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 Which stock would you recommend?
Which stock would you recommend investing in?...


 What should i do with my money?
I have 1.5k that I've been saving for the past five years and i dont know what to do with it. I'm 14 years old, I like new gadgets and, I like to travel, I like to go out alot(cinemas, ...


 Stocks...how do you invest?
How and when should you invest in stocks? And, what stocks are good?
And when (age range) and how much should you contribute to your 401 K?

I don't know anything about this ...


 Is there a minimum amount needed to make an investment in the stock?
...


 Is the UK heading for a depression?
I wondered if anyone feels the UK has run out of steam as inflation is on the rise. EU rumoured to be raising their rates and BoE probably in October. I have heard several property developers are ...


 What is short selling in share markets?
...


 What will be the best investment for the next 29 years?
Best investment in USA for the next 29 years?...


 If I have a line of Credit for 10,000 at 9%, and I have $8000 saved shall I pay it and be without savings?
...


 Anybody think they have found the perfect investment strategy?
Explain in detail your idea. Explain your perfect hedge idea or arbitrage opportunity.
And if you reply, do you work a day job?...


 I want to start investing which brokerage company is the best?
Etrade, Fidelity, scottrade, i heard of a new 1 called TRADE KING that charges 5 bucks each time you purchase/sell a stock; compared to etrade 12 n other around 10-13. Right now i just want to buy 2 ...


 Gaddel .. Gaddel ...FBI... When will this soap opera end.?
Seems like Bill S was canned...could he just be mad?...Liz M and Albe may be scam artists? Noone answering phones at the office! Sales associates HARD to get in touch with. Peoples dreams and ...


 I have $5000 to invest, are mutual funds a good idea? Hoping to make a decent return.?
I have never invested anything before and would like something with a fairly quick return....


 I have 2 thousand dollars what would be the best way to double it?
i dont wanna be too illegal but im listening to anything u gotta say.
Additional Details
wow 10 answers in 5 mins. but really im open minded so lemme know what u ...


 Should I buy mutual funds or invest on my own?
I've been investing mutual funds from a bank (Bank of Montreal, a canadian bank) for a year... I hear that mutual funds charge high fees.

I do have some knowledge about stocks, ...


 How should I allocate my Roth 401k contributions?
I am 24 years old and I am going to begin contributing into a Roth 401K retirement plan. I'll start with 10%. Please review the funds that my company offers and advise what would be the wisest ...


 Whats meant by bank?
whats meant by ...


 What do u always buy daily?
...


 Are we headed for a new Great Depression?
...


 Is it a good investment to buy Iraqi Dinahr?
Will this money sky rocket later on when the government gets on track or will this money just become toilet paper and new money come into play? I know it's a long term investment but is it worth ...


 Advice please,a stranger has asked me to open a bank account 4him,to transfer money into it,he lives abroad,?
a total stranger saying he has much money wants me to open a bank account for him so he can transfer the money into my account,i think he might be from africa,he contacted me through a web chat room ...



TheNewDoubleStandard
If I've saved 100K where should I invest it?
Savings accounts are yielding 5%+, and for short- to mid-range investment I'm not seeing comparable yield. Yet all the investment pros say "Don't put it in the bank! Invest!" Do they mean you should throw your money at a broker or lose it yourself on the stock market? T-Bills? War bonds?
                     
 




great_and_mighty_adam_levine
This question can't be answered without knowing what you want to spend the money on.

If it's an emergency rainy-day fund, you need a savings or money market account and will only get 4-5% or so. That's the cost of having the money available whenever you need it.

If you are saving for a particular date (say college fund, or retirement) that is 5 years or less out, you might go with CDs, Treasuries, Corporate Bonds, Prosper.com, or other longer-term interest bearing investments. These will probably get you 5-6%, maybe a little more if you go with prosper or take some risk.

If you are saving for retirement, or another savings goal that is over 10 years out, you probably want to buy stock-based mutual funds. You could also consider rental real estate. This will probably get you 7-9% on average, but it won't be a consistent 7-9%. Some years will be 20%, other years you will lose 10%....

