 What is money made of? |
| One thing in particular...... |
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 Investing before saving or debt payoff? |
I know conventional wisdom says 1) Pay off debt 2) Save money 3) Emergency supply of liquid assets 4)then start investing, but is it a bad idea to "play" with investing at this stage?
... |
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 I have $10,000. Now What? |
| So I recently got $10,000 from my car insurance from when I crashed my car. I realized I really wasn't using that car that much anyway, and I will not buy another car anytime in the near future.... |
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 I have heard of people making 200% to 300% profit on the stock market. Is it true? |
| What I really want to know is whether it is possible to make this kind of profit on the stock market?... |
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 Does anyone know about Compound interest?? how do I go about investing in it? |
| I have heard on Tony Robbins Get the Edge CDs about compound interest and how it is a great way to invest in your future. How do I go about investing in this way? What banks do this?... |
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 What's the best way to invest? |
| I am looking to invest for the first time... do I just give my money to an investing firm and hope they know what they're doing? Is that what most people do? Where do I even begin to begin?... |
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| Why would anyone ever buy a fund with a load? |
| Are there any benefits to buying a mutual fund with a load?... |
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 What stock to buy? |
| I only have a small sum of money, about $400...I wanted to buy some stock but nothing risky...whats a safe stock to buy that will produce some profit in a relatively short time (about 1 to 1.5 years)?... |
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 Experts say the US dollar is going to go bankrupt in 5-15 years. Is this true? |
| If this is true, then how will this effect realestate investing , or stock investing? Should we put our money in oversees company`s?... |
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 Should I sell all my stocks? My contacts are selling? Is crash imminent? I don't want to be last out? Help! |
| My entire family is selling this week. My co-workers are transferring their 401K portfolio to money market and guarnteed investment funds. I ride the train down town in Chicago, and the traders ... |
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 What is a legitimate and worthwhile investment of $15,000 for 2-3 weeks? |
| We sold one house and we have exactly 3 weeks before the next closing. We will need that money for the next closing, but wanted to do something to make a little more money instead of just letting it ... |
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Lake Lover | If you inherited $5 million - how would you invest that over 30 yrs? |
I just wonder I know someone coming into the bucks and wonder what she should do. |
 |
 
GoodTimesMakingMoney
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Tell her this, she did not inherit $5 million. Period! She inherited a lifetime income stream of 4% of $5,000,000 or $200,000 for the first year. If she takes any more that 4% of her inheritance in any one year she may run the risk of losing her inheritance over 30 years. That is basically what a financial planner doing his or her job will tell her. Anything else is not statistically proven based on historical returns.
How would I invest it? I would see if I have any talents that could generate a larger return on my money than the market (+-10%) in other words, if I can start my own cookie company and make 20% return on my investment into the cookie company that's better than GE can do because they are so big.
If she just wants to live and not worry, I would look at private money managers with large account minimums that would invest in single bonds and stocks. Individual money managers for that much in investment would only cost around 1% or LESS per year. Mutual funds doing something similar may cost as high as 3-4% see www.personalfund.com. Also, owning actual stocks rather than funds gives you more control over taxes.
Final answer.
Before she gets it she should take a personal finance class (3 hours a week for a couple months who cares about a grade she 's rich). While she is doing that I would talk to CFPs or Financial Advisors for investment questions - they have more fiduciary responsibility than a broker, CPAs for tax advice, and an attorney for legal advice (does she have children). I would also let her know not to take investment advice from her attorney nor tax advice from her broker, CPAs should also be working closely with their CFPs. |
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weenafive
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find a good financial planner.and make sure portfolio is diversified |
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Cabhammer
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Safe investments like bonds. $5 million at 5% interest gets you $250,000 a year in interest to live on without ever touching the principal. If you need a house or something buy that initially and still live on the interest. If you want to be riskier, invest a portion (not all) in blue chip stocks. The average market return over its life is 12%. Another great investment is property. |
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Guru
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Good investment option is real estate. |
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First L
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talk to financial planners |
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Rollercoaster
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Put it in mutual bonds and wait for stock market to crash, then buy blue chips like coca cola or gillette at a bargained price. : ) |
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Karljt
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Ditch your freeloading friends for a start |
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dawn18417
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Buy a trailer park hire a property manager and collect rent,it beats those puny 5 percent rates any day. |
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STEPHEN J
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Don't buy mutual funds like some of the ppl have told you. Mutual funds have to be managed, and they have teams of ppl deciding what to put in, what to kick out, and they all get paid. This cuts into your earnings. You're adding middlemen when you buy a mutual fund. Go direct and buy stocks. You just need to do a little research, which is pretty easy with the Internet. Stock screeners like the one on Yahoo! Finance can help you find companies with good stats.
Real estate can be a good investment. If you can find some foreclosed properties you'll have a better chance of getting a good deal. You might try your bank to see if they've had any recent foreclosures that you could look at. If you like the property and you could get at least 10% of your money back in one year's rent, it could be a good option. Make sure, however, that you could fill it with a tenant. |
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backinbowl
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I would definitely invest it in mutual funds, but only through a trusted financial advisor, because people who pick their OWN stocks often end up losing a LOT! |
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Free-As-A-Bird
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do not trust financial advisors, they are no better than any Oracles, they can only guess. And guess what, being as smart as they clai, 90% of them live paycheck to paycheck.
There was a nice advise about buying a trailer park. |
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hi
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Read some useful investing and more tips on this site to help you |
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MicroNap
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lottery tickets |
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