 Now a days we are seeing ads " Earn Big Money from Home easily" Is it correct? |
| There are so many ads we are seeing daily like par time home based job and we can earn big money without any investment and without any experiance. Please let me know your openion?... |
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 Why are oil prices going down since the financial crisis? |
| Is this to make is cheaper so people will be more productive or able to do more things to spend money? i just read its below 80 dollars a ... |
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 What is your perception of hedge funds? |
| What do you know about them? What are your views about their culture and the sort of people they attract? No wikipedia answers please :)... |
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 Hey! Stock Market Geniuses!? |
| could any one of you explain the stock market to me? my history teacher used an analogie to explain it ("its like legalized gambling, thats all you need know."), but i need more! explain it ... |
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 What bank should i choose??? |
| i want to open an account theres so many banks out there but which is the best for a student im 16... |
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 Verizon or Starbucks... two very different companies and sectors... which one has the best long term potential |
Please note: By long term I mean as an investment for the next 15-20 years?
Which company do you believe would be the better investment?... |
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 Ultimately what determines the value of a stock? |
| say a stock is purchased at 50$ if u never sell it how is it worth anything. in other words how do you make money with it or is it worthless unless u sell it. whats the return on a stock that isnt ... |
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 What will happen if Wall Street crashes? |
| Right now the news is talking about finding the bottom to this situation so things can start going up again. What if the bottom is years away? What if the bottom is ZERO ? Is my FDIC bank account ... |
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 Is there a certain stock that is steadily going up in value right now? |
| I want to get involved in the stock market, but I want to start out with a good stock.... |
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 If one has about 20,000$ in savings only, what minimum investment should one make in the stockmarket? |
... or what should the minimum amt invested be any way?
Additional Details
ok. supposed the stock market is the only option- nothing else. and you are 30 and earning a respectable ... |
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 I am a NRI living in US. Can I invest in Indian stock market (Stock or mutual fund) using my NRI bank account? |
| I live currently in US and I have a ICICI bank rupee NRE checking account. If I invest using my NRI account is my money repartible? As an NRI and Indian citizen can I do day trading? Can I also ... |
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 Best savings plan/interest gaining plan for my kids education? |
| I want to save money for my kids future. But I hear all this talk about CD's, IRA, etc......investing here, there.....which is better??? Gaines interest??? ETC..... |
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 Millionaires? |
i am looking for some one to give me one million dollars .
i will be honest i have no special needs,just all my life ive wanted to be a millionaire and live a life of luxury.....
... |
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mankato_man22 | Im Coming into about $5000 and im just wondering what would be the best thing to invest in? |
Should i invest in stocks(and what stocks) or cds or just save it? |
 |
 
BbA
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It depends on when you might want to use it. CDs are fine if you don't mind be locked in. I have a GE Interest Plus account that has good rates but is still fluid.
I would stay away from stocks if you can't dedicate a lot of time to it and research. I put more than what you have into a Datek account (now Ameritrade) 6 years ago and I still haven't made a profit. Of course that was a bad time for the market.
The bottom line is with 5k it isn't worth the time or headache to give stocks a try. If you plan on doing stocks with larger amounts in the future then go ahead but plan on it being a learning experience. You may do great! But if the 5k is something you don't want to lose, stick with low risk investments. The only question left then is how long you can do without it.
If you have any high interest debt (credit cards, etc.) pay those off first. If you have a low fixed interest home loan and are able to make more on your cash in a CD at current rates then don't apply it toward your loan. Plus once you pay toward the loan you'd have to get an equity line of credit to pull it back, which will be at current rates. Banks would love everyone to pay off that home at a low rate just to turn around and need cash again and borrow at the current higher rates. |
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chefgrille
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CD's right now can be up over 5%, short term. Shop around banks for the best rate. They'll even give you free checking sometimes, even though you'll never use it! |
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Clark
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Pay off any debts (excluding house & maybe car) -- buy mutual fund(s) in IRA (for retirement) or in a regular account. |
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m deal
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it depends on how long you plan on keeping it in the investment. if short term, then go with something with little risk like CDs or notes. if long term then you can put it into stocks or bonds because you can take higher risks.
If you have credit card debt, it is best to pay that off if there is a high interest rate on it. |
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ZCT
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I would take a careful look at your finances. If you have any credit cards, store cards, loans, or debt of any kind, you'd be better off just paying that off.
If you are unusual, and have no debt, I'd stick it in an IRA or some other savings plan for retirement. |
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jeanneji
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I'm thinking that some of it should definitely be saved. Maybe if the interest rate is high enough, get a chunk of that into a CD. I'm not very familiar with stocks, so I can't really recommend them, and I dont see why you can't spend a little bit of it also. |
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Pay No Taxes For Life
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I believe in real estate, at least you have property, rather than a piece of paper. Maybe you can combine and use your IRA or 401k to purchase a rental, if you have a retirement account. Also, depending upon what bills you have, it may be best to invest in yourself by paying off a high interest loan, thus freeing up a monthly payment. You need to talk with a trusted mortgage advisor to help you.
This site has many reports that will most likely answer most of your questions -- www.paynotaxesforlife.com |
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geoffrobles
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Pay off all debt first, before investing in anything...
Short term CDs are in the 5.5% range, but you are locked in for a minimum of 6 months if not longer. Look into High Yield savings/money market accounts. Citibank has a 5% rate on their High Yield savings account. eSavings is the name of it. Plus, it is liquid so you can take it out if you ever need it.
Stocks can earn you a lot if you know what to do, but are more long term investments usually and even the best investment will get you in the 25% return range...but since you are asking which stocks to pick, I'm guessing you don't know how to choose them, in which case you would be better off going for a high yield savings account or a mutual fund and just let it sit. |
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