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 Will you get rich by just holding stocks and just by receiving dividends?
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 How can i profit on the "recession"?
ive been trying to think of some "sure thing" stocks that will bounce back after the economy recovers? i figured I'd stay away from pepsi and coke because the price of corn should keep ...


 What is the difference between stocks and bonds?
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 What is your personal opinion about the 2009 stock market?
East question:
Do you think shares have hit bottom yet?
I know they will be going up & down for a long time to come but is it safe to start investing in banks and business yet?
A...


 Stock Market?
How could you know that a stock of a symbol would get high or low?

Anything that you know will be appreciated...
Additional Details
Im sorry.... Who are Warren Buffett and Jim ...


 I want to invest money in bangalore which company will give highest intrest with maximum security to our money
i want to invest some amount in some financial company which gives highest returns with maaximum security tell company which is in bangalore ...


 Is it profitable to buy stocks in the NYSE and to earn money from the dividend only without trading?
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 I wish to do online share trading.is that possible.?
i stay at singapore and a management ...


 What is the best website to use for online investing.?
I want to invest in the stock markets. What is the best online website to use for an individual investor?...


 Would it be beneficial to invest say 20% of my savings in shares?
i was thinking of buying southern scotish energy ...


 Do you think i should invest in stocks?
im young and i just started a job where i make 10 a hour plus tips and i just wanted to know if it would be a good idea to invest. and if so what stocks and how ...


 HOW SENSEX can be STABILIZED?
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 Does mutual fund investments benefit short term investors?
geneuine stats ,and specific reasons with guide ...


 I want to find website for learning forex trading?
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 What is the best way to invest $1000 for my 7 month old son's future?
I don't want to be penalized if he chooses not to go to college, and I would like a safe, yet decent yield......


 What age should you start retirement?!?!!?
I was thinking as early as possible, but. . ....


 Which is the best mutual fund to invest at present? which is best plan/scheme in that mutual fund?
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 How much is a 1998 $50 1 oz gold coin worth? 10pts?
i work at a grocery store and someone gave me a 1 oz fine gold coin that had 50$ written on it. how. it looked brand new. how much is it worth? and how do i know for sure that it is really real? ...


 UK only - Does anyone have any serious ideas of how I can sefely invest some money.?
I wanted to buiild an extension on to the side of my house to rent out as a flat but have been told by my lovely local council that permission would be refused. I want to now think of a way of ...


 What is the best investment in nigeria?
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The Dude
Money that's just sitting in your brokerage account, is it FDIC insured?
when it's not being invested & just sitting there
                     
 




JohnGalt
Rating
And just to confuse you more, my brokerage has several options for sweep funds, including and FDIC insured account. SO the answer is it depends on both your brokerage and on the options you chose when you set up your account.


rr12d
Rating
If you don't hold any current positions in stocks then don't worry it's insured by the SIPC up to $500,000.
However if you hold any securities they are not covered, only the money idle in your brokerage account is covered.


David W
No it isn't. Only accounts at banks are FDIC insured.


zoe
Rating
Depends what it is sitting in. Most likely your money is in a money market account, which is not FDIC insured; however the government put in place a money market guarantee program a few months ago. This program protects your principle as of Sept. 19th. If you added funds after that date it would not be covered. There is no dollar limit on this protection. It was temporary, set to expire 12/08 -- however was recently extended to April.

The easiest way to get FDIC insurance within a brokerage account is utilize brokered CDs.


dspfh3
Rating
The correct answer is that it could be. Generally speaking in a brokerage account you generally have several cash sweep option to choose from. Now do all firm with brokerage accounts have several sweep options for their customers... no. You'll have to do some checking. I know for a fact that some sweep options are FDIC insured, however some may not. Remember FDIC insures you currently upto $250K, however this goes back to $100K after 12/31/09.


No Muy Bien!
That would be the SDIC,and thy only protect investors against fraud as such,not investment loses.


gosh137
Rating
Don't believe any of the above answers. Check with your broker. Since the banking problems began, the FDIC & SIPC have changed their rules. Some money market accounts at brokerages and mutual funds are insured. SIPC used to insure the entire brokerage account (against fraud) for $500,000 and cash in the account for $100,000 (the former limit of FDIC insurance for bank account). Most big brokerages have private insurance to increase those amounts. Lately, the FDIC raised their insurance limit to $250,000 and I read somewhere the SIPC was thinking of doing it also (or maybe it was the FDIC will not begin to insure some money market/brokerage cash accounts). check with the broker.


James Dylan Dean
Rating
Most likely, no.

I hold a savings account where I hold my brokerage account.

The only funds I put into the brokerage account are those I'm investing.


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