If McCain is elected should I buy more toilet paper? |
| The value of the dollar is about half what it was before Bush took office. And toilet paper is about twice as expensive. Given that McCain is basically a Bush clone, is it a good idea to stockpile ... |
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The three big automakers: If Ford Motor Co. is doing okay, how come it "needs" to be bailed out along with? |
| GM and Chrysler? Would it be possible to help only the one (Ford) who is actually going to make it in the long run? ... Why are they clumped together? It's very possible Ford won't need ... |
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Are Americans Concerned that the US$ is worth less and less against other currencies or not? |
Additional Details Would also like to know what your opinion is on the dollar going forward, I believe that the concensus is bearish but would also be interested to hear bullish views.... |
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What r some good stocks to buy at this time??? |
| so we're playing this stock market game and we get to buy real stocks so what r some good ones to buy now?? we were thinkin of apple and google. any suggestions?... |
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I am writting lirics.? |
| I am writting lirics that could be used for singing. I want to atract singers, or agents who would be interesting in my lirics. They could also be used for business.... |
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What do you save for first - home or retirement? |
| I'm a working college student - working my butt off, to be precise, so I don't have any debt. I want to buy a house in the next year or so. I'm already 26, and I know I should have a ... |
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I need to know the best of "automated forex trading software"? |
hi there
i am a forex trader but i am very busy at the same time
i want to use an automated trading software
selling or buying itself while i am working or sleeping
but ... |
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What is the reason for the dip in share prices..? |
| The share price is in unseen crisis though many reasons are said for that no reason is solid enough to put it on a nutshell.anyone knows why does it happen.... |
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My Husband is obsessed with trading 'penny' stocks....? |
| Is it worth the money and time that he's putting into these stocks? And now he wants me to invest as well!... |
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Has anyone used the Forex system to make money? |
If so what was the minimum you invested and did it work for you? Was the system easy to learn and use?
Thanks everyone.... |
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Any good books on investing? |
I just went to the book store to pick up a book on investing (stocks, mutual funds for the long term or any general knowledge as I am a newbie). I noticed that there are a lot of books out there.
... |
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Can you tell me any 5 lowest risk stocks.......????????? |
I am looking for secure portfolio.... list of 5 stocks....
considering less risk and retun.................. |
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I have just bought 200 shares in a sommersault factory? |
| what can i expect in the way of dividends over the next 5 years?... |
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Suggest Five Good Shares to Invest in for 6 to 9 Months period? |
| I am looking for few good shares which can offer a good return in 6 to 9 months period....The companies should be listed in NSE and you should also mention why do you feel that these shares will gain.... |
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Wouldn't it be safe to say we are in depression? |
stock market continue to fall, housing value is continue to depreciate the dollar is losing its value and no sign of it recovering and what's going to happen to 401k plans Additional D... |
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What is my future, will i become a successfulman especially rich ? |
| I feel I am infortunate from my childhood to present. despite struggling much i am not satisfied with results, period from 2003 to 2007 was very good for me in view of succees in attaining wealth and ... |
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Anand K | In mutual fund investing, does the investor have a choice of specifying his area of preffered investments ? |
I am planning to invest Rs 50,000 for the next 5 yrs in mutual funds of a corporate house. I want 40 % of my investments to be put in construction, 30% in steel, 20% in cement & 10 % in chemicals. However, is it a must for the fund manager to invest a significant portion of my investments in software sector for getting a high return ? Will the mutual fund house listen to my requirements or do they feel their pattern of investment will give higher yields than my required investment pattern ? |
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akash_sky
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Mutual funds offer their schemes through an offer document. This document is unique for every scheme. It specifies the different areas in which the moneys collected will be invested. For industry specific funds, you can always get details of the industry they will be investing in. But it will not be possible to get a fund which will exactly match the pattern you require. No, mutual funds will not frame their investments according to your pattern or request. Mutual funds are managed by professionally qualified experts, hence their understanding and knowledge of investments usually is much more skillful than average investor. |
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jaorsch
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Mutual funds are companies that invest on behalf of their shareholders. Mutual fund managers and their investment committees make every investment decision. If you want to invest in specific sectors, allocate your investments in sector funds or SPDRs. |
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Elna W
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You'll have to do your homework, but there are mutual funds that specialize, for example there are some that invest in environmental companies. Others are sector funds which invest in things like Oil and Gas; government issues like FannieMaes. Although you do get a say in the makeup of the board through proxy votes, the companies they invest in are chosen by a fund manager and board. So, you'll need to decide where your interests lie, check out companies on the web, and send for a prospectus. I suggest you talk this over with a Registered Investment Advisor. They work on commission, but know what funds have the kinds of things you require and can allocate your funds among various funds to achieve your goals. |
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karthik v
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there are sector mutual funds which invest in particular sectors. when you say that it is mandatory for the fund manager to invest a significant portion of your investment in IT, it will depend on the return that you are expecting. if the return that you are expecting can be earned only form investing in IT, then the fund manager of the particular fund that you choose will have to invest in IT.
CERTAINLY THE FUND MANAGER WILL LISTEN TO YOUR REQUIREMENTS AS THAT'S THEIR JOB..TO GIVE YOU THE BEST YOU CAN GET.
HAPPY INVESTING |
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chris
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You can buy varying mutual funds that meet your criteria, but generally when you purchase a particular mutual fund, their fund managers already have an agenda and your input is irrelevant.
Try T. Rowe Price. They have a number of funds that may meet your criteria. They are $2500 min. investment, and no load. |
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girlwhoknowsitstrue
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No, a mutual fund isn't going to listen to you.
Find mutual funds in those fields, and then put the money there.
You don't run the companies, you pay them a fee for "their expertise". If you are such an expert, I suggest that you merely purchase stock of the individual companies, and then you can receive the fruits of your knowledge. |
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Beeswax
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No way, a huge mutual firm is never going to listen to small time investors such as us. What you can do is split up your money accordingly and then find mutual funds that invest in those sectors such as oil or minerals.
A great example is the Vice fund that invests in casino's and weapons manufacturers. |
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muncie birder
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mutual funds do not invest your money they way you want. They invest your money the way they want. If you wish to allocate your funds to those categories, you should buy stocks in companies that are in those industries. By doing so, you will also be saving the management fee the mutual funds charge, about 1.5%. Buy at least 3 different companies in each industry and go only with investment grade companies. |
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gregory_dittman
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No, it actually works in reverse. You buy the mutual fund because you like how the manager is managing the money.
What you want is a broker or money manager. You then let them handle your money for a fee. The problems with them is that they make their money off of buying and selling fees and have no interest in looking at a rate of return. You can place orders for placing stops (to sell when the stock takes a dive) and selling at a high (where you think the top is before it dives). So if a stock is $25, you can say you want to sell at $24.50 (to protect you from further loss) or $27 (because you think that is about where it will be before it drops or goes flat). That would mean that you would be doing most of the thinking. |
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titleist484
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No, you do not have any say whatsoever in which securities the fund you choose invests in; that is the job of the fund's managers. And yes, they do feel their pattern of investment will give higher yields than your required investment pattern, relative to the amount of risk you are each willing to take. You control what you are sectors and industries you are invested in by choosing a fund that has the same objectives as you. You will not find a single mutual fund, or even 2 or 3 combined, that would meet all of your criteria; because you are being so specific, you should with the help of a broker do the research and build a stock portfolio with your required breakdown. |
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