Home | Links | Contact Us | Bookmark
Financial Forum Search :
   Homepage      News      Financial Topics     Finance Directories      Financial Forum      Dictionary  
Financial Forum    Investing
Finance Discussion Forum

 I want to save Money .... Please Advise me a better Plan .?
...


 How do you invest in real estate with no money down and no credit checks?
...


 Whats the best way to invest with 2,000 dollars? Must you study and master options?
can you reasonably start trading full time with just 2000? I dont know. Please ...


 Last month (March) I made 7.46% on my investments. Is that considered good? How did you do? Just curious.?
.28 basis points cost.

Still new at investing and was wondering what the average person's return was for the Month of March.
Additional Details
trade_info, I know what ...


 Can i join share market ?
i like to invest 35000 indian rupees in indian shares ! i like to play daily on shares by online and i like to earn at least 2000 rs per month . so please give me advise at least 5 names of the ...


 Im thinking of buying a home with my boyfriends brother. Is it a good idea to buy with a non family member?
...


 Can a stock be consider both a 'growth' stock and a 'value' stock at the same time? cant it be only one.
...


 What is a good way to fundraise and make a lot of money fast?
Our winterguard has found perfect uniforms and equipment. problem is we need about $700 by March and have no money.
Additional Details
We can't sell any baked goods. Something ...


 What does pay-pal mean?
When pay-pal says I will make 5.4% as an average 7 day yield on there mma, does that mean I will make 5.4% on my current balance every seven days? In turn compounding 4 times a month and 12 times ...


 Interested in investing, but i dont know in what?
I decided that i want to invest around $10,000 in something. I have never invested nor do i have any idea how to...So please help me :)? Should i go into stock market etc?...


 If you win a lottery do you have to pay taxes on the money if you invest it in something else?
...


 What kind of investments are the best?
i have about 100k to invest but i don't know what kind of investment to look at, any suggestions?...


 Nifty has shown an excellent closing on Friday at 2885.60 which is very good for the Monday market!?
Any ideas about the Nifty range tomorrow?...


 How many of you have a retirement fund set aside for urself?
and has it paid off pretty well? how much money have u had deducted each month?...


 Which service is best for saving my money to physical gold ?
I am looking for a way to make small monthly savings to gold but want to be sure I am using a repuatble company and the gold is insured and in a bank somewhere.
Additional Details
hji ...


 The Fed's bailing out AIG ($85 B) why should the bailouts continue?
It was announced tonight that the Federal Reserve Board is lending as much as $85 bilIion to rescue American International Group.

Who would bailout my little company if I make bad ...


 What are the best indicators to use in forex trading?
...


 Any idea about online investments? is it real or scam?
...


 What does it mean when it is said a business is a pyramid scheme?
I want to know about Quest International.
Additional Details
Quest Int'l is a co. based in HKG and claim to follow Binary commission plan..is it a pyramid?...


 What will u do for a million dollars?
...



Roni
Is now a good time for me to invest in the stock market?
Since the market is not doing so well, is it a good time for me to purchase stocks at a cheaper price? I have never invested money and I want to. I was told that the best time to buy is when the market is down because the prices are cheaper and I can buy more for my money. Is that right or am I way off base? Please educate me.
                     
 




derobake
Go back and re-read PK's response. She is right on the money (no pun intended).

If you have never invested before, you will need to get a basic education on stocks, bonds, and mutual funds before you venture money into them. Even if the market is "cheap" right now, you should still know what you are doing before you buy into it.

In general, you will want to first establish a goal for your money and define a time horizon for that goal. This is because your time horizon will determine how much risk you should take. Trust me, there are going to be many periods of "cheap stocks" during the upcoming years and decades. You are not missing out if you do not purchase on Monday. Please take the time to learn first. The market has been around for over 200 years, and it ain't leaving any time soon.

Here are 4 great sources of info that will help orient you:

1) Mutual Funds for Dummies, by Eric Tyson. IMO, a required read for any new investor. Read it over the weekend and then you'll be ready to invest on Monday :-)
2) The Boglehead's Guide to Investing
3) I have a free downloadable book at http://www.invest-for-retirement.com . It's pretty good, but not quite as good as Mr. Tyson's book. However, mine is free. His is not.
4) http://www.investopedia.com has some tutorials that are great for beginners. I would spend hours there when I first started my learning.

To answer your actual question: Yes, it is generally considered a good idea to purchase more stocks when the market is down, or cheap. This allows you to purchase more stocks and paves the way for higher returns, provided that you hold your stocks for a long time. As Benjamin Graham says, the most dangerous time to buy stocks is in the midst of a strong bull market when stock prices are high relative to their company's earnings.


slavaret2
Rating
No.

Stocks move in trends. When they are cheaper they may get even cheaper. When they are expensive they may get even more expensive.

Wait for the market to correct and turn back up.


PK
Yes, the markets are off right now, but it is very difficult to "time the market". Anytime is a good time to invest if you do it wisely. If you are unexperienced in the stock market, I would avoid concentrating your investment into single stocks, but try to get a broad and diverse sample of the market. The easiest way to do this is through a no-load (this is important as it means no sales costs and more of your money goes into actually buying shares), index mutual fund or ETF (exchange-traded fund). Mutual funds is you are planning on putting in small amounts over the course of time, like monthly. An ETF if you have one large amount to purchase upfront (because you are charged a trading commission).

Also, the money you begin to invest in the stock market should be your long term (think long investment horizon) money. You should also have an emergency cash account (preferably in a high yielding savings account) and other balanced investments for money you want to use within the next 5-10 years.

Do some investigating and research.


Sione™
Rating
That's only really going to be true more if you are investing for the short-term or if you had a large amount of money to invest now (so that the savings from any stocks that you buy that are down will be substantial enough. Aside from that, I think a better gameplan is to think of investing for the long-term, diversifying and planning on holding on for longer periods. In that case, you'll experience losses in times when the markets drop like right now, but it wouldn't matter unless you were selling right now. Check out Sharebuilder (www.sharebuilder.com) which is a great site that I've loved using for investing for years. They allow you to invest a certain dollar amount, equating often to buying fractions of shares at a time, which allows for less of a major deposit for each transaction. They also have plans such as a monthly plan that I use where you can set up a certain amount of money to be taken from your bank account each month/week and be deposited into a specific stock(s) or fund. The monthly fees for this type of account are really minimal. You can search and do research on the website and also set up your own personal IRA's, Roth IRA's, etc. It's a great site that I've written about as a great investment tool for the small investor and beginning investor. You'll still need to do your research and think about diversifying and determine your own risk levels, and ... Well, you get the idea, but I think it's a great place to start that doesn't ask for such high opening balances as I found too restrictive when I wanted to first get involved in investing for myself.


reverendrichie
Rating
No, I don't think so. This recent drop is nothing to what is coming.


mido m
Rating
السلام عليكم ممكن اتعرف عليكم من فضلكم وده من دواعى سرورى مع الف سلامه


 Enter Your Message or Comment


User Name:  
User Email:   
Post a comment:







Archive: Forum -Forum -Finance - Links - 1 - 2 - RSS - All RSS Feeds
The Causes and the Results. 0.034
Copyright (c) 2011 Financial Crisis Monday, May 28, 2012 - Terms of use - Privacy Policy