If you have now 30,000$ in your hand ,to where will you invest?

if its not top secret , just tell me ( not necessarily specifically.) no jokes plz and thanks in advance

I have to agree with the previous answer by Jim.I've heard estimates that gold could go to 1000 dollars an ounce.I think the mid 700's more likely. I've listed a link below.Right to the left of gold quotes is a little chart icon. If you click that it will take you to gold charts for the last 10 years. I bought gold for 480 an ounce and it's at 667 dollars per ounce.I made about 200 dollars a ounce in 1 1/2 years.If you had bought gold in 2001 you would have doubled you investment.

First, I would make sure you have at least 3 months salary saved up in the bank or in a money market fund for an emergency fund. (Some people say 6 months.) Financial disasters like getting layed off or sick happen to all of us.

Second, I would pay off all high interest debt. Pay off everything you can except the house mortgage and student loans. Paying off debt is one of the best investments you can make. You will have more money in the future because you won't have credit card bills to pay. (Depending on the rates, you may want to pay off the mortgage and student loans as well.)

Third, start investing in stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks, as individual stocks are too risky. For most folks this means buying mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money conservatively, in money market funds and bond funds, and part aggressively in stock funds. Vanguard.com has an on-line questionnaire which will give you an idea how aggressive you want to be.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea.

Buying a house instead of renting will save you a lot of money in the long run. You don't have to pay rent and you build equity in your house instead. Buying rental property can also be a good investment. However, being a landlord can be hard work, and many people are not good at it. If you don't know how to handle deadbeat renters, you can have trouble.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.

Sources:

http://www.vanguard.com/VGApp/hnw/planningeducation
http://finance.yahoo.com/funds
http://www.dallasnews.com/sharedcontent/dws/bus/scottburns/columns/2007/vitindex.html
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetallocation.htm
https://flagship.vanguard.com/VGApp/hnw/FundsInvQuestionnaire?cbdInitTransUrl=https%3A//flagship.vanguard.com/VGApp/hnw/planningeducation/education

you may want to invest in unit trust. eg. First State Reg China, Henderson European Prop Sec, HSBC Indian Growth... these few funds are bringing in profit of 30% and above per mth. however, need to caution that it may be quite volatile. you may wish to seek advice from the banks first.

i would spend it in my education. man i'm in need of money!!!!

It depends when you need this money. If you need it available all the time then go to Emmigrant on-line bank. You put the money in your local checking acount then via the net transfer it to Emmigrant. They are FDIC insured and pay 5% no fees, no min $, When you need the $ then transfer back to your local account. If you don't need the money open a Vanguard or Fidelity account and buy the total stock market mutual fund. These companies do not have all the hidden fees like a big broker. No annuity, no insurance because the are not NOT investments, no matter who sells them. OR do some of both of the above..

$20,000 in mutual funds (international & growth funds if you have few years to let it grow. Income funds if you need an income stream now)

With the other $10,000 I would look at the foreign currency exchange market (Forex). With $2 trillion dollars a day being traded in the market it is the most liquid and the most active market on earth.

That was the good part...the bad part is that because there is the potential to make very attractive profits there is also an imbedded element of risk. Those that look at Forex as "the next step after online poker" are doomed. Most traders that enter the Forex arena lose because they have not taken the time to learn how to properly enter and exit the market so as to minimize risk and maximize profits.

There are very good returns to be made with conservative investment strategies to reduce your risk. I would suggest you at least look into it as a part of your overall investment strategy.

I would be happy to send you a report that a good friend of mine wrote that does a good job explaining the Forex market and some interesting ways to participate.

pupp52@yahoo.com

Investing depends on your risk appetite :
If you are very conservative, put them in CD's , Mutual funds or there are some funds which pay over 10% fixed, which are pretty good.
If you are slightly aggresive and dont mind some volatility in your account, go for the Forex Markets and find a good money manager, the returns can be substantial but this is a relatively higher risk investment.
No Pain no Gain
No Risks No Rewards
Let me know if I can help

I would research for about a week concentrate on stocks. It depends when you will be withdrawing these funds. When will you be getting out of the stock(s) have this in mind before you even buy it(them). I would also diversify my portfolio 2-3 stocks. Depending on how often you look at your stocks you might even want to put a stop limit on them to protect against any losses but you have to remember that if the stock is volatile your stock could go down 20% and back up to 30% all in one day.

prostitutes and blow

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