 Best Way to Use Money as A Student? |
| I am an 18 year old high school graduate beginning college next semester. I have accrued $3,000 and I would like to make my small amount of cash work for me. I've looked into online trading, ... |
|
 Have you ever heard of shoe polishing machines? |
| Can it be a wise choice to invest in developing countries?how much does it cost to buy one?... |
|
 Does Fidelity Investments have a stock symbol? Are they a publicly traded company? |
| I cannot find any details about Fidelity Investments from a company profile and stock information standpoint. There Company website provides limited info on them as a company (great for the services ... |
|
| What's a good "unusual" investment? |
| I want to dump 10% of my stock portfolio into some sort of "unusual" investment. Something crazy. Something that's uncorrelated to the rest of the stock market. I'm not talking ... |
|
 Whats going to happen to the Solar Industry? |
| While solar power seems perfect for energy use, the bottom line is that it is not cost efficient. How can an investor be ready to make the most of this (possibly) emerging industry?... |
|
 A question on investing and P/E ratios...? |
| When looking for stocks to invest in, why would you want to buy stocks with a high P/E ratio? A low P/E ratio means a company charges less for shares and earns more per share than, say, a company ... |
|
 What do u think about my returns on the market, Sucessful Hedge fund founder a possibility? |
| Well I started learning how to invest in the stock market around August of last year. Since august I managed to make 600+ every month with about 5000-8000 invested and currently im getting good to ... |
|
 Why people buy one share of a company? |
| i saw in annual reports that some people hold only one share in the total share capital.... |
|
 What is the typical employer contribution (matching funds) for a 401(k)? |
| My employer will match .50 cents on the dollar. But you have to contribute at least 3% of your pre-tax dollars per pay period in order to get the matching contribution. My husband said this was a ... |
|
 Investment idea-one shot, put your money down, what would you do? |
Ok, say you don't have much money. You can get by, but nothing extravagant.
You have $1500 to invest. In anything. Stocks, loan it to a friend, buy a stack of lottery tickets, run a bingo ... |
|
 Taking out a loan to invest in penny stocks/?? |
| I want to take out a load of 50,000 and invest in some penny stocks. Do you think this is a good idea. I heard alot of people become rich from investing big money in penny ... |
|
 What is the best way for a 22 year old to get started investing with little money? |
| I have a little more than five hundred to get me started, and am really doing this for the long term goals. I'm not sure if buying bonds would be the best thing, and if so, what type of bonds ... |
|
 What is the difference between a Pyramid Scheme and stock market? |
| What is the difference between a Pyramid Scheme and stock market and y is one unethical and not the other?... |
|
|  |
lefty | Is it true that you have to make about 5% return on investment just to keep up with inflation? |
If so, what investments will beat inflation? |
 |
 
scpenname
|
Five percent is a good number, but it does vary from year to year. Three to four percent is a more conservative number, but in the past there have been some years that inflation was double digits!
If you are looking for a long term investment, the stock market has averaged about 10 percent. Naturally this is not for short term or necessary funds (like savings). Mutual funds is an easy way to become invested in the market without having to be an expert. An index fund is a good choice. It buys stocks that mimic the well-known indexes (like the Dow Jones) and usually these funds have low operating costs. I would stay away from funds with loads (front of back). Do your research, and you should be good. |
|
John Corey
|
Not exactly.
1. You need to earn the a rate of return that is equal to the inflation rate.
2. If the return you are earning is taxed then you need to earn more so that when you pay the taxes owned you are left with enough to match the inflation rate.
If the rate of inflation was 5% and your tax rate was 40% then you need to earn closer to 8.34% to match the inflation rate.
If you earn less than the inflation rate you are slowly losing money each year. |
|
nickfromct
|
Ther stock market and real estate are the only investments that over the long term will earn significantly more than the rate of inflation. |
|
theonlybeldin
 |
Inflation has been running below 3% for a number of years now, so a 5% investment will easily keep up with inflation. |
|
Sam T
|
yes, 4-5% is usually true, but it also depends on where you live.
Real estate if you can get into it. |
|
osinamunatum
|
If you live in America that is not a correct average. Inflation varies
however, if you want to base the inflation on an average one year
of high or low inflation won't effect the overall average. |
|
Frank Castle
|
No.
Some years you will have to make more.
In the 40s and 70s inflation was almost 15% in some years.
You cannot really expect an inflation of 5% in the 10s, 20s, 30s, 40s, 50s and 60s. (I mean from 2010-2060)
ETFs, REITs, Mutual Funds, Options and Stocks will easly beat inflation.
Six things can be done to reduce inflation to 1% or less:
1) More Solar, Wind and Water Power (As opposed to Coal)
2) More Mexican and Canadian Biodiesel, Mexican and Canadian Diesel and Mexican and Canadian Ethanol (As opposed to Oil from Nigeria, Iraq, Angola, Algeria, Kuwait, Chad, Azerbaijan)
3) Minimum Wage in Mexico increased from $0.50 USD to $1.00 USD
4) Minimum Wage in British Columbia, Saskatchewan, Manitoba, Ontario, Quebeq, New Brunswick increased to $8.50 CAD.
5) Minimum wage in Washington, Idaho, Montana, North Dakota, Minessota decreased to $4.15 USD.
6) Minimum wage in New Mexico and Arizona decreased to $3.15 USD.
Any of these measures are HIGHLY UNPOPULAR and anyone proposing these laws would commit political suicide.
Therefore, be ready for HIGH INFLATION IN THE FUTURE. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
7 | 30 minutes(s) ago
| | | |
7 | 2 hour(s) ago
| | | |
7 | 7 hour(s) ago
| | | |
8 | 9 hour(s) ago
| | | |
7 | 11 hour(s) ago
| | | |
7 | 1 day(s) ago
| | | |
7 | 2 day(s) ago
| | | |
7 | 2 week(s) ago
| | | |
7 | 3 week(s) ago
| | | |
7 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
