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 Is it a good time to invest in an index fund?
when is it a good time?
Additional Details
I have about 3500, so should i invest around 350 dollars every month?...


 Do you need a loan?
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 What are the best stocks to invest in if I'm just starting out and want to start with a small dollar amount?
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 Where can one invest in Iraq's booming economy?
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 What factors make up stock prices?
What i mean is , what things make stock prices go up and ...


 How should I invest $1,000.00 ?
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 Which is the best banking share in the sharemarket?
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 If i gave you a million dollar how would you help America?
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 Can anyone explain where the money goes that is put into a "stock"?
here is the question again that was asked before.

I understand that it is "demand" and blah blah blah,

but what i am asking in this question is logically thinking ...


 Why does a stock go down 19% on good news sometimes?

Additional Details
By good news I mean, profits rose tremendously and the company gave good guidance out into the future!...


 What would be the best way to invest $10,000 for 6 months with no risk of losing it.?
I'm looking to earn some interest over 6 months and then use the whole amount for a down payment on a new car that comes out spring 2008...


 Business Plan?
I am thinking of setting up my own business but first I need to draw a business plan. can anyone help?...


 Is the economy going to tank 2008/2009?Depression?
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 What can you buy at McDolalds for 5 dollars?
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 Are Premium Bonds a good investment?
Over the years I have managed to save up a few pennies in an ISA account. I am thinking about using some of my savings to buy around £500 to £1,000 of Premium Bonds. Do you think it is worth it or ...


 Investment suggestion?
I'd like to invest my $, but I don't know much about it. I have been reading some books about investing $ in corporate bonds, growth mutual funds and agressive growth mutual funds. Which ...


 What is the best investment?
what is the current safest investment with best ROI...


 What would happen if I won something on ebay but i don't want it anymore?
My mom told me to buy a used calculator, thinking that it would be cheaper and it but not cheap enough for her. Now she wants to buy a new calculator that way she is assured a warrenty if anything ...


 Why is dow dropping points ?
like i read the news and everyday its like dow dropped 700 points OH NO what happened? why is it happening ans what does it effect im just curious?...



Papa Chuck
If I am 30 yrs old & sigle with no kids & no house then about what is my risk tolerance for investing?
What is my risk tolerance and why is this important? What funds should I be looking into at this age? What percentage of my investments should go into each category of risk?
                     
 




Yarcofin
Your risk tolerance is personal. You can't summarize all married people with kids into one risk level.

Do this quiz to get more insight into how you want to invest:
http://www.bmoinvesting.com/InvestorProfile/questions.asp?sIPLang=E


barry w
Rating
If you want a quick return on your money then trading in cfd,s is the way to go.
You dont actually buy shares as such but buy a contract on the assets.
You then earn or lose money on the opening and closing price of the asset.
Many people have got rich very quick from cfd's but there is also the risk of losing money quickly.
Finding a broker will help as they can advice you on stops that sell when the
asset falls below a certain amount you can afford to lose.
you can find more information at
http://www.cfd-to-cfd-trading.co.uk


jeff410
Rating
Your risk tolerance determines how well you can handle the ups and downs of the market and what degree of safety need and the risk you can handle in order to preserve your savings and income.and meet your goals. At this point you should be a between 10-30 percent invested in fixed income investments and the rest in stocks, with about 20 percent in international and the rest in large and small cap funds. The rule of thumb is that you subtract your age from 100-120, as people are living longer and working longer, and thats how much you should have in stocks.


proverbsfinancial
You are missing two parts to your question. 1 when will you need your money and 2 how will you react in a down market: buy more, keep what you have, or sell what you already have. Answering these questions truthfully will help you and your financial advisor determine your risk tolerance.


robe
Rating
If you're easily meeting your bills you should be in a high risk tolerance range in your age bracket so you can grow your income and you'll have plenty of years to make up for any one weaker year of investment performance.


muncie birder
Rating
That is something that is somewhat of a personal preference. I would have no idea what your risk tolerance is.

Some of the factors that should enter into that decision might be the following:

Amount of capital you have. Those with more capital can usually stand a little more risk. Those with very little capital should be considerably more careful.

Goals you have set for yourself. Do you have any plans for example on purchasing a house down the road? Getting married at some point? Seeing all the birds in the world before you leave the world.

Funds to look at: Funds in general are not all that risky of investments. Granted some are more risky than others, but very few would be so risky as buying shares in the stock of a particular company for example. Or a CDO. Or even a 30 year treasury bond for that matter considering taxes and inflation.

Here is what I would do if I were your age again. Consider that my risk tolerance at 30 was a tad on the high side even though I was married and had a house already.

I would put 1/5 of my funds into Chinese and Indian funds or a BRIC fund. 1/5 into individual stocks provided I had sufficient to own at least 5 different stocks. These would be stocks that I thought had a chance to double in price during the next 5 years. Or about 15% annual return. The other 1/5 into PENNX--a small cap fund and 1/5 into T Rowe Price Capital Appreciation Fund. 1/5 into a money market fund.


Mary Ann V
You determine you own risk tolerance, do not let some one else tell you what it should be.

You are young, so I would definitely take a long-terrm approach to this.

Your first option, in my opinion, should be to fund fully a retirement account. If you do this, and you have extra cash, then one of the best things you can do is open a DRIP Plan.

They are seldom talked about because brokers make very little money when they suggest them. Yet, they have proven to be one of the best, if not the best, long-term strategy on Wall Street.

They are perfect for small investors, as well as big investors. They are safe and allow you to not care about whether the market is going up or down.

There are other investment vehicles available, however, these are the first two I would consider. I have both.

If you decide on Mutual Funds, make sure you do your homework,, as about 75% of them under perform the market.

Good Luck


src50
Risk tolerance is a combination of external (your finances) and internal factors. Only you can decide.


Chuck P
Rating
You need to get Jim Cramer's book Stay Mad for Life, it lays out a great strategy for a guy in your position. Good luck, see you at the top.


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