 ? for finance wiz. which is better pay off house or invest? |
I have a home loan 180,000 at 5.25% for 30 years. I could pay off the loan by the time i'm 57 if I pay 500 extra a month. i could then retire at that age.
or should I invest it in CD's ... |
|
 I got a couple of hundred dollars, what should i do with it?? |
| i dont know if i should invest it or just keep it in the bank.... does anyone have a good solution to what i should do? and if i were to invest like in stocks or something, what would i have to do to?... |
|
 My wife is gonna inhertance 400,000 how to invest it? |
| title says it all! What are your opinions how to invest it?... |
|
 Where should i invest my money? |
| im watching all the advertisment on investment where should i go. which ones will make me money rather then lose it all in a short amount of time. how much do i need to start out ... |
|
 Do these signs mean that the stock market is in dire straights? |
| I've heard that helium is up, but feathers are down. Paper is stationary, but pencils keep losing points. Elevators rise but escalators continue their slow decline. Switches are off and mining ... |
|
 Anyone know an easy way to turn $5000 into $10000? |
| I have $5000 I would like to invest in hopes to make $10000. any good ideas?... |
|
 What can i do to get involved with the stock market so i can invest later?? |
i know a little bit about stocks and i want to invest some money..
i dont plan to be a profesional broker or to earn a huuuuuge amount of money, but i do want to know what im doing
i know i ... |
|
 I am 21 years old and I am wanting to invest about 5,000 dollars, what would you suggest i do? Cds? |
| I am not to familiar with any stock markets, only cds really. what would be the best plan for me.... |
|
 How to save money for my retirement. My income now is just enough to pay all of my obligations? |
I am a businessman. I have plenty of payables and obligations to pay.
How will i save money for my retirement where i have a tight budget for all my payables.Please teach me how to save money ... |
|
 A 2007 lexus or a home? |
| i have inherited a boat load of money, and i really want to use it wisely, so should i invest my money into a 2007 lexus, in which as soon as i drive off the showroom floor, its value depreciates, or ... |
|
|  |
jackson_irishman | Is real estate always a good long term investment? |
|
 |
 
Jill B
|
Keep in mind...........
Times and markets are changing!
In California with average homes selling well over $500,000, a 20% decline is $100,000! In any market 'timing is everything'! So, could you afford a loss of 25% of your investment all because of poor timing???
This last up cycle was 10 years in many parts of the country. The downcycle now started in CA, Wash DC, NYC, Vegas and other hot areas of the past are all soft and getting softer.
From 1990 to 1996, the average home in San Diego lost 20% of its' value! The cycle we are now enterng looks like it could well exceed that on the downside!
With all the 100% financing, interest only loans, EZ qualifing etc...even a slight decline will cause many to be unable to sell for the amount due on their loans!
For some great 'insider' articles on the San Diego real estate market, which I believe will apply to any of the hot real estate markets of the past five years.....visit:
Times and markets are changing!
In California with average homes selling well over $500,000, a 20% decline is $100,000! In any market 'timing is everything'! So, could you afford a loss of 25% of your investment all because of poor timing???
This last up cycle was 10 years in many parts of the country. The downcycle now started in CA, Wash DC, NYC, Vegas and other hot areas of the past are all soft and getting softer.
From 1990 to 1996, the average home in San Diego lost 20% of its' value! The cycle we are now enterng looks like it could well exceed that on the downside!
With all the 100% financing, interest only loans, EZ qualifing etc...even a slight decline will cause many to be unable to sell for the amount due on their loans!
For some great 'insider' articles on the San Diego real estate market, which I believe will apply to any of the hot real estate markets of the past five years.....visit:
http://www.downtown-san-diego-real-estate.com/san-diego-real-estate-article-index.htm
http://www.brokerforyou.com
http://www.san-diego-for-sale-by-owner.com
http://www.la-jolla-ca-del-mar-san-diego-real-estate-encinitas-california.us
http://www.brokerforyou.com/blogger/index.html
http://san-diego-coastal-real-estate.blogspot.com
http://sandiegofsbo.blogspot.com
http://downtown-san-diego-real-estate-views.blogspot.com |
|
G S
 |
Yes. Real Estate in a great long term investment provided that the property has solid anchors meaning it is desirable, martketable, etc. |
|
Kevin812
|
Yes. Although real estate can fluctuate it will always increase from time of purchase. Finding the right price for the property is very important. |
|
imperfection21
|
Real estate has two ways to grow in value. As you pay off the loan, you build equity. As the market as a whole fluctuates, the appreciation value may change, but as a long term investment, you are more than likely to appreciate in value (grow more). The other thing Real Estate can do do is provide working income. ex: Rental property. This can cover, say those expenses like a mortgage. |
|
Maymie
|
not always, but usually. Buying and selling is less risky than renting, unless you really research your tenants. |
|
Frank Castle
 |
Yes. (Until the Chinese put a man in the Moon in 2020)
Once the first hotel is built there the real state prices back home (Earth) will drop very fast. |
|
gothicdeity
|
sometimes a gamble. Depending on the location. If you can manage to snatch up a house in an area that near the end of possible development its generally a good idea. If you can catch a "vacation" area for a good deal, that Usually works out. Trying to make money off of the long term investment carries its weight too of taxes, maintenance and possible loss due to natrual disasters (Make sure your insured :P) Its definetally a Gamble though. |
|
SPACE COWBOY
|
not if the real-estate is at love canal |
|
b19975
|
For the long-term, yes. Property always appreciates in value in the long term setting as land is a finite resource. |
|
AlphaFemale
|
Remember the real estate crash in the 80's. I've heard that locally real estate prices are dropping. |
|
Sparky
|
we're about to find out - stay tuned |
|
butterflybaps
 |
Yeah I am 23 and met me financee who is invests in real estate its good extra income, a lot of management and organization but its good for your credit and you can always know its your and the equity and everything you won, if you stay anywhere real estate right now is the best investment. I like the investment part but not to be an agent. lol. |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
12 | 39 minutes(s) ago
| | | |
12 | 1 hour(s) ago
| | | |
12 | 3 hour(s) ago
| | | |
12 | 6 hour(s) ago
| | | |
12 | 11 hour(s) ago
| | | |
12 | 1 day(s) ago
| | | |
12 | 2 day(s) ago
| | | |
12 | 5 day(s) ago
| | | |
12 | 2 week(s) ago
| | | |
12 | 2 month(s) ago
| |
|
Homepage 
Financial
Forum 
Investing 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
