 Where should I invest my $10,000? |
| I have $10,000 that I would like to invest. Is now a good time to buy index funds? I will not need this money for the next 5 years and hopefully the stock market will be back on track soon. Where ... |
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 What to do with $1,200.00? |
| I am 26 and have one year of college to go before I will have a BS in Biology. I am currently unemployed. I have $1,200.00 from a money market account that my parents set up for me and would like to ... |
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 Which is the safest bank to weather financial crisis? |
| Where would you put your savings such that they give a good return and are most capable of weathering financial crisis such as we are experiencing now?... |
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 What i should do now buy or sell or wait? |
| what i should do now i bought dow for 9235 and every time i call my adviser he say u should wait it going up again,and i should buy more ,i lost tell now more than 8 G i don't know what i should ... |
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 Does someone understand Wall Street and Dow Jones? |
| I know people can invest money in stocks and bonds, but what exactly is done on Wall Street? And why do they report the Dow Jones ups and downs everyday? I've never understood it. Can someone ... |
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| Trading stocks,futures, and options for a living? |
| Well I am in high school and love to trade. I am not a good student so i know im not going to be a doctor,lawyer and that stuff. I am a junior and have been investing/trading futures stocks and ... |
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 I invested seed money in a company 3 yrs ago and the haven't issued shares or traded can I sue? |
| I invested approx 15k in a Ltd company as part of a syndicate (total 66k)which was starting up 3 yrs ago, was really good idea, gave money in bits over 6 months and was promised share allocation in ... |
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 Which is best? |
| Say you have 4 or less years til retirement and have several different accounts with different brokers. One is a 401K with Co. match of 3% which includes 60% stock and 40% bonds and retirement acct. T... |
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| I'm helping my son ( 12 ) invest . What's a safe option .? |
| I don't do stocks and my 30 million pound business is private but my 12 year old son really wants to start . I gave him £1,000 and he wants to invest it in anything but a bank . What should i ... |
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 Online trading...Etrade or Scottstrade. What would be beter for me and why? |
| I just opened an etrade account and will begin small time trading(about $100 weekly to be invested)..Couple main things I need to know from fellow Americans who have some knowledge and experience..... |
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 What are short and longterm investments in stock market? |
| To day, if i buy shares through icicidirect, can i sell them when ever i want, or will there be any restrictions, that i have to sell only at a particular time, please tell me little in detail about ... |
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 How do I invest on the stock market? |
I've been thinking about investing in the stock market but I need some clues on how it actually works and how do I get the most out of it.
I want to start slowly with a small amount of ... |
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 I won $100? |
| How should I invest it? What's the best way to turn that amount of money into more?... |
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 What are you going to do with your 401K? |
| The stocks keep tumbling and the returns are in the red. are you keeping your 401K the same, making adjustments, closing it out, what?... |
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Anvil dale | Is it ok if I loan for an investment? |
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cazort
 |
I know not everyone would agree with me, but I would say "NO", except in the extraordinary circumstance that you have a guaranteed return that is higher than the interest rate on the loan.
If there is any risk involved, the answer is "no". Although on average people are able to beat the odds by taking out loans and investing the money, you also need to think of your "marginal utility". That is the following principle:
If you have $2000, then it hurts you much more to lose $1000 than it helps you if you gain $1000.
Think of this in mind...even when there is only a small chance of losing your initial investment and going into debt, that situation would be so undesireable that even a small chance of that happening would more than balance out any possible gain you would get.
Investing should only be done with "extra" money...that is, savings that you can afford to lose. If you approach it with this attitude, in the end, you'll end up getting rich anyway, and you will have zero chance of ever ending up in debt. Don't have extra money to invest? Then considering finding ways to earn more money, or discipline yourself to spend less. You should be skeptical of any "get-rich" scheme that does not involve discipline and patience. |
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Uther Aurelianus
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Too many people borrowing money for investments is what led to the stock market crash in 1929, creating the Great Depression. |
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jojo
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prosper.com is a website that lets you loan people money for a certain interest rate that is bid for. i am nervous to use the site but it's the only one i know of its kind. good luck |
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sunshine_today
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don't expect to get your money back |
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mark w
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The only time I would take a loan for an investment is for a real estate investement where you can be assured that the asset will appreciate over time. In my opinion, in almost every other case you are taking a foolish risk that will rarely work out. |
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Dang
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You have to compare it whether the loan interest will be higher than the returns of your investment. |
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Ubiquity
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It is called trading on margin. The interest rates on the loan tend to be very expensive. They can also force to liquidate if the investment vaule falls below a certain level. (a margin call) |
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Herbal Guy
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Yes, it's ok to loan for an investment. But it is very risky. You need to know if the person can pay you back. Usually, you would use their credit rating as a gauge, or take collateral as a promise to pay.
As a rule, loaning to family and friends is more risky than entering into an agreement with a third party. And no matter who you loan to, you should put everything in writing, including when and how they are going to pay you back. |
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