007/vitindex.html
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetallocation.htm
https://flagship.vanguard.com/VGApp/hnw/FundsInvQuestionnaire?cbdInitTransUrl=https%3A//flagship.vanguard.com/VGApp/hnw/planningeducation/education

first you should know the condition of the stock market it self, whether it will give lot of profit or loss..also you should discuss with remaiser or any people that know alot in investing in the stock market.. which stock market do you prefer? this kind of investment have high risk...i think so.. but the most important is that you must have confident in investing the stock market or otherwise it will give u lot of troubles

15k, sounds a good amount of money that needs a good understanding in where to put them and get the return that gets you satisfied.

You may want to invest in stocks for example:
Stocks are called the fast money investment, as many investors understand stocks as a way to buy them and sell them as soon as price increases. So is that your need easy fast money and not forgetting the high risk taken by entering such field ?
Stocks are great when it comes to good return, but risk is high, and it needs a wide understanding about the market and all the investors that are in it.

What about bonds?
Bonds are kind of a long term investment which looks like a paper for a secured retirement . Also you should be able to figure out your needs !

Mutual funds are considered that most secure critirea in this investment plans, because after all you wont think much, you will only check on the company you want to work with and get your returns.

My advice is the following:
If you want to start with stocks, try it with a small amount of money in order to see if your personality reflects your need. As well as bonds, if not try to seek an investment plan in some business you might own for your life, that might have a growth in the future.

no..Put in in an IRA or Mutual Fund

First you'll need to understand some basic principles of investment and understand which type of investment suits you.
To achieve excellent returns on your investments it is important to adopt the right investing strategies. By investing in shares you get benefit in two ways, that is , Capital gains and the dividends.To Learn more about shares and stock trading check the website link below.

http://www.smart-investments.org/Best-Stock-Investments/How-To-Invest-In-Stock.php

http://money-review-site.com/shares.html

Depends what you want to use the money for and when you will need it. Do you have a job? Do you have an emergency fund in a bank to tide you over if you lose your job, until you find another one?

Yes, it's a good idea.

Open a brokerage account at TD Ameritrade and then drop me a line if you need more detailed FREE Financial Advice.

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