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t s | Is it safe to put money on Fixed Deposit in Indusind bank? |
Say for example Rs. 20 lakhs for 6 months from now. Please write your honest reply |
 |
 
helpaneed
|
Unless you have some special preference / deal for the Indusind bank, you may opt for a better bank or atleast split your deposits in 2 or more banks. |
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Gurupada
|
Indusind bank is a private sector bank and comes under the list of Deposit Insurance and Credit Guarantee Corporation (DICGC – Department of Reserve Bank of India). If any bank comes under DICGC there is no such risk involved to keep money in such bank up to Rs. 100000/- (including interest), because if bank is closed, investor will get claims settlement of up to Rs. 100000/-. |
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orveeor
 |
dear ts,IndusInd Bank is a fast growing, new generation private
sector bank. It gives 10% p.a. rate of interest for a period of 100
days. Sr.citizens, above the age of 60 will get 0.50% more.
It has been given the highest ratings for its deposits :A1+ by ICRA,
P1+ by CRISIL and F1+ by Fitch ratings. I do not see any harm in
depositing with them. They are safe. The other answerers have given negative views and It would be of use to know the reasons.
Since the Q is related only to IndusInd Bank, I have opined so.
However, you may opt for any other bank as you wish.
DEAR FRIENDS, I SAW A REPLY IN THE NICKNAME OF GURUPADA, SINCE I POSTED THIS MESSAGE. IF I AM CORRECT, HE IS A WELL KNOWN BOARDER ON A FINANCIAL
WEBSITE ,HAVING A LOT OF EXPERIENCE IN STOCK MARKET.
LET US WELCOME HIM AND SHARE HIS KNOWLEDGE IN STOCK
INVESTING. IS MY PRESUMPTION CORRECT, GURUPADA ? |
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SESHUVEMU
|
why to take chance in the private banks we cannot belive them put it in some nationalised banks safety is more imp |
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rajendra k
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No. |
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santosh5002003
|
dont know |
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skn8700
|
A Nationalised Bank is relatively safer to/than Pvt Sector Bankers.We can suggest a tailored Investment strategy for 6months that could also provide for better returns compared
to a FD. Contact <IAAI(dot)Kapital@gmail.com> |
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Rajeev
|
Hi Friends,
I really agreed by Sunil comment. Nowadays, every bank is regulated by RBI and no bank can run with their customer money. I have also made FD with IndusInd Bank by internet banking. And it's working fine and even at the time of opening an FD, you can choose the Payout option(Monthly/Quarterly/Yearly). It's safe and secure and recommended if you are looking for best interest rate in the indian market.
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sunil
 |
I have an FD in IndusInD bank for the last 5 years and there is no such problem it is not a private comapny it is a Bank which has the approval of RBI . |
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