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Additional Details
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faridrahbar@sbcgloba... | Ive lost all my money in the stock market about 65% percent is gone. i feel as if its the end for me.? |
there goes my dreams on becoming a millionare. im 20 years old now and i feel like a lost alot 1200 out of 2000 is too much for me to lose on a gamble. i have other dreams and goals and im afraid i will fail those too and im disablied and cant work, god sure hates me. |
 |
 
Dean C
|
No, He doesn't hate you. And while that is very discouraging and is a good chunk of money, it isn't the end of the world. Turn it around. Learn from it. Find out what you did wrong and go forward. At least you know not to do what you did before.
Let us know when you make that 1200 back
Good luck and be blessed |
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muncie birder
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God does not hate you nearly as much as he hates Citigroup. Chear up. You lost $1200. Citigroup lost about $15 billion at least (probably more like 50 billion) , but tomarrow is another day with another possible outcome.
You are only 20 years old. You have just begun your adventure and it will not be all roses and lollypops. Have a Heineken and take a deep breath. And look on this little experience as an education. Do you have any idea what the Ivy League colleges would have charged you for the same lesson? You got off very cheaply. |
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gv3_1914
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$1200!!? your about a million dollars short of being a millionaire! besides you're young, go to school or something. The best things in life are free anyway: love, family, se x, sunsets, etc! |
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Tuxster
|
Hi,
Well, I certainly understand your pain.
However, if you're going to invest in the stock market you must understand that it comes with risk. Sadly, you're learning this.
I have great news for you, though.
You still CAN have your $1 million -- even with only a small amount of money. However, you have to invest on one condition: once you invest the money, you have to LEAVE IT ALONE no matter what the rest of the market does.
You can't touch one dime of it!
Here's how: Using the beauty of compound interest and time, you WILL grow wealthy.
In fact, Mr. Albert Einstein himself called compound interest the most powerful force in the Universe.
That's saying quite bit! ;)
Here's an example of the time value of money.
If you took your remaining $800 and invested it in a low-cost S&P 500 stock index fund, when you retire at the end of your 65th year, that $800 would have grown to $87,624.
That's not bad for an $800 investment!
The S&P 500 index fund tracks the broader market and has historically returned 11% per year on average, before inflation.
It's all about the time value of money.
Here's another example.
Let's say you were 16 years old and starting your first job and you wanted to invest for the next 60 years.
If you could instead get a 15% average annual return instead of the 11% market average, you would only need $228 to reach your million dollars!
You can play around with the investment formula yourself.
present value = future value / (1 + growth rate) ^ number of years
future value = present value x (1 + growth rate) ^ number of years
The present value is the initial investment amount and the growth rate is converted to a decimal by dividing it by 100.
present value = $87,624 / (1 + 0.11) ^ 45 = $800
Let's say I have a $1,000 to invest. If I can get an 11% average annual return, how much will my money be worth in 50 years?
future value = present value x (1 + growth rate) ^ number of years
$1,000 x (1.11) ^ 50 = $184,564.83
So, Einstein is right. Compound interest IS the most powerful force in the Universe. ;) |
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src50
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You are WAY too young to dispair over $1200. OK, you played in the market and got burned. You're not the first and won't be the last. But $1200 is NOTHING. You will recover from it. |
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Annie M
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Lots of people have failures and then they go on to succeed in something. The stock market is a very risky place. Even stock gurus such as Jim Cramer sometimes pick a stock that loses money. Don't give up, but stay away from the stock market where you could lose money. |
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chikaomiski
|
Ｏｌｄ proverb says, "Ｎｏ pains,Ｎｏ gains".
Ｙｏｕ are still young. Ｃｈｅｅｒ up! |
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js789
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1- You haven't lost anything until you sell (except what the money would be earning somewhere giving a profit..keep in mind no one can see into the future)
2- With just $2000 transaction fee's will take a nice bite into any potential earnings (especially if you are a short termer)...and you are going to be hard pressed to diversify. You may want to look into mutual funds (watch the management fee's/performance vs the index...use a fund screener here at yahoo or at morningstar)
-If you can't handle the market being unstable look into bonds, you might want to look into high yield bond funds. (7-8% now)
If you sold at a loss you can count that $800 as a loss against taxes so you could say you didn't lose anything :) |
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MightyMike
|
Don't give up. You must be doing something wrong and there are solutions out there to help aid your stock trading. I found this blog of a review recently that might help
http://stockdoublerobotreview.blogspot.com/2008/02/stock-double-robot-review.html
Good Luck! |
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who loves you baby
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If you invested in quality stocks hang on to them for they will come back. But losing 1200.$ is not the end of the world at your age. You have lots of time to make a million. |
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