 What is the best route for starting a long term investment? |
| I want to start making investments for my future at my young age...I just do not know where to ... |
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 What is the best long term investment? Stocks, real estate, or investment grade life insurance? |
| Stocks have a down side. Real estate may also have a downside, along with liquidty. Investment grade life insurance has limits.... |
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 What is this coin? It says the word eire on the front and has the letters I and P? |
| this coin has a picture of a harp on one side and a haren on the other it has the initials I and P?... |
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 Wanting to know what stocks to invest in? |
| I'm 15 and have some extra cash. Should I buy stoke and what kind should I buy? I dont have that much. T... |
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 Can we predict a financial stock market ? |
| Its commenly said that no one can predict the flow of a market yet there is some factor that is able to predict it exactly ! anyone have an idea or which type of people are able to predict the market ... |
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 Making Money with Stocks??? (Beginner)? |
| How does it even work? Like if I wanted to buy one share of Google for example, or Wal-mart, how do I even do that??? Its not like I can just go to walmart and ask for one. Also for a first time ... |
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 How to learn about share market & shares? |
| share market & what is the best of select the shares?... |
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 What's best business with only 8000$? |
You have only 8000$ and you must create a success business.
which business you will create?... |
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| Who uses a year wall planner? |
| does it help with organisation,i got one to try and get organised in 2007,so any tips please.... |
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 Would you invest in a penny stock worth .002p? |
share your stories of investing in pennystocks, did you make loads? how to find the good ones? any research websites?
I bought some before, nothing happened, got bored so I sold and then ... |
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 Has anyone been on ciao! ? |
| its a website where you fill in surveys that interest you and you get paid for it! not alot but up to £10 a survey. has anyone been on this and is it safe giving your bank details in? ... |
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| Good low-risk investment? |
| savings bond matured. i'd like to invest it, but i don't want to risk losing it. should i put it back into bonds? please use simple language, i know squat about finances.... |
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 If everybody is losing, who is gaining? |
| american economy in doldrums. sensex is down, every investor is loosing. question is; is there anyone who is gaining. is there a big manipulator? if somebody is loosing, there must be someone who ... |
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 Stupid question about the stock market? |
| Okay I know diddly about the stock market, but have been reading the news about it dropping. Now it's down 7 trillion dollars. My question is, where is this money going? Who's hands is it ... |
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 Up and coming mutual funds? |
| I'm 20 years old and have about $4000 I want to invest. What are some good up and coming mutual funds with a great future outlook.... |
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aseemskhan | I want to take up LIC Policy, which is the best policy where you invest now and get good return? |
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 |
 
VG
 |
You should NOT mix insurance with investment. Both are separate. It is not wise to see the policies sold by LIC or private companies as investment instruments. Buy a cheap term assurance policy from any of the companies and invest your hard earned money in instruments that suit your financial objectives and risk taking capacity. Consult any financial advisor before doing this. All the best. |
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rmehtarmehta
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Never mix insurance with invesments. All ULIPs are complicated products sailed by various companies with fatty commissions to agents. These are very costly products to run i.e. front end charges, monthly deductions are massive to erode your capital. The products also lack transparency.
Better go for a plain 'Term end Policy' alongwith investment in MFs/ELSS. |
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sureshbv_us
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Take just policy for insurance and dont take any money back policy, for example, if u want to invest 25000 rupees per year which covers insurrance for 5L and on mature it will give you about 10L, dont go for the mature benifit polocies, the same coverage for 5L with out returns after 20 years, it will cost u about 5000, so remaining 20000 invest in good mutual funds, like that u pay 5000 to LIC and 20000 to mutual funds every year, so u r life will be covered for 20 years at cost of 5000 per year and u will get about 20L after 20 Years if u invest in mutual funds. |
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fun for fun
 |
It depends up on your age, material states, risk coverage, Ur income. etc..
I suggest for term policy for max. risk coverage low premium
and some medical policy floating type which can cover for whole family, it takes care of medical expenses in future.
don't go for endowment or any kind of money back policy. |
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neths
 |
you will gain a lot of knowledge about this if you log onto http://www.wealthywaytowinlife.blogspot.com |
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Focus
 |
You can take the ULIP plans offered by LIC. They offer u insurance cover along with giving higher returns also. |
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sunlightsublime
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better say insurance policy and not L.I.C.. there are many companies other than L.I.C. offering insurance policies. consult some companies like ICICI Pru.m HDFC Standard etc. and take a low premium and high risk policy. pure insurance policies that give NIL return are best for insurance as the premium is very low. the savings from low premium can be diverted to investment and growth shares. mutual funds. before considering life insurance, better consider mediclaim policy and accident insurance of general insurance companies. the most important thing is that insurance shud be for need of dependenats in case of unfortunate death and not treated as investment avenue |
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