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 Which is better: Paying off my Credit Card or Paying off a Student Loan?

Additional Details
My credit card is at 1.99% and my student loan is 3.99% Plus, I am refi on my house and want to take money to either go to school or pay my credit ...


 Some rich Tycoon is giving away $100,000,00 to someone who can convince him they will spend it wisely,can U?
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 How can i know whether a stock share is going to inc. or dec.?
i want to know when can i buy shares and when to sell them (short selling) i.e how can i read stock market from stock ...


 I have $580,000 in cash. I'm 34 and single. House is paid for. How should I invest it?
Would consider buying a business also....


 What stock should I buy if I want to keep it for a long period of time?
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 Can anyone suggest me a very good , genuine and safe investment opportunity for my hard earned savings??
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 Where should I invest my sons inheritance?
My son is 7 years old and received an inheritance a little over $10,000 (US dollars) from his Great- Grandfather. He is not aloud to touch it until he is 21 years old, unless he goes to college (...


 Whats the best way to start trading stocks online?
I just opened an accout with TD Ameritrade, 9.99 a trade. And would like some help with tips on how to get started.
THANK YOU...


 Who will willing to teach me how to earn money easily?
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 I have 10K to invest. What would be the most profitable place to put it?
I want to get the most bang for my bucks....


 What's the best way to safely invest in $6000?
I was given $6000 by someone to help for a down payment on a house. I'm in a good living situation right now but eventually want to move into my own house (maybe in 3 years). What would be the ...


 Where would you invest 10 thousand dollars?
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 I wish to invest $2000. what is my best bet for the best return? stocks? forex? futures? CDs? mutual funds?
i am currently a college student, and wish to invest my hard earned $2000 in something worthwhile. i have already tried forex and have lost about $1500. right now, i am so unsure of what to invest. i ...


 What would u do If u made 350 $ per month and u were single and 24?
I m 24 years old and I ve been earning 350 $ per month for abou 4 years since I was 20. I wonder what changes I can bring to my life with this money..life is so ...


 Where should I invest my money?
I have recently joined my job my monthly salary is 20000 and my expenditure is 2000 what should I do of remainig money,...


 This Company tells me i won a specific sum of money but i need to pay a service charge is it legitimate to do?
it is 480 GBPounds for the service charge and it is almost 900 Australian Dollars....


 WAL-MART why does it seem a lot of unsophisticated people frequently shop there? (read details) OPINIONS?
What I mean is if you stand there a lot of them seem mentally challenged. I heard there was a study and 1 in 5 people that go to Wal-Mart don't even have a bank account! OPINIONS?...


 I am getting a $6,000 tax refund, WHAT IS THE BEST WAY TO INVEST? MOST PROFIT/SHORTEST TIME?
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 How do i make a million?
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 What is the safest, fastest & most profitable way to make money ?
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Bar19one
If you had $500,000 to invest in only ONE STOCK what would it be?
I'm in a fake stock market game at school and I have $500,000 what should I invest in, whats steadly going up? no mutual funds, just ONE STOCK...what do ya think..
                     
 




H[H]tn5421
Rating
either sony or microsoft stock


I ♥ AUG
Rating
Well, I know this isn't the answer you're looking for, but your school is not teaching you very well with this "game" if they are suggesting you invest your fictional $500K in one stock only. In real life, no one who is smart and investment-savvy would ever put that much money into one stock. People would put at most around 5% of their total stock investment funds into one stock. So, unless you have $10 million to invest, putting $500K in one stock is just plain dumb.

Your school should be telling you that!

OK, getting off my soapbox now.


csanda
This is a stock market game, which usually reward you for the exact behavior investors are NOT supposed to do.

If there is no penalty for being wrong (like most stock market games) and there is a prize for being right, you do the following things:

1. Do not diversify (this is wrong in real life).
2. Buy the riskiest, craziest stock in the market that looks horrible. Preferrably, you want something with a binary outcome where they are worth a lot or nothing. Some examples would be BBC or RDYN. Sometimes this works in real life. It's commonly called "vulture investing".

3. Buy the most volatile stock you can get. It should have a very high beta and/or standard deviation. You need the most risk (this is wrong in real life).


