 Does anyone have a good tip on a penny stock ? |
| I will research myself, but would appreciate a good tip.... |
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 How do you make money in bear market? |
Every positive event turns into a sell-off.
Should we be shorting for the next 6 months?... |
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 What should I do with my money? |
| I'm a Junior in college and I'll be graduating next year. I have some cash for a downpayment of land and equiptment I need to buy inventory for my dog sled business. Should I invest in land ... |
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 Will I have to pay tax on dividends if I reinvest them into buying more of that stock? |
If I make a dividend from my share of ABC company and just use it to buy more ABC will I have to pay the tax on the dividend?
What if I use my ABC dividend to buy XYZ stock?
BT... |
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 Investing help? |
| I am 19 years old, i am in college and i am very curious about the stock market. PROBLEM i dont know where to turn to. I know what it is and what happens with it but i need basic knowledge of ... |
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 Investing Question.................... |
| If you were investing for your own purpose, would you get involved in derivatives? If so, how? If not, what concerns might you have?... |
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 Where do I start for investing!!!? |
My question is " How do investors know what to invest in and where do they find there resources?!!!"
I have looked on Yahoo finance and a couple other sites and they mostly show ... |
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 What are the best stocks to buy....? |
| any suggestions, but the stock need room to grow, don't have much income to spare...min is 1000. thanks for you're ... |
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 Paying taxes on money gained in the stock market.? |
| If I make $1000 selling stock in XYZ and reinvest that $1000 in ABC and ABC fails and I lose that $1000, do I still owe taxes on the $1000 gain from XYZ?... |
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 Is it profitable to invole in MLM in India? |
| Name some trusted companies providing MLM in I... |
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 Never bought stock? |
| I am 20 years old and I would like to start buying stock to make money and for my money to grow! Where should I start and where should I ... |
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 Best Investment Advice For a 16 Year Old? |
First off, I know I am not old enough therefore, I need my parents to be a part of my account or w.e.
Anyways, I have around 2 grand that is just kinda sitting in my bank account and I ... |
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 What else do I have to know with regards to investing, after I buy shares? |
| I am 20 years old and have just begun to buy some shares on the stock market. What I am concerned about is what will follow, i.e. taxes, and other fees that might acrrue in the future. Also how do I ... |
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marvin1765 | Mutual funds vs. stocks !!!? |
difference , pros, cons and anything else that is related or comes to mind but still relevent please |
 |
 
Sri
 |
A Mutual fund is run by a bank or organization that manages the risk on behalf of the investor (without of course assuming the risk).
Simply put, the mutual fund company will invest your money for you after asking you some basic investor profile information. This is suitable for individuals who do not have much knowledge of the stock market or in some cases simply do not have the time to buy and sell stocks at the right time.
However, if you are knowledgeable about individual companies and their stock performance, you can stand to gain far more than what a mutual fund company can earn for you. But remember, mutual fund companies have teams of people who are pretty much experts on various kinds of stocks - and the fund as a whole leverages invests or divests various individual stocks based on the recommendations of these teams.
Ultimately, its your confidence as an investor that will determine the path you choose i.e. manage your own stock portfolio or use a mutual fund company.
As a parting bit of advice, If you are gaining knowledge of stocks and have the time and interest, it may be a good idea to put the majority in good mutual funds and keep a small portion for you to experiment with in the stock market; Study your investment decisions carefully and see if you have an acumen as a stock trader; you may surprise yourself. Good luck. |
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Barney
 |
Did you know that 80% of mutual funds underperform the market? |
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SpookyFox
|
For mutual fund the idea is to have a peace of mind, the fund is run by professional manager. However, you need to study the performance of the fund management and which type of fund you want to buy. I would said if you want high return invest in equity fund.
For stock market you need to study each single stock, without knowledge you r most provably going to lost money. Generally stock market can use technical and fundamental analysis. |
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zero_shiki
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it depends upon your risk tolerance... if you're a bit risk averse then go for mutual funds... if you're the risk taker type then go for stocks... personally, i prefer stocks... because the higher the risk the higher your return will be... |
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Unfocused Me
 |
How you invest depends on how much time you want to spend educating yourself about investing and researching specific investments. If you have other things to do -- school or a time-consuming career, for example -- you may prefer to invest in mutual funds. Index funds -- mutual funds that track a particular index -- are a low-cost way to invest in stocks, bonds, even real estate (through a fund that tracks an index of real estate investment trusts), without having to spend your time reading annual reports and SEC filings or researching the performance of an active fund manager. Vanguard, Fidelity, and T. Rowe Price all offer low-cost index funds that you can buy directly.
If you want to take the time to manage your own investments, I suggest reading Benjamin Graham's classic treatise on investing in stocks, The Intelligent Investor. It's a great starting point and will help you avoid getting sucked in by market bubbles, stock pumpers, or boiler-room scam artists.
Good luck! |
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Lifter
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Mutual fund is a collection of several stocks, and hence less riskier investment vehicle. Stocks can go to zero like Enron, wiping out all investment. Mutual Fund can't. However, Mutual Fund can go down as well - like during 2000-2 but if bull market returns you have a chance of recouping your funds. With mutual funds you get slower returns (generally speaking) than stocks. Bottom line low risk low reward applies when it comes to investing. |
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Larry B
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How much money you have to invest, how long before you need the money and what is your investment experience.
I have owned both. I have made money and lost money in both.
I do not have the time or knowledge to invest in individual stocks so I prefer a mutual fund with a good track record, and excellent service.
If you invest in one stock, and it does well you do well, if it goes down, you lose. Therefore diversification (Several different stocks, in different sectors, ie., banking, mining, computers, transportation etc. I think you will do well buying individual stocks, but I can tell you now, you will not have the guts to hold them for a long period of time.
If you consistently buy and sell individual stocks, the profit, loss's must be reported to the IRS. That is a total nightmare. and don't forget when ever you buy or sell a stock, you have to pay the broker a fee. In the good old days it cost more to buy 1 share of McDonald's, then the share was worth. With the on-line brokerage firms, its so cheap its unreal.
Stick with a mutual that has several different types of funds. That way you can transfer from one to another without any fee's.
Keep in mind the greater the risk, the greater the reward. I truly believe that over a long period of time, the stock market will out preform any bank savings account or certificate of deposit.
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