 I have a few million dollars, what to do with them? |
| I can only eat and sleep right? I got this from my uncle, i did not know him much and i dont need the money to feel good. What to do with them? Invest for next generation or send it all to salvation ... |
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 I am coming into a chunk of money... about $20,000+. Any suggestions on how to best invest this money? |
| I am recovering from a messy divorce that has left me with bad credit, no retirement money and depleted savings. I am 38 and need to get back onto my feet soon. I live in San Diego Ca, where the ... |
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 $12,000 what to do? |
| If you had $12,000 how would you use it to make more ... |
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 Smartest way to put $300K to work ? |
| Does it make more sense to pay off some big debt (house, school) and be left with zilch within a week, or invest it,or just use it to pay down monthly bills for several years and squirrel away my ... |
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 I just bought WAMUQ.PK...Did I just do something really, really, stupid? |
I don't know too much about stocks, I don't do stocks to get rich. I barely have any money in my portfolio.
I bought WAMUQ.PK today, because thats all Sharebuilders offered when I went ... |
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 Why are Pyramid Schemes illegal? |
| Is it because of it's like gambling??... |
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 If you had 650,000 Pounds in cash, where would you invest it for best return, other than property? |
| A windfall of 600,000 Pounds! Where should I invest it for quick and handsome returns, but not in property as I have a couple of properties already?... |
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 I just inherited $1.5 Million. How do I invest it? |
| I would be very happy earning $150,000 (or 10%) per year, after taxes, and never touching my principal. Is there a very conservative way to achieve this, so my principal is very safe?... |
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 If you had 1000 dollars to invest. how would you chose what to invest in? |
| You could be assured that in 5 years time you would double your money? Is that a good investment if the current interest rate is 14 %?... |
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 How to make a million dollars or more? |
| Anyone got an answer on how I can be millionaire at at least at age of 20?... |
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marcus ltd | If you have 400,000 how would you use it to generate more money? |
regardless of whether fast or slow time consuming, and no banks please, interest rate too low although steady. |
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VinTek
|
The best way for you to invest depends on a lot of things.
First, if you don't have an emergency fund worth 3-6 months of expenses, establish one first, maybe in a money market fund so you can get at it in an emergency. It won't pay back much, but it's better than having to borrow money in an emergency and getting into debt because your money is locked up. Nor do you want to sell your investments during a temporary downturn to pay for something like a new roof. Then you'll have lost that money permanently.
Next, if you haven't done the 401(k) thing and the IRA thing, do it. Tax-free or taxed deferred savings are good.
Finally, if you've already done all those things and still have $400K left to invest, there's still more stuff to think about. Long term, stocks will grow faster than anything else, but can be very risky short term. They're a terrific investment if you're young and have a long time line. If you're older, you have to think more about safer investments, because you don't have as much time to recover from a downturn in the market.
Anyway, there is no "best" way to invest a sum of money. What's best depends on a lot of different circumstances. If you really want a good investment, go buy a book on investing so you can decide what makes sense for you. Sure, you could give your money to a financial advisor but how do you know he's not just in it for the fees and commissions he charges you? How do you know his advice is any good? You need at least a foundation so you can make an informed decision. Personally, I like "The Only Investing Guide You'll Ever Need" by Andrew Tobias. It'll give you the basics. Good luck. |
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YAN O
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visit this website : http://www.swisscash.biz/mymoh0638101 |
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cwenui
|
I personally would invest about half in secure div paying stocks such as CAT, MO, BAC(for example). Not only do you get somewhere of a 4% div, but you also have the possibility of stock growth. Also, some of these stock will have ever increasing div. So if you invest in a stock like MO and the div goes up then your effective div rate went up. This is a good source of regular income. Then with the other half I would see what I am comfortable with. If you are good with stocks then play some. If you are good in real estate then get into that. If you have no idea what to do with your money then I would put it in some sort of high yield account and then start doing my research. After researching you will have a better idea of what to do. If you don't want to do any research then the best way is to find a good money manager and have them help you with investing. It really depends on what you know and what you are willing to do research on. |
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charlie d belmonte
 |
email me at delaramaprepaidlegal@yafoo.com, I'll give you your interest of a lifetime and the opportunity to do a lot of good things to thousands of people, So its most money for your money and food for your soul. Its gonna be the best of both worlds for the price of one |
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Dan S
|
Select an investment firm to handle they money. They handle all the problems, they spread it across the stock market to avoid taking too many risks on one stock, and they know the best stocks to get. They also have preferential treatment for rich people.