AmusedOne
Rating
Yahoo. Yahoo is undervalued & has a killer balance sheet. It is a great franchise with one of the most recognizable names in the world. Yahoo is unloved right now in the stock world, which is exactly why I like it here.


jbortfeld
I fully agree with a previous post that says it's foolish to invest so much in one stock (assuming you'ree not working with $10 million). And your school is surely teaching you wrong if it is suggesting this or if it's suggesting that short term gains that come with incredible risk are something you should be aiming for. You need to diversify in order to be successful as opposed to just being lucky. So if you MUST only buy one stock, I would choose an ETF that either mimics the SP500 or the US Total Market.


dinu_pawar
Rating
ETF INDEX


kaluah96
it sounds crazy but i would find like a funeral home or funeral home organization. That is the only thing in this world you don't have to worry about decreasing because people die every day. you never lose out because of supply and demand.


novavm
In real life the best investment will be diversified one.
But since this one is fake and the most important is % gain
if i am in your shoes as of Nov 22-2006-i would go with
NYX-New York Stock Excange.
My second choice is GROW.
Third is IBN,not IBM.
Good luck.


mtvtoni
Any public held Las Vegas casino stock xn or cx or cn.
The point would be that you also want the cash to be
available when the midterm exam comes along. If you are
lucky these stocks go up by 7 times even more.


waggy_33
Rating
A mutual fund. I would never count on one company with my life savings.


jd
Rating
tobacco or alcohol, you know people will always use both of these products. do you know how much money tobacco annually makes? it's way in the billions so i would go with tobacco or alcohol


Kitty
Rating
As of December first, I would put it all into NWA. No sooner no later !


queenkeva_05
I would suggest IBM, they are making a lot of headway with the Nano Technology industry, which is growing by leaps and bounds. They had added a numerous amount of projects and plan to employee thousands of people in this industry, boosting the economy and bringing in millions of dollars in revenue.


Karen
Rating
Chipotle :)


bluebyou
Rating
No stock. I'd buy a couple of apartments or a 2 family house and rent. With the rent money I'd invest in stock.


Robert J
I have to pick two:
-Altria (MO). Over the past thirty-odd, years, this stock has had an average annual return of around 17%(ish). One of the best run firms in the world
-Berkshire Hathaway. It's an opportunity to ride on the coattails of Warren Buffett, the greatest investor in history. Since he took control of the firm in the mid-60s, its gone from around $20/share to $107,000/share


AnswerMan
Rating
Look at the Spiders and Webs...

These are market sector indexes. You need to do your homework when picking one, since they do tend to go up and down, but look at the current trends and pick one of them that is currently going up.

Below is the current list of all that I know of and their current actions for the day as of roughly noon.


AMEX SPDRS

XLB34.6400+0.8100
XLE57.31+0.21
XLF36.17+0.17
*XLI35.32-0.08
XLK23.66+0.02
XLP25.91+0.02
XLU36.04000.0000
XLV33.1601-0.0599
XLY38.10-0.01

WORLD EQUITY (WEBS)

EWA22.6800-0.4000
EWO33.8600-0.3400
EWK24.52-0.30
EWC25.1400+0.1500
EWQ33.0800-0.0900
EWG26.00+0.03
EWH15.30-0.09
EWI32.73+0.11
EWJ13.12-0.29
EWM8.53-0.01
EWW48.1684+0.5684
EWN25.56-0.09
EWS10.5700-0.1100
EWP52.77+0.03
EWD30.05+0.02
EWL24.2483-0.0017
EWU23.1100-0.0300

GENERAL SPDRS

^BXV34.61+0.67
^EXV57.32+0.22
^FXV36.18+0.09
^FXVDVN/AN/A
^FXVNV36.08-0.08
^FXVSO68416.25+2500.00
^GWI116.96+0.27
^KXV23.67+0.05
^KXVNV23.62+0.02
^KXVSO87653.60-1250.00
^MXV147.55+0.42
^MXVDVN/AN/A
^MXVEU5769.02-12.08
^MXVNV147.13-0.19
^MXVSO59353.070.00
^MXVTC5843.47+189.04
^NXV33.15-0.09
^PXV25.90+0.03
^SXV140.63+0.23
^SXVDVN/AN/A
^SXVEU21320.50-17.70
^SXVNV140.40+0.14
^SXVSO488522.44+8100.00
^SXVTC21456.00+340.20
^TXV35.33-0.07
^UXV35.99-0.07
^UXVDVN/AN/A
^UXVNV36.05+0.04
^UXVSO84588.60-250.00
^YXV38.12+0.06


David S
Rating
I'd be extra careful with a lump sum. There are some excellent articles on investing at http://www.hammocksurvivalguide.com/


azmi m
Rating
Invest your money in SWISS CASH. You will gain 200% after just 15 months. Browse through swisscash.com for more info.


jukka
Rating
probaly sony


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