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Mike10613 | If you had £1,000 to invest would you? |
A: put it in a savings account at 5.25% per anuum?
B: Bet it on the monetary policy commitee (MPC) at the Bank Of England putting interest rates up on Wednesday. The odds are currently 1.11 giving you a 11% return in 3 days on Betfair ?
C: Some combination of both of the above options?.
D: Spend it and give Gordon brown £150 of your money in VAT?
E: Something else???? |
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james j
 |
Put it in ICESAVE currently paying 5.7% |
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anndonuk
|
I'd buy premium bonds Then you'd have the chance to win loads more, nut if you needed to cash them in you can at any time. |
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rabbit rhodes
 |
I would go with A or E. But is that 5.25% net or gross? Abbey are doing an ISA that currently gets you 5.5% gross and that is tax free. If you do a search online you will probably get something better than that through an internet account. Internet banks don't have any utility costs so can usually give you a better rate than somewhere on the high street.
As for something else; if you are looking for short term - you could probably invest it in a 1 or 2 year bond that will give you a reasonable return. Corporate bonds are good - usually you get your original capital back plus a fixed amount of interest. Or if you are looking for a longer investment then most assurance companies will offer you a 5 to 10 year bond (ie: Prudential, Norwich Union, AXA, although most will only take new business through a financial adviser).
If you already have an existing pension you could top it up, but I would speak to a financial adviser before starting a pension now. Some will tell you that they are not as good as they used to be; with tax relief possibly changing in the future, a savings account (or property) may be better use at retirement. |
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capa-de-monty
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e |
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Wiz
 |
e kids clothes no vat |
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garlicjnr2001
 |
Put it into an NS&I account, you can take some or all out in future if you want without notice or loss of interest. Don't gamble it & don't give it to Gordon Brown, they already have their luxury jaguar limousines from our money, they don't need anything else, thieves. |
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Ryder
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something else id buy a car and get a fukll tank of petrol dnt laugh u can get a good motor 4 thAT nowa days |
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Mary
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A! and then in a few years I would take it out and spend the lot! |
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marky mark
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premium bonds,don`t you think this the government has had enough out of you.........give them b@stards nothing,they would sell their own mother if they thought it would make a few quid..!! |
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Ginny Jin
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I would pick option A (or put it towards my pension). |
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WizPip
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I'd put it into the social lending site zopa http://www.zopa.com which you can get a return of 5 - 14% from and it's a relatively safe, low risk thing. |
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Knownow't
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If it was my only £1000 it would be A
If it was just a windfall and I had lots more then I would put it on red in a Casino
If I was feeling charitable it would be D |
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<3 roxy <3
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does that little scribble sign before the money amount mean franks? if so, i have another question for you, how much is that in american money? im only used to these:$$$$$$$$$$$$$$$$$$$$$ oh yeah, but i would do option (a) even though im not sure what the amount of money you have is worth where you live...i hardly know what im talking about anymore. adios!! |
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