Then spend the time you would be worrying about how to handle your money to make more money. That's how the super rich do it. They select investments that make money on their own, so they are free to work or play. |
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dannygirl s
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put it in the bank and keep it there for a year and you'll end up having more money added |
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stock_sniffer
 |
Silver ingots - Silver currently under $11.00 USD per ounce. Buffet made purchase of over 125 million ounces under $8.00 per ounce. |
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Beyboo
|
Gold !! Its one thing which has not changed since the world began ! |
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Slim Whitman
|
Diversify
Real Estate, Precious Metals, (International) Growth Funds, Small Cap companies with proven records, (Check IBD http://www.investors.com/ )
Don't put eggs in one basket.. |
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investor
|
Put all of the money initially in relatively low risk funds (gov bonds, muni’s). Then every 6 months or 12 put the 2 times the earnings in well selected stock funds. That way assuming the risk in the stock funds should not be more than 50% (that is not a rule but a relatively safe assumption) you will never go “under water”. Bond funds also have some risk associated but not if you decide to stay for the long run.
With this strategy with the time you will put more and more money in assets earning more and more.
Basically at any one time you should put your total of investable money (TIM) minus 400k x2 (or all of it after TIM is > 800k) into stock funds.
Selecting good bonds and stock funds is a whole separate science but sites like Morningstar.com with there simplified “stars” rating can help you. |
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I'manalienfrog
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Send it to Me and I'll do a nice job of investing it for you! |
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Frank Castle
 |
I suggest you to open a brokerage, margin and options account at TD Ameritrade and invest in the Stock Market with the help of a Portfolio Manager like myself.
You can drop me a line for more detailed information.
Top 3 Answerer in Business & Finance. (Vote for me) |
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roli
 |
Build your own business if you're not risk averse other than that invest in paper asset like shares etc and real estate and you would be glad you did. By the way I hope I can see a currency sign before the amount in figures. |
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javeddadar
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if u make it more lets say 500 000 then u will ask same question and if u make more lets say 600 000 u will ask same ...................where u will stop my friend? |
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Ben
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High interest savings account! |
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fuilui213
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stocks, bonds, start a new business |
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jimi p
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Get plastic surgury to look like Donald Trump, then go withdraw his account.
(or invest long term in hydrogen energy: BLDP, FCEL, MCEL, etc...) |
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Sandie L
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i would buy as many houses as possible and fix them up and sell them for almost double what i bought them for and the turn time on a house would be 4 months so to keep payroll down, you tell everyone they get so much per week and the rest when the house is done, this encourages people to get the job done rather than ride the clock as so much of our workforce seems to do these days |
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gokul d
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where r u give me the money and be with me for one year i give u very high rate of interest |
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spdrmnky
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I would put half into a LOFT IRA, which doubles in 20 years and play with the rest in stocks for the 20 years. If you go bust in the market, then you still have the 400,000 you astarted with and if not than you have the 400,000 plus your earnins in 20 years. |
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foundonfloor
|
your open for fast or slow progresison with the growth of your money, but are ruling out banks?
a CD would be the best way. interest rates are somewhere around 5-7% and its guaranteed.
you grow your money, the bank helps.
or gambling.
if your gonna ask a stupid question and rule out the only legitimate answer.....gamble the whole lot of it away. |
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Mr. Know it all
|
Learn a lot about Real Estate development. It is how most self-made millionaires are made! |
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Robert B
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Get a high yield money market fund or three. Spread out your money amongst them. Most of them are paying 4.5%, I just signed up for a Citibank E-Savings account (which is a money market fund) that's giving me 5%. For every $100,000, you'll make $5k a year assuming the divident rates hold up. @ a $400k investment, that's $20k a year. Let that money sit, and in ten years you'll have $650,000. In 30 years you'll have $1.7 million. That is the safest way to invest while retaining instant access to your money. You may also want to think about investing in an international mutual fund. If you don't have any qualms about investing in Chinese stocks, then invest in an mutual fund that buys heavily in Asian stocks. One thing that you MUST do is stay ahead of inflation. If you let your money sit in a savings account, you will actually lose money because the dividends payed to you don't exceed the current inflation rate. The official line on inflation is that it's at ~2%. I have been told that it is more like ~4%, the govt just isn't reporting it as such. |
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Carly
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Put it in the stock market |
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mjzvik
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for more details of the diversification i need your investor profile |
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