Ok, so I am 23. I have some money for a mistake at birth. About $265,000. I am not going to be able to get a college degree mainly because of the mistake. I have a high IQ but could not manage being a full time student. My question is this? What would you do with the money? I would like to retire as early as possible. I would also like this money to grow to at least 1 million by 30 years a (4.526% return) My goal is actually to get 6% That would get me to 1.5 million. I am thinking a 4.5% return is realistic.

The only real issue with this idea is do you think I can live off of 9-11/hr on my own until retirement? I don't plan on getting a degree, at least in the near future I don't. My other option is to live off the interest of $265,000. But, I don't think that's the right decision because I would only be making 12,000-13,000 off the money a year. If I let it compound for 30 years, I make 29,000 off the money a year. A huge difference.
Additional Details
19,000 a year