 Do you think that investing in stock is a good way to make money? |
| How does it work. I have seen websites were you can buy a share but I am not too familiar with it.Please ... |
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 My wife and I make $160K per year. What is the best way invest, pay taxes, and or how do we ensure tax refund |
| My wife and I make $160K per year. We need find the best way to contribute the maximum amount to IRA's and still come out with a refund annual. We are looking for ideas and or formulas we can ... |
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 I want to multiply my money to double in a year. I can invest approx. Rs.1 lac. approx.USD2000. Ideas??? |
| I want my money to grow fast and am running short of a magnificent idea to do that!!! I know an amount of Rs.1lac isn't much but that is what I can invest. I need it to grow at least to double ... |
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 Do you need to be licensed to give someone investment advice? |
| People can sell books about investing without being a licensed financial planner. but if i am simply offering advice on a web site and sharing my findings with the public, can i become liable even ... |
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 Will you believe me when I say there is no 'get-rich-quick' in investing? |
| Treat growing money like planting a tree, not like launching a rocket. Be careful in what you are told here. Thanks.... |
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 How to invest for the future...? |
| Okay I'm a 21yr old mother of two and I'm in the army. i will be getting my enlistment bonus piece by piece over the next 5 years. $10,000 each year for 4yrs and $20,000 the 5th year. i don&... |
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 Buy Long Call and Long Put stock options for a living? |
| Can you buy and trade Long Call/ Long Put (or Short Call/ Short Put) stock options as a steady income? Without margin? No other strategies?... |
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 Dividend's? |
| are dividend's based on the gross dollar amount or the amount of shares? Could someone explain!... |
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 I need to open an offshore bank account fast. can anyone recommend me one with lowest opening fees available? |
| I am in need of opening an offshore account where I can transfer my funds there because I am getting ready to retire. I need to know which bank is best to open an account with offshore and if its ... |
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 Can someone explain to me exactly how stocks and shares work? |
| For example like what kind of businesses are best to go with? How long to stay with one? How much to put into on your first time etc. Many thanks.... |
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 Which forex broker would you recommend? |
| a broker that has very fast transactions like the second you click is the second the transaction is made and one in which money transfer in quick and easy. with some brokers money can simply be ... |
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 How reliable and true are Forex Autorobot Systems? ? |
| Is there a body that could provide unbiased report on the efficacy of such systems?... |
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cutecarebear228 | Investment Options? |
My husband and I are currently 22 years old with a three year old son. Money is a little tight, but we manage to put a little away here and there. My question is... is there anything out there other than a savings account where I can continuously invest a small amount (say one hundred a month) and have a return larger than 2.25% a year? I understand if a larger amount has to be invested first... anyone knowledgable in this area? |
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4XTrader
 |
The recommendations that the other posters gave is very good, but the question I have for you is; do the recommendations they gave you fit you and your family?
What I mean by that is several people have asked about where to invest their money. They were told stocks, CD's, mutual funds, IRA's, etc. The posters recommended those investments because that's what they (the posters) are investing in, but those investments may not be right for the person asking the question.
For example, if I answered based on that criteria, my answer would be to trade Forex, futures contracts and commodity options. Why? Because that's what I do, but the majority of people are not cut out for those markets, they are the highest risk out there.
What you and your hubby need to do is sitdown together and answer the following questions:
1) What are our income requirements? How much do you want to make? What kind of returns would you like? 10% annually, 2% per quarter, 5% monthly, etc.
2) What are your time horizons? When would you like this all to transpire? In 10 years, 30 years, etc.
3) What are your risk tolerance levels?
You see, everyone has their own investment personality and you need to find out what you and your hubby's are. Some people are very risk averse, so CD's, savings accounts are best for them. Some people have moderate risk levels and thus blue-chip equities are right for them. Some people (like me) have very high risk tolerance levels, so I trade the most risky investments out there. For me, the answers to the above 3 questions are (I know they're kind of short, but you'll get the point):
1) I want maximum profitability. I want to return at least 100% on a trade.
