 If you could invent one product that would save the world, what would that be? |
| Get your pioneering spirit from within you and tell us what you think, and why...... |
|
 How do i get enough money to invest. i get minimum wage, have no savings or superannuation. or? |
| what is the best ways of investing small amounts of money. no jargon please, last time i did ecconomics was in year 10, so it would defeat the purose of ... |
|
 What is a good stock to invest in? |
| i want safe stocks that i know people need things of. I cant think of any but i need stocks that have a p/e of around 20 to 30 so that i don't waste alot but i can buy more stocks also. i have ... |
|
 Buying opportunities in the down market? |
| I'm in my 20's so I have plenty of time to weather our current financial mess, which leads me to wonder what opportunities might be out there for a buy. Many of the major banks are down by ... |
|
 Is sharebuilder any good? |
I can only invest so much at a time, and each of my investments have made profits, but not enough to beat the 15 dollar commission.
Should I just wait until I have a large amount before ... |
|
 What website has the best financial charts? |
| I have found that websites, like yahoo finance, is only showing charts with no longer than 5 days of information. Why is this. In particular I'm looking for the S&P/TSX Composite index. C... |
|
 Is it a bad time to sign up for my company's 401k plan? |
| Just got my enrollment info for my company's 401k plan. I'm not too smart on this stuff, so I just question if its a bad time to sign up with the economy in the shape its in.... |
|
 Invest in Iraqi Dinar? |
| So I've been watching this currency drop, and drop, and drop. Why is everyone saying "dont' invest in it, you'll lose your money!" I've seen nothing to that effect.... |
|
 Have you ever bought shares in the stock market? |
And if so, how much did you win/lose?
Is it better to sell when their value raise, or is it better to keep them and get the annual share of the benefits?... |
|
 Mutual Fund Operating Expenses? |
| I have been investing in Mutual Funds for several years. I always put money in, and never take it out. I have never seen a statement that indicated any amount of money being removed from my account ... |
|
 Favorite investing web sites? |
what are your favorite investing web sites?
any that have a good forum.
not someone pushing crazy stocks.
but good at answering regular investing questions?
... |
|
 What do I do with bonus money that i expect? |
| If I get a cash bonus should I pay down credit cards or keep the cash tucked away given the tight credit markets?... |
|
|  |
ra3000gt | Investing? |
I just graduated from college, I have about $3,000 that I could use to invest. I've never done any investing. Can anybody please tell how I could invest so that I can generate a nice amount of money without taking too much risk? which company should I use? are mutual funds the best way to start? thanks |
 |
 
Joe
 |
First, I would make sure you have at least 3 months salary saved up in the bank or in a money market fund for an emergency fund. Financial disasters like getting layed off or sick happen to all of us.
Second, I would pay off all high interest debt. Pay off everything you can except the house mortgageand student loans. Paying off debt is one of the best investments you can make. You will have more money in the future because you won't have credit card bills to pay.
Third, if you have money left, start investing in stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks, as individual stocks are too risky. For most folks this means buying mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money conservatively, in money market funds and bond funds, and part aggressively in stock funds. Vanguard.com has an on-line questionnaire which will give you an idea how aggressive you want to be.
Investing in a mutual fund IRA for retirement may give you an income tax break. Talk to your tax adviser. You may also be able to invest in a stock mutual fund via a 401K plan at work.
Believing someone you met over the Internet and know nothing about is risky. Read these websites for further information. |
|
prettyvicious
|
Hey, congradulations
That's great that your on the ball. To start, talk to a finacial advisor. Try Fidelity, Raymond James, or Morgan Stanely. Open up a Roth IRA account and have them manage it for you. Tell them your goals and they know what they are doing. I've lost 60k that you don't have to. However, I have developed a trading system. If you want to start buying stocks. Read Bill Oneil's "How to make money in stocks" first. He created IBD or Investors Business Daily. Also, tune into MAD MONEy @ 5pm eastern time on CNBC. Listen to Jim Cramer. Read his books too. Learn about technicals and fundamentals but learn fundamentals first. It is best to pick solid companies to buy when the major indexes are at trendline. Then execute a 5 to 7% stop loss. Also, for a more speculative approach, you can make cash swingtrading. For the swingtrades, you will probably need more than 3k do to commission and service fees.
Brick by Brick
Good Luck |
|
Rival
|
no such thing as great income with no risk :) if there was everyone would be doing it - called arbitrage
For begginers mutual funds are the best, not just mutual funds but index (S&P 500) pegged mutual funds. Maybe bonds (treasurybondsdirect.com) or CD or Money Market (Ing Direct). Learn about the market and then get in. Don't lose your money of the start, its not a good feeling.
Rival |
|
Frank Castle
 |
I suggest you to open a brokerage and margin account at Ameritrade.
If you need more detailed advice you can drop me a line.
Top 10 Answerer in Business & Finance. |
|
cirensane
 |
There will always be risk when investing. The question you should be asking is how much risk are you willing to take. For instance leaving that money in the bank you have a risk of inflation to devalue the money. If you buy stocks, mutual funds, ETF, bonds, etc. you have the risk of the prices going either up or down. The more volatile investments often gain the most value. So you need to assess how long you want to keep the money invested and how much risk you are willing to take. Another way to go is to consult a financial planner and they should be able to steer you on the right track to investing. |
|
Mace
 |
You could invest in a company just look at there latest chart anyone can see the stock movement if they concentrate. If you have time why not try out fxcm.com. currency trading you could lose or win 10 dollars every second but if traded in the right way will make a handsome profit but its risky so take your time practising on the demo account and consider buying a mini account with 300USD with low risk |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 38 minutes(s) ago
| | | |
7 | 58 minutes(s) ago
| | | |
7 | 3 hour(s) ago
| | | |
7 | 6 hour(s) ago
| | | |
7 | 7 hour(s) ago
| | | |
7 | 9 hour(s) ago
| | | |
7 | 10 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
7 | 1 day(s) ago
| | | |
6 | 4 day(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