That's just traditional wisdom. As for the Roth IRA which someone else mentioned, it's probably a good idea, but you can only contribute about $5000/year, so that isn't a place you can park $100k tomorrow.

-->Adam


Doglover
Rating
It really depends on your risk appetite and the time range you can afford to set the money aside without dipping into it.

First priority is of cos to pay off all your debts (mortgage, credit cards etc) - especially credit card debts which charges like 24% p.a. No amount of deposits in the bank or bonds will give you that kind of return, so cut your expenses by repaying loans that charges you more interest than what you can earn with your $100k investment.

Next, if you still have surplus after the repayments, consider your risk appetite in investment. Assuming you are a high risk appetite investor with a long time range (i.e. you do not have to use the money in like a long time and are willing to accept loses in exchange for higher returns), then you can go for more volatile instruments like shares in the stock market. Eg if you invest in some good blue chip stocks, even if the market crashes later, it'd be just paper loss so long as you don't sell it. That is, you need strong holding power to play this. The upside is of cos higher returns when the market is on the upswing (as compared to term deposits in banks). So for this you will need time, strong gut and holding power.

If you are more conservative (i.e. more careful with your hard earned money and not willing to risk losing it and willing to accept lower return) then consider maybe a structured deposit. Banks nowadays have principal protected structured deposits that pays better interest cos they take your deposits and invest it in stocks and bonds. But so long as you hold the deposit to maturity, even if the stocks & bonds crash, your principal is still protected (i.e. intact, no losses except loss of interest)

Of cos the worst case scenario is that you are totally conservation and wants some guarantee of interest but with zero risk. Then term deposit is the way to go, although what you earn with the interest may not even cover inflation.

So there's some soul searching you need to do and then market research of the appropriate products in the market.

Hope this helps.


Rabbit
Invest it indeed, set up shop and sell something. Get with a good company, study for an insurance license, figure out what businesses or people in your area need and will pay a premium to get, then see if you can make the connections and get it for them (for a piece of the pie, of course). If nothing else, you can almost get into a Taco Bell, and several smaller burger chains will let you in for about that kind of capital if you can't think of anything else. What does your town need that you might be able to do? If you can pile up $100k, you can put your industriousness to work and make some serious money if you tried. Good luck and good hunting. (if nothing else, a good certificate of deposit can beat what most of us are getting trying to find the next high-flying stock to make up for the dogs we've bought this year, there's no shame in letting the bank loan your money out to someone and pay you $5k next year, plus return the $100k)


ジャンリン
Rating
After you save 100k 1st.

Before you really had any saving, all these are empty talk.


Clown Knows
Rating
Chicken ranch in Nevada.


self-employed
Rating
You need to find an honest, educated, experienced financial planner because based on your quesitons, you have no clue as to what you are doing.
I'm a CFP, but I have a $250K minimum


PeguinBackPacker
My father is not a sophisticated investor, but he is definitely not a novice. His advice for me is to invest in a ROTH IRA. He advised me to go with Vanguard Mutual for it. If you are in your 20's or younger, it is in your best advantage to place some money in it. 30's is ok, but you would not make as much when you hit retirement.

I am not as knowledgeable as he is, so I suggest learning more about it on your own before you take my advice.


Frank Castle
Rating
Open a brokerage account at Fidelity and invest in the Stock Markets with the help of a Portfolio Manager with over a decade of experience in the Stock Markets like myself.


Top Cat
Rating
best thing to do is to put it on a IRA/Money Market account (for retirement), if you put it on stocks you risk loosing it all


God loves the Bruins
Rating
I say get a safe put the money there and hide it somewhere safe. coz I heard if u got more than 10k in the bank they tax you for it. and of course the other dangers i say put likr 5-8k in a bank wiht good intrest and keep the rest with u in a safe place


Angie <3
Rating
I would be happy to handle that for you. Just transfer it into my acct.


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