2) Very short term, I want to be in the investment 2-4 days, 2 weeks at most.
3) I have a very high risk tolerance level.
That's why I trade derivatives and forex. I saw a 387% return on 1 trade in about 1 week, but I took on a lot of risk.
You and hubby need to define what your parameters are. Don't follow everyone elses advice because everyone elses advice may not mesh with you style and temperment.
Best thing to do is consult a CFP and have them help you define your parameters and set up investments that will suit your style/temperment and meet the criteria you set by answering the above 3 questions.
Good investing. |
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-*
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Just keep saving and read books. something like: "How to make money in bull and bear markets", "Money Mischief", "Reminiences of a Stock Operator", "Economics for Dummys", etc.
Keep watching the real world for clues as to new products and who makes them, new problems that need solutions, and how people feel about themselves and their 'visions'...you must be a psychologist to minimize risk in your investment decisions. |
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united9198
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There are many ways, but I would strongly recommend an internet account with Fidelity or someone like that. If you have a larger amount already saved, you can buy government backed CDs with better than a 5% interest rate. ($1,000 minimum investment-1 year maturity) They pay a better rate on money market savings that you are currently getting and have a wealth of information and choices for the small investor. Keep your money totally safe to start with. You don't have enough to play with at this point. You are well on the way to financial security if you can dicipline yourself to save $100 per month. |
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nova50
 |
When I was 20 I started investing $50 a month through a local Waddell and Reed office buying mutual funds in a Roth IRA. It has worked out pretty good since then. I have sent in extra payments and I have like $6,000 in my account with them now and I'm 25.
I also used Sharebuilder.com and bought stock in individual companies. You can buy for $4 a trade but its only once a week they allow you too.
You can also look at different fund companies or stuff online but if you don't know what your doing find a local financial adviser, they are everywhere it seems and they can get you started with $100 a month. There are alot of different choices and everyone will tell you a different answer. |
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♥iamsleepy♥
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INGdirect is pretty cool. They give you 4.3% right now. So you can make that your short-term investment. You can transfer your money back and forth between your account and your checking account. Very flexible. You earn monthly interest.
Get a job with a good company and buy their stocks. Employee stock plans help a lot. They might give you a discount when you buy. And a few months later you can sell and make profits.
I'd say IRA and ROTH IRA and 401K but those are more long-term. If you're looking to have some money now or soon, then my first 2 choices are the way to go.
Good luck! |
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Tarumi
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I would suggest that you go for swisscash online investment ..
100% online transaction payment and withdrawal
swisscash was created under swiss mutual fund (1948) s.a...
-Their target is global investor like us..
-Less risk and high return
-No need to expert in internet..
-No work..
-Invest once (optional re-invest)
-Monthly profit and can be withdarwal everymonth..
-Payment through wire payment / telegraphic transfer
-Withdrawal through out going money transfer that will directly credited into your local bank account
-Profit 300% returns guarantee in just 15month..
-Investment range usd100 - usd100,000
-SMS technology to notify you (handphone required)
-Give you up to FOUR plan of income..
-FREE registration and easy to register
-If you doesn't want to invest just leave the account and then after 14days it will automatically terminated
-Most importanly its LEGAL..
-Need more info? just send me e-mail and i'll reply a.s.a.p
+ feel free to visit this website:
www.swisscash.biz/mymoh5526303 |
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Nick C
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I started a Janus account with 500 to start as long as you sign up for an automatic $100 to be deposited out of your account monthly.
Otherwise the min would be 2500. So it's a good way to get into a good fund family w/ou8t having a ton of initial investment. |
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The Time
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Currently CD's are offering 5% interest and are a very safe form of investment and the minimum deposit is around $1,000. Mutual funds are usually more risky yet they have a potential for higher return plus they have a bunch of different fees. With that amount of money i would recommend the CDs or a money market fund which could be opened at most banks or at Vanguard or Fidelity. They both offer around 5%. Hope that helps. |
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