 When the equity market is running south wards, is it advisable to invest in mutual funds.? |
| After January,08 the equity market is highly volatile. All the FIIs are started withdrawing from the capital market. At this juncture all the mutual funds schemes are showing very low NAVs. How do ... |
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 16yr old wanting to invest stocks? |
Im 16 and dont know anything about stocks. I never did it before. all I have is $7K. what should I do with it?
Additional Details
remember im only 16 and only have a savings ... |
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 How do we buy any companies shares??? |
| How can i buy share of one company, am interested to invest a lillte money in shares of big companies, one at one time, am totally blank in it, can somebody plz help me step wise how to and where ... |
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 What's a good book or resource to learn about investing/trading stock? |
| i wanna throw like $1000 on scottrade and play around with the stockmarket. i know very little about investing. could anyone point me toward a good book or resource to learn about trading stock, IRAs ... |
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 Why should india rely on "Out Sourcing" for its economic growth? |
| Are we not better off concentrating on R&D in hi-tech areas and relying on economic benifits of it?... |
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 What is making the current stock market go up and down like a yo-yo? |
Would appreciate hearing/reading the general feelings/wisdom as to what is causing the saw tooth actions of all the stock markets. The "insight" provided by the pundits
(I gues the ... |
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 I want By Gold around 130000 Rs amount.? |
I want By Gold around 130000 Rs amount.
The market current price for gold id too high. Just let me which will be the correct time to buy gold and at what price?... |
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 I'm 30, how should my retirement portfolio be balanced? What percentage to large cap/small cap/etc.? |
| I have the time to oversee my portfolio so I don't want to hand over my money to a fund manager. I am acceptable of risk (I have 30+ years until retirement), but need to know what a decent ... |
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 How reliable is Jim Cramer? |
| In the business world, is Jim Cramer considered a joke or a reliable source?... |
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 Question regarding long term investments? |
| I'm looking at investing about 10G, split between a traditional IRA with the larger portion going to US/foreign stocks; probably about a 40/60 split. I'm self employed now, and will open a R... |
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nathan g | Is this a good portfolio balance? |
Hi,
Let me first tell you what my plan is for my stock and then I'll give you the portfolio. I plan to invest as a moderate to aggressive investment with no plan to withdraw funds over the next 15 years. I will rebalance annually and dollar-cost average my investments monthly. By choosing these stocks I avoid trading fees and the minimum investments are VERY low, is this a good portfolio balance?
20% of Investments into Mutual Fund: SWTIX
30% of Investments into Mutual Fund: SWMSX
30% of Investments into Mutual Fund: SWLBX
10% of Investments into Mutual Fund: SWINX
10% of Investments into Mutual Fund: SWOIX
If you answer yes, sweet~ If not, please provide details of stocks only if they can be purchased through Charles Schwab or etrade with no trading cost! I also need funds with very LOW starting investments and low amounts that you can contribute afterwards. I would really like to know how balanced this is before I start investing! |
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enoriverbend
|
I'd skip the two Laudus funds (SWOIX and SWMSX
) -- primarily because of the higher fees compared to index funds, and high turnover, and they don't reliably outperform their equivalent indexes. The SWOIX overlaps somewhat with the SWINX, doesn't it? And the SWMSX to a small degree with the SWTIX?
You can construct a nice minimalist index mix with just the other ones. (Although if you are doing this with a 15-year horizon, I'd also keep the bond allocation lower.. 10% perhaps.) There is no need to complicate this further until you have accumulated a significant sum in these.
Your plan overall is an excellent one and if followed will put you ahead of the vast majority of people. |
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thomas p
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I would hold no more than 3 mutual funds. The funds overlap and you do need a good energy play: my suggestions would be PBR, or XOM in oil. BUCY as a way to play coal. Or JOYG a coal eqipment co. I have read your "plan" it is well thought out. I would be OK with you going that way if you like. But, I really think all of these holdings should be inside a qualify retirement funds, usually an IRA. The tax conseqences
would be a nightmare in a taxable account. |
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adrian_chh
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So sorry, I'm not familiar with the funds. (fund name) I'm from Malaysia.
It's always good to invest with diversifying into different type of funds, sectors, regions...
And you are right, Dollar Cost Averaging is VERY Important in Mutual Fund Investment.
Fund selection is depend on few foctors such as your Risk Profile, Investment Objective, Investment Time Horizon & etc
regards
Adrian |
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jeff410
 |
I think it looks good. It has a good mix of international, bonds, small cap and large cap. As long as the fees are low and you have the right percentage in each according to your risk tolerance. |
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makemoneyexpert
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I beleive it is a good mix of what you say as long term, safe and aggressive strategy. Go ahead . |
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bgrace12
 |
Hi,
I suggest you go to a site dedicated to answering questions like yours. You can list your information and get some good advice, without people trying to solicit your business. Two sites, Morningstar.com-- has a forum, pay for other info. Moneyrec.com-- free to users and very helpful. I use moneyrec when I have an investment question.
Best of Luck
Grace |
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anonymous
|
Why mutual funds? try this
15% Dividend-growth Financial stocks
10% banking (Citigroup)
5% brokerage/insurace (UBS/Credit Suisse/AIG/Manulife)
15% Dividend-growth Commodity stocks
5% oil & gas (PetroChina/BP)
5% agriculture (Potash)
5% precious metals (BHP Billiton)
20% Dividend-growth Consumer discretionary stocks
7.5% restaurant (McDonald's/Yum!)
7.5% household products/beverages/food processing (P&G/Pepsi/Kraft)
5% drugs (Johnson&Johnson)
20% Dividend-growth Technology stocks
7.5% computer (Intel/IBM)
7.5% industrial/alternative energy (Caterpillar/General Electric)
5% automobile/aerospace (Honda/Boeing)
15% Foreign indexes
7.5% Asia (Malaysia & China)
7.5% America (Latin America & Canada)
15% Liquid Assets
10% cash/bonds
5% gold |
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