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 I have $4,000, what is the best way to invest it?

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tom bailey my occupation is none of your concern (most likey more fulfilling than yours) I dont know you and I dont care about what happens to you. The 4,000 is a ...


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rdzgrl00
If you had an extra $800, where would you invest it?

Additional Details
bills have been paid and in some cases, they are early. The money is from a retirement account that has already been taxed--so no penalties from withdrawal.
                     
 




peaches
a high interest savings account, a CD, contact your bank.


Justin
Rating
Silver Bullion


Crystal
Rating
pay bills.


oiuoi l
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Prosper.com is a good place to invest I think. It has created a new asset class in my book.

Real estate
Stocks
Gov. Bonds
Corp. Bonds
Prosper.com (people bonds)

Average returns can easily be around 10% a year. This is a skills investment, You pick out loans to invest in and hope you get paid. But prosper.com runs credit checks on all of its borrowers and is your best way of weeding out bad loans.

Credit ratings
AA
A
B
C
D
E
HR

AA = 750+ credit score (great)
HR = 550 Credit score (bad)


petey00petey
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oil futures


Rabbit
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Let's see, there are some 4600 companies that sell for under $8 a share. If I sift through for those with above average profit margins, that narrows to some 430. Supposing then that I pulled out just those who have above industry average return on equity, that is around 210. Checking out those with good earnings growth, there is a list (no promises, you've got to look things from here): Gulf Resources (GFRE), Ramtron (RMTR), China Housing and Land Development (CHLN), EXFO Electro Optical Engineering (EXFO), Healthstream (HSTM), or Marlin Business Services (MRLN),

One thing became abundantly clear when I started this exercise. Most cheap stocks are cheap for some really good reasons, they are dogs. If you think that a lot of these have fleas, you should have seen the piles I discarded for all the more obvious problems. Be careful.


carly s
sounds as if this is the site you're looking for = check out their investment strategy - it's amazing

http://www.royalcrowninvest.net/?ref=thers98

110% profit in 7 days


oliprofessor
Rating
Frankly, $800 is so inconsequential that unless you're talking about randomly punting it into whatever takes your whimsy, the sensible option is naturally to either buy into some bonds with it or pop it into a savings account, or something with little risk.

That said, $800 is enough to make an investment in a quoted company, so that's an option if you're happy to risk a hit on that cash.


voluntarheel
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bank it. The way things are going you might need it. $800 isn't that much to invest, but it can bail your butt out if something comes up where you need money. Just consider it a cash cushion against financial disaster.


is life really hell in Hell?
Rating
For me, there's no such thing an " extra $800 ". Besides, at the rate things are going, it won't be long before gasoline will be costing me that much per month! Invest? How do you that...?


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