 Why did US markets/indices go down so much today? |
I am about to buy S&P 500, but today's down looks very scary. Is this an opportunity??
Is overall market down or just today?
How's world's?
T... |
|
 A way to invest my money - genuine? |
hi, iv came into just over £85,000 inheratince and i need some way to invest some of it
iv not really got any qualifications or business experiance but i am willing to try my *** off
... |
|
 Planning to invest in gold and/or silver.? |
I'm new to this. What is the best advice to someone who is new in investing in gold and silver?
Is it advisable to buy gold and silver coins?... |
|
 Suze Orman says that you shouldn't put in your 401K/403K after match? |
| She said that once the company match is matched (say you put in 5% and they put in 5%), then you shouldn't put any more money in to these tax-free plans, but rather into an after tax Roth IRA. I... |
|
 Making a bit of money doing something at home? |
Hi, I have tried looking this up online but i never know whether it is fake or not!
Basically does anyone know of any jobs, that i can do in the evening, on my day off etc to bring in some ... |
|
 How Do I Get Started In Some Stocks? |
| There are a few companies I would like to invest in but I have no idea how to get started. And would stocks even be the best way to go?... |
|
 What would be the smartest way to invest 1 million dollars? |
| I was talking to my roommate about the question above; he claims that, if you had that much money, you could simply put it in a savings account and live off the interest. Would this actually be ... |
|
 10.3% return in 2006 in my 401k. Is this good? |
Is this a good return? Am I doing okay diversifying? Right now I have a bout 85% in stocks (large, small, and international) and 15% in bonds and short term investments.
Additional Details... |
|
 Introduction to stock market? |
| I have few questions about the market. First of fall tell me which stock broker I should choose scottrade or motley fool or any other? Secondly how does buying and selling works: like is there any ... |
|
 Is this fair? |
| I have a friend who works at a bank who got his quarterly bonus check of $736.26. He brings in literally millions into his company each quarter. Is this fair? I believe that if he doesn't ... |
|
 Is this a good investment? |
is it worth holding on to?
http://cgi.ebay.com/aw-c
thanks-... |
|
 How can I start online Forex Trading??? I need Help.? |
Hi guys,
I'm very new to online forex trading. I've got a little money to start with but I don't know the minimum balance to start forex trading. Also, could someone tell me the ... |
|
|  |
Chico | If I set up a savings account for 6%, is that 6% over and above the rate of inflation? (i.e. 4% saved really)? |
PS - If you have time what's the best (and most consistent) return on investment for a) low to medium risk investment and b) no need to access the money invested for 5 years? |
 |
 
steven_prentice_666
|
They are right you know. Inflation has nothing really to do with the interest you get from your investments. Interest is really what the bank pays you for allowing them to use your money (they invest it elsewhere, say mortgages, on the stock exchange etc and make more than they give you back in interest)
Typically banks make over 10% on the money thats deposited with them.
Least risky investment is government bonds (the bank or England guarantees them), then bank bonds. A safe but riskier alternative is premium bonds, you should make back about 4% in winnings (or 4% in lumps of £50) but you have a chance to win nothing or win £1,000,000
ISA's are good if you have only £3000 that you can invest in any financial year
You could try a tracker type saving account, they normally have a minimum return of a few % but could get you a bigger return depending how the fund does (could be as much as 10%)
What you have to remember of course is that the more interest you get, the riskier it is to invest - you might get no increase in your money, and you might actually loose it!
Biggest return, but most risky is of course the roulette table, bet it all on either red or black. 50-50 chance of winning but also double your money |
|
David M
 |
6% is including inflation AND tax if the saving account isn't an ISA, so yes, by the time everything's taken off, the 'real' percentage is more like 2-3%.
IMO a) ISAs/Savings Accounts
b) Bonds/Share Dealing |
|
Marky
 |
No, it is not above inflation, it is 6%. ie, if you invest £1000, you will earn £60 interest although it may be taxed.
An ISA would be the best investment as its tax free for smaller sums |
|
snetterton
|
No. It's six per cent. So take inflation off and of course your return is a good deal lower. |
|
Knownow't
 |
No, the rate is 6% full stop, you then have to take account for inflation.....There are many Bank Building Society accounts which offer a reasonable return if you do not want instant access....go and buy either the Financial Times or look in the Money Section of the Sunday times and you will find a list of the best deposit accounts and the rates paid............The less you want access to your money the better the return will be. |
|
Great Job 4 You
 |
NO :-) |
|
Mr. November
|
1. No, you need to minus 4-5% inflation and 20% tax on that. Total return will be close to zero.
2. The best way to invest over 5 years with no or very little risk is to buy land. Doesn't matter whether it is an agricultural land or an construction plot... The population grows so people will need more food (=more land for agriculture) and more houses (= more land for construction). The other benefit of land is that the amount of land never changes - in contrary to the amount of cash in the economy, which grows at 14% a year (money supply M4). More cash and same amount of land = land is more expensive if valued in cash.
That's why land has always been the best long term investment available.
The only problem is that you will not earn interest on the money that you used to purchase land.... But if you are smart, you can have both - the land and the interest payments. How?
Buy shares in a company that owns loads of land. Companies pay owners part of the profits they make (dividends) - think of the dividend as your interest.
Since the company owns a lot of land - its value will grow as the land value grows. Therefore your shares will move almost identically as the price of land.
So in that way you can own land, which is an excellent invesment and get paid interest on the money you have invested in it.
I hope you get the point. |
|
src50
|
No, it is 6 percent period. And you won't get even that much right now. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
6 | 31 minutes(s) ago
| | | |
9 | 44 minutes(s) ago
| | | |
8 | 1 hour(s) ago
| | | |
8 | 6 hour(s) ago
| | | |
8 | 7 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
8 | 10 hour(s) ago
| | | |
8 | 2 day(s) ago
| | | |
9 | 1 week(s) ago
| | | |
8 | 2 week(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
