 Investment Advice? |
| Hi, I am 19 years old and would would to invest $10,000.00. I do not want anything too risky at this point in the game because I plan on this being short-term. I would like to access the money in 3-5 ... |
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 What and where can I get a security that can pay me 7 to 10% a year? |
Something that does not lose its principal like a bond sometimes, just something that makes 7 to 10 percent a year.
Thank Y... |
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 19 and interested in Investing and Making a little cash? Short term or Long Term? |
| Saving account don't grow fast and have horrible interest. But I'm also in college so not really rich, more on borerline broke. But I do play to have a least $300- $500 dollars from work ... |
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 Where do successful stock traders learn to trade? |
| I would like to take some courses to learn how to research and trade stocks, but I'm not sure what to look for. Any suggestions? Thank you!... |
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 Do i need an attorney to purchase a house in Florida being sold by the owner,i live in NY? No middleman,? |
| FOr sale by owner in florida, i live in NY, can this transaction be done between us without attorneys or do i have to retain an attorney ?... |
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 Selling stocks; but bought at different times, what price do I use for selling? |
I purchased "Company A" at 3 different times for 3 different prices.
I now want to sell some of that stock, I would know the selling price, but how do I determine what I bought that ... |
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 How do you start your own bussines? |
| I never had a bussines, I never met someone who had or started a bussines, I have no ideea where I should start......I just get out of the house and than.....what?.......What is the first thing I ... |
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 How do you buy stocks? |
Can you do it online? If so, through what site would be the best. I
Additional Details
I'm going to send in the paperwork tomorrow to open an account and buy some stocks.... |
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 Isn't this a perfect time to be pumping the 401k? |
| I keep hearing people talking about how its a terrible time to be buying stock...and I keep thinking, this is an ideal time...stocks are cheap as hell. I sure like buying up the S&P at $1100 a ... |
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 Penny Question? |
| I was wondering, do certain pennies have great value? Like, for example, I heard 'Wheat pennies' (pennies with wheat on the back) are worth something; does anyone know how much? Or, are ... |
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 Financial Advice Needed! Please Help!? |
We are 29 and 30 years old.
We have currently $22,325 in savings. We have ZERO credit card debt, but do have student loans of $14,000 and $4,000 along with a car payment of $9,000. We ... |
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 How do I make my money...? |
make money?
Stocks? Anything else?... |
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 How do you know if a stock is on sale at a discounted price? |
| I am new to buying stocks and I always hear to buy low and sell high, but how do you know what is low right now?... |
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 Is this a crazy strategy for investing in stocks? |
| gather dozens of large cap stocks on a watchlist.....when their quarterly reports come out, and the stock drops, buy $10K worth, because the next day it will rebound, but be ready to sell that day, ... |
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 How do you play the stock market succesfully? |
| I want to be able to follow the financial news and know how & when to change the allocations in my retirement finds which is a bunch of mutual funds?... |
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ratmforever | Is it wise to invest in different mutual fund companies or just one? |
Is it wise to invest in different mutual fund companies or just one company for maximum returns? My reason is that in case Company A fails, I still have a backup with other companies.
What is your opinion on this, will it matter if I invest in different companies? What are the chances that a mutual fund company will actually fail/close?
Additional Details
About diversification: isn't mutual funds already in itself diversification? |
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voluntarheel
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Mutual Fund companies tend to not fold, but I can understand your concern. But generally when people invest in funds they look at different types of funds - like large cap domestic, international, small cap domestic, emerging markets, etc. It certainly can't hurt you to go with different fund companies.
I suggest you take a look at index funds - Vanguard and Fidelity have some good ones. They invest in a variety of markets and beat mutual funds over time. They also have low expense ratios. So if you want to look at seperate fund companies take a look at some of Vanguard's index funds. |
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King James
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diversify! don't put all ur eggs in one basket |
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Greg S
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Mutual funds are diversified to an extent. It is always good to diversify even if it's between different fund managers. Also it's good to get different investments working for you why not have some CDs and bonds as well. It never hurts to have a small amount of income investing to go with your growth investing. |
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SM
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Its a better idea to invest in more than 1 mutual fund. Yes MF is about diversification but you also need to diversify across mutual funds and across types of funds as well.
You may want to look at different sectors based on their performance; you may want to look at short term/long term funds, etc.
Dont diversify too much or management and tracking will become too much to handle. |
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Barney
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Did you know that 80% of mutual funds under perform the market? Just a thought. |
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Justin T
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The big companies are fairly secure, so failure is probably not the issue.
One thing to consider is how much money youare investing. If you have it between two companies, both will charge a maintenance fee, and you won't qualify for "break-points", which is the level where you get reduced commissions. Also, within a fund family, you can generally exchange from one fund to another without commissions. Just a few thoughts. |
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Martin S
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Why don't you invest ALL of it into money market accounts of flexible CDs and the worst thing that could happen is that the interest you are recieving might go down a little.
I lost thousands on 9/11. It took until february of this year to get my money BACK. Felx CDs or money-markets might not get the amazing "millionare overnight" of the stock market, but they won't make you poor either. |
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