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bill w | Is ING Direct a good, solid investment? Should I put my life savings there? |
Additional Details
Bill W - you stole my name LOL
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muncie birder
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ING is a sound and strong company. Your savings will be FDIC insured up to 100,000. Now as to the question of should you put your life savings there. No. Not your entire life savings. The roi will not be sufficient to keep you ahead of inflation after taxes. Maybe 10 to 20% of you your life savings. Invest the rest in investments that are likely to keep you ahead of inflation and taxes. But diversify! |
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diogenes
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never put all your eggs in one basket. If you're talking about as a savings acct. No. The return is too low. It is probably a solid financial co. to invest in. (I wished I had a few years ago...) but never invest everything in one stock. One of the most basic rules in investing. |
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darkknight617us
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While I haven't been able to find anything derrogatory about ING Direct, I wouldn't put my life savings there. There are plenty of safe (albeit low interest) investments available. Try U.S. Treasuries or mutual funds from groups like Franklin-Templeton, Columbia Management or invest in Direct investment plans (DRIPs). There are also mutual funds with $100, $500, and higher minimum investments. Most are also covered by the FDIC, as is ING. Keep your porfolio diverse and you can weather whatever financial condition comes your way. |
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Strategic Sourcing Expert
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I don't know if you should put your life savings there, only a financial planner can tell you that. However, I can tell you that I have used ING Direct for my primary savings for several years now, have never had a problem, have always had incredibly high interest rates, and I could always access the money without any fees, quickly.
Hope this helps. |
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barry_robbins_98
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I have an online savings account at ING and like the service. The rates are good too. Depending on your age (the older you are, the much money you should have in bonds and savings account), you should have some money in the stock market.
If you decide to invest in the market, the first thing to do is see what the best traders are buying and selling. This is the idea behind http://www.top10traders.com - this is a free site that lets you create a portfolio of stocks with $100,000 in "play" money. Each day the site ranks the best performing portfolios, so you can see how your picks perform compared to other investors. You can also read posts on investing from the best traders, as well as share your own investing ideas.
Here are this month's best traders:
http://www.top10traders.com/Top10Standings.aspx
Good luck! |
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kurt4ethanol
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Try Ethanol.. I have invested in Ethanol Companies and have seen a 36%ROI.
one company that is up and comming is http://www.midwestethanol.com |
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kit
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Yes. ING Direct is a very good investment because they have very high APR% rates for you to increase your investment |
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