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| or will the Mr. G. Brown have them on hold to keep the US happy for the time being????... |
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| I know there is a lot of people who follow trendlines when they do stock analysis. Is there any logic behind this?... |
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what steps do I take
I have some in mind where I want to invest particularly if I know which ones I want to invest in what i the next ... |
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Looking at a 5 month cd at 4.25%apr. Invest 50k to make a small profit, especially after taxes. Are there any other investment options with a limited risk that offer a little better reward?
T... |
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My fiance and I are planning to buy a house in 3 years, so we are looking for ways to start saving money for it now.
A friend advised that we can put away money every month in a mutual ... |
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| aren't prices really low because of the financial crisis, and so could I get a steal on what normally would be a really expensive house?... |
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 27 years old. Need strong investment advise.? |
I am in the military, with 12 years to retirement. I have the Thrift Savings Plan. My balance is around $4,100.00 and it's all invested in the "L" fund. I invest 15% of my pay.
... |
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| I am doing an econ essay and I need many advantages and disadvantages of investing in the stock market. Thanks.... |
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| Yahoo's services are growing in strength and popularity, do you think this will raise the value of the stock? Could they be as big as Google? (The services are better) Are you investing in Y... |
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I'm 27 right now and am making minimal contributions to my 403b (only $25 every 2 weeks). My current gross biweekly salary is approximately $1400.
As of next month, my credit card ... |
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 Etrade stock: To buy or not to buy? |
| At the time of this writing, etrade stock (ETFC) is priced at $4.22. What does everyone think about etrade right now? It's irresistible...if anyone has any negative opinions on this stock , ... |
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 What to do with inheritance? |
| Never thought I'd have to ask this. but I need some intelligent advice. My father passed away last year, leaving my mother who was very reliant on him with a lot of financial things to take ... |
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 Why housing market is down....?? |
I dont undersatnd system.... people saying its subprime rate... and house price is 25% down in most of states... no one wants to buy the house....
what are the reasons.....???????
if ... |
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GLORIA S | In laymen's terms what is the best thing to put $5,000.00 into? Short term CD or Mutual Fund, Money Market? |
I am thinking about using State Farm Bank or Wells Fargo Bank. Anyone with knowledge about investing money could you please look at the StateFarmBank.com website and the WellsFargoBank.com web site and help me figure out which is best? Money Markets, CD's Mutual Funds or whatever?? Also I don't want to "risk" my money so which is the best way to go? Also what other companies do you recommend? Someone please help me! |
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Mason J. K
 |
Hello Gloria,
I think you are headed in the right direction if you are ultra sensitive to risk. Both instruments you referenced are very conservative. With a CD you may obtain a little more income than from a MMKT. The CD requires that you lock-up your money for a specified time period in exchange for a certain rate. With a money markets you generally have a bit more flexibility when it comes to using your money but your return may be lower than the CD. As for risk, they are similar assuming they are both guaranteed by the Federal Government. CDs generally carry a bit more risk because the returns that are guaranteed may not stay abreast of changes in market interest rates. So, if you decide on a CD, make sure you understand the longer you invest your money the greater the risk of losing money as a result of increasing interest rates.
Hope this helps!
Mason |
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BigBen
 |
CD is the safest bet. you won't loose any money in CD. but the only thing is, you might not be getting much. but hey, 5.35% is not that bad anyway!
if you can risk losing some of them, do consider mutual funds or stock market. both can offer very good potential return. but as much as it return, they carry premium risks as well. define your goal and balanced which suit your needs and expectation.
Step-by-Step Stock Investing for Beginners
http://www.stock-investment-made-easy.com/ |
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Brick
 |
I would go to at this moment to a IRA Money Market in a mutual fund --Vanguard premier MM pays over 5% at this time. There are no costs to that investment and return of over 5%.
Be aware when you remove that IRA money market you will have to pay taxes on any profit you make over time. |
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Who Else?
 |
I've had bad experiences with both the firms you named. Mutual funds do involve risk, so you're probably better off buying a CD from your local bank. Should you decide to go with a mutual fund, check out Fidelity - I'm with them, and their returns have been impressive over the last ten years. |
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Frank Castle
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Mutual Fund. I suggest the Vice Fund (NASDAQ:VICEX)
People still need cigarrettes, alcohol, prostitutes, casinos and other vices.
You cannot really risk your money if you own a Casino in Las Vegas. |
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Leigh M
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It's been my experience that a mutual fund with a good 10+ year record is the best thing, hands down. If you get a good growth fund, it can be with minimal risk and still beat the pants off of any money market or CD returns. Just make sure you look at the long term performance of it, not just a couple years back, and also make sure that the one you're looking at is designated a "growth fund". They tend to have a steady return with very little risk. |
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Jonathan
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I don't know why everyone still settles for 10-15% a year when they can make that each month. www.demofreedomrocks.com The funny thing is no one believes it. Try the demo with play money for 2 weeks and you will see the returns. The program made 220% last year.
Jonathan |
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