 What is a smart way to invest a small amount of money? |
| My dream in life is to be rich...how can I make it happen?... |
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 Put all you eggs in one basket or spread them out? |
It seems that most rich people put all their cash in one stock than cash out in a few days/weeks/months. However, most traders are more diverse. What do you think?
(Sorry if this has been ... |
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 How to write Rs ten lakhs numerically? |
| A Bank (ICICI) site says"ENTER AMOUNT IN NUMERALS''.... |
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 What causes the day-to-day changes in stock prices? Meaning, how does it "go up 37 cents" etc? |
| I hear stock prices go up and down everyday. However, I'm unclear what causes these fluctuations. Can someone help?... |
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 Is it true that every 10-15 years the stock market crashes? |
I asked a question about my simple IRA and some girl answered the question, in her answer she said that the stock market crashes every 10-15 years, is this true?
Additional Details
I ... |
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 What would be a great stock to my for my son? |
| or any investment ideas for my son? I want to invest in something that will help my son when he gets older.... |
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 Where can I buy cheap property abroad? |
I would like to buy in a developing area, to rent out.
Got any tips?... |
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 I sold a piece of property, should I take the cash and buy a new boat or expand my business? |
| I sold the property to buy the boat. I have other properties. I want to go sailing before I'm too old. Should I put down a down payment and finance the boat, use the remainder of the cash to ... |
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 Im 15 yrs old and want to invest like stock marketing can someone plz give me INFO.? |
| Im 15 and want to know about the stock market how does it work? How old do you have to be?? Please give me all the info that you can find that is accurate thank you!!!... |
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 Best investment for my money? |
I am wanting to invest some money (4-5 lacs)but dont see where. Stocks and MFs are volatile and real estate is very costly.Can any one suggest a good investment idea. I can invest for 2-3 years.
... |
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 Should I invest all my money in the Euro? Because the dollar is growing weaker and weaker per year.? |
| Investments in Major foreign industrial powers in Europe, Australasia, and the Far East, known as the EFA.... |
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| When should i invest in stock? |
should i wait for stocks to drop some more or should i buy now?
any ideas on what i should invest in?
i'm thinking long-... |
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 What would you do with Half a million dollars ($500,000)? |
| Hypothetically speaking: You have worked the past 22 years of your life for a construction company and doing various odd jobs an average of over 60+ hours a week and saving the majority of your ... |
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 What or How would you invest 1000 dollars? |
IRA? Stocks? Bonds?
Where's the best place to put it?... |
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stephen t | If you had 300K to invest long term, what would you do? |
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jeffery d
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Well I would start buy looking at my current financial house. Any revolving debts and any fixed debts with high balances ($5,000 +) I would pay off first. Then I would put 12 months of living expenses into an money market account that has a high yield for the past 10 years, not anything less than 5 years. Finally I would invest the rest into an Roth IRA inside of the American Funds family, 4 funds - Growth Fund of America lifetime return 15.22% , gross expense ratio .65, Inception date 12/1/73 ICA Fund 12.82%, gross expense ratio ..57, Inception date 1/1/34 Washington Mutual investors Fund 12.69%, gross expense ratio .60, Inception date 7/31/52 New Perspective Fund 13.7%, gross expense ratio .75 Inception date 3/13/73 |
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stargazer
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300k would pay off my house ,car and all my credit card debt so invest in me and your long term pay off with god is eternal. for giving a family a fighting chance financially. |
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Dave
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first you have to decide what your objectives are. Is this to buy a house, a car or for retirement? Anyway, if you are truly investing for the long term (10 years plus), then I would dollar cost average it into about 4 or 5 mutual funds.
I would put it into an international fund, growth, growth & income and aggressive growth funds OR to simplify, put it into a targeted retirement fund for the appropriate year.
This is a large enough amount to buy individual stocks as well but I don't recommend doing that unless you want to spend the time to research and track the performance of your portfolio. Something that a lot of folks think is interesting but when they get into it, they find that its not really for them. |
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raguse7
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anything BUT............ ENRON |
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Dre
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Put some in my IRA, some in money market, some in regular savings.
Start a corporation or LLC and buy all the stock in that corporation.
Use the corporation to buy other assets and pay myself a modest salary. |
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pinesgranny
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Invest in real estate - buy commercial property or loan the money (with all the legal work necessary) to someone that needs down payment on investment property. Check them out thoroughly and have documents made up so you become owner if they default. You would charge them at least 1 point above prime. Length of loan 20 to 25 years - gives you a great "retirement" fund. Monthly payments deposited into an account set up for the returns and then invested in top paying CD's - minimum amount to open $10,000. |
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Marky Mark
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buy an old "collectors muscle car" like the
Plymouth 'cuda
They go nowhere but up in price. |
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Richard
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I have been trading options with valueline, also stocks with Investors Business Daily and have done well so I would continue with that at a larger level.
I would also invest in a business if I had a business I wanted to go into. |
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piet lul
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gold. |
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Frank Castle
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I would buy stocks. |
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brian-the-brain
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I would buy rentals. I have a job and good credit and would qualify for a slew of mortgages. If you do to try this:
If you put 25% down you get a great deal on your interest rates and are likely to be cash flow positive. This would give you approximately $1.2 million in property, which would be about 9 good rental houses in my area. The income would be between $800 and $900 each or nearly $8000 a month. The payments (including taxes and insurance) would be $7000 a month. Some of which would be for vacancy and maintenance. You could pay a management company and break even if you wanted to be hands off.
In 5 years you would have houses that went from $1.2 million to about $1.5 million. You would owe about $825,000 of the original $900,000 you borrowed, or a net gain of $675,000 in 5 years. Also your rents will have gone up making you cash flow positive even with a management company.
The picture just gets better as more time passes assuming one thing... Than you keep up on the maintenance.
30 years down the road you have houses worth $5.4 million which are fully paid off, Rents of $32,000 per month and nothing to do but make sure those houses (which you will affectionately refer to as cash cows) are maintained.
Alternatively, you could decide how much income you want per month and buy fewer houses. Then you could get 15 year fixed mortgages and the income phase would hit 15 years sooner.
6 houses, $133k each, $83k borrowed each. This would give about $5200 a month income, which is about break even after 15 year fixed payments of $5025 (piti).
But in 15 years you have houses going from $800k to $1.7 million and monthly payments of $10,500 with no more payments.
You cant hold a candle to real estate with the stock market and those numbers are why. They are real numbers for my area right down to the interest rates I used.
Good luck. |
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$so fresh so clean$
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First, I would fully fund a low cost Roth IRA. Then, I would put some in an HSBC account and ING account. Then, I would look to long term bonds. Then I would buy a handful of stock mutual funds and A REIT. I would put the rest in a money market mutual fund. |
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