Just got $100,000 ... what is the best to way invest this money to gain more?

By the way, I'm not stupid... lol
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Time is money.

The quicker the better.

You should invest in a diversified mix of stocks, bonds, and money market funds. You want to buy a diversified portfolio of stocks as individual stocks are too risky. Most folks have a dificult time buying a properly balanced portfoilio of stocks on their own. They will misbalance their portfolio by buying all small stocks or all growth stocks, or some other misbalanced assortment of stocks. Unless you know what you are doing, it is best to buy mutual funds. I like Vanguard.com, other people like Fidelity, TIAA-CREF, and DFA. Buy no-load, low cost funds. If you are like most people you will invest part of your money aggressively in stock funds, and part conservatively in money market funds and bond funds. Vanguard.com has an on-line questionnaire which will give you an idea of how to do "Asset Allocation," determining how much to put in each type of fund.

If your company offers a 401K plan at work, try to invest the most you can. The money grows tax free, and some companies will match your contribution. Investing in a mutual fund IRA is also a good idea. If you have children, you may want to consider a 529 plan or other college savings plan that grows tax free.

I like index funds. Because of their broad diversification, you are less likely to have a dramatic drop in value. They also have the lowest expenses. For stock funds, I would suggest putting ~70-80% of your money in the Vanguard Total Stock Market Index Fund. and ~20-30% in a foreign stock index fund. However, there are many different opinions out there on what the best mutual funds are. Read the links below and form your own opinion.

Buying a house instead of renting will save you a lot of money in the long run. You don't have to pay rent and you build equity in your house instead. Buying rental property can also be a good investment. However, being a landlord can be hard work, and many people are not good at it. If you don't know how to handle deadbeat renters, you can have trouble.

If you have high-interest debt, like credit cards, it is best to pay this off first before trying most of the investment ideas above. You should also have 3-6 months of salary saved up as an emergency fund in a bank or money market fund before trying more risky investments.

Believing advice you get on Yahoo answers can be risky, so read these websites for further information. If you find it too confusing, contact a professional financial advisor. They will charge you significant commissions, however.

Sources:

http://www.vanguard.com/VGApp/hnw/planningeducation
http://www.fool.com/school.htm
http://sec.gov/investor/pubs/assetallocation.htm
http://www.diehards.org/readsites.htm
http://finance.yahoo.com/education/begin_investing
http://finance.yahoo.com/funds/basics

Asset Allocation Calculators
(Determining how much to put in stocks and how much into bonds and money markets is a personal decision depending on your financial status. These Asset Allocation questionaires give you a rough idea how to do this. I like Vanguard best, but try some of the other sites as well.)
https://flagship.vanguard.com/VGApp/hnw/FundsInvQuestionnaire?cbdInitTransUrl=https%3A//flagship.vanguard.com/VGApp/hnw/planningeducation/education
https://ais2.tiaa-cref.org/cgi-bin/WebObjects.exe/DTAssetAlcEval
http://www.ifa.com/SurveyNET/index.aspx

Web forum: http://www.diehards.org/
(Many investment web forums are overrun by scam artists. This one seems the most legitimate site.)

529 plans: http://www.savingforcollege.com

Peter Lynch would say stocks. I highly recommend reading his books Beating the Street and One Up on Wall Street. It's not a quick fix to your problem, yet you'll learn a lot and then you'll soon be the one answering questions about how to invest money. =)

If stocks are out of your comfort zone, you could also try mutual funds. Vanguard offers low fees and a variety of growth, index and other funds. They also offer helpful advice.

In the short term, I'd put the money into a money market fund until you figure out what to do with it. It'll get a better interest rate than in a savings account, and it's a little harder to get to the money.

Good luck!

You should know the meaning of mutual funds, before you choose to invest in mutual funds. These funds are a type of security that can be traded on the stock market, allowing shareholders to buy and sell shares in the funds. The revenue generated by purchase of shares is used by mutual fund manager to buy more shares of specific stocks, bonds, and other market securities and money market instruments.
http://debts-to-wealth.com/category/Guide-to-Mutual-Funds.html

Some one gave you a real $100K without a trust administrator and you are $$$$$ clueless ?

If your Not stupid , how come your question was soooooooo stupid ?

You'll be bust inside a month .
This IS sad . . . .

>

Well why don't you give me 1.50 for bus fare and I will give you christs weight in gold for it. We got a deal?

Contact Better Trades.com and sign up for one of their courses, they will show you how to invest on your own. Know one cares about your money as much as you. Good luck

They say what goes around comes around. What you put out into the universe will come back to you 1000 times at some point. Having said this, I would advise you to give it to me! My mum and I work really hard and could use some cash. You can contact me at Estonianjedi[at]yahoo.com to find out how!

If this does not appeal to you, then why not put it into the bank for now? I might suggest diversifying it throughout a Roth IRA, some municipal bonds, a great life insurance plan, some CDs, and so on.

You might also check out the interest rates in other countries. Places like India often pay 9% interest or more for keeping your money in a regular savings account! Truly . . . There are many wonderful places to invest! E-mail me and I'll tell you more!